How much is the balance transfer fee for the Union State Bank of West Salem Cash Rewards card?
The balance transfer fee for the Union State Bank of West Salem Cash Rewards Platinum Credit Card is 3% (min $5). The balance transfer fee on this card is assessed when an eligible debt is moved to the card, and the fee amount will be automatically added to the balance.
This credit card is good for balance transfers, as it offers an introductory APR of 0% for 12 months, which can help cardholders save money on interest. Keep in mind that a regular APR of 18.24% - 28.24% (V) will apply to the balance after the intro period ends.
There are very few credit cards without a balance transfer fee, so you shouldn't rule out a balance transfer card simply because of the fee. Instead, you should take all factors into consideration using WalletHub's Balance Transfer Calculator.