- Required Credit Score: Excellent
- Annual Fee:None
- Network: VISA
- Rating:4.54.4 / 5 from 163 reviews Write a Review!
|Intro Rate 0%||Intro Period 15 months||Regular Rate 9.99% - 23.99% (V)|
|Intro Rate0%||Intro Period15 months||Regular Rate9.99% - 23.99% (V)||Balance Transfer Fee 3%|
|Cash Advance Rate 23.99% (V)||Cash Advance Fee 4% (min $10)|
- 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%.
- No annual fee*.
- Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum.
- Online account management and account alerts.
- $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen.
- Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: None
- Grace Period: 24 days
- Online Response: No
- Foreign Transaction Fee: 3%
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US Bank Visa® Platinum Credit Card is related to the following credit card categories:
The interest rate is 13.99% which is'nt bad compared to other credit cards that charge 20.99%. The only mistake I make when using a credit card , is that sometimes I charge more than what I can pay back at once. So with that said I usally end up paying the minimum payment or a little bit over that amount. Overall this is a good credit card to use and it is very convenient.
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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the US Bank Visa® Platinum Credit Card shown on this page.
Last updated on: Nov 28th, 2013 at 10:32 EST
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