Ad Disclosure

2015’s Most Popular Gift Cards & 8 Gift Card Tips

Most Popular Gift Cards

There are a few things we can count on every year during the holidays: time off from school; an overweight, bearded out-of-towner breaking into homes via chimney; tone-deaf neighbors singing at your doorstep; embarrassing antics at office holiday parties; eating a bit too much; and, of course, gift cards.

Gift cards are the most sought after type of present for the ninth straight holiday season, according to the National Retail Federation, with nearly 59% of consumers hoping to receive one this year. But not all gift cards are created equal, and it’s important to understand which ones are the most popular as well as what industry trends you can take advantage of in order to please the people on your gift giving list and save some money during this expensive time of year. After all, holiday shoppers are expected to shell out an average of $805 this year, with the average gift card buyer projected to spend more than $173 on plastic alone. We could all stand to lower those tabs.

With that in mind, we at CardHub have compiled a list of the 50 most popular gift cards for 2015 in addition to 8 important tips for managing your gift card spending this holiday season. Hopefully this information will help you maximize the holiday cheer that you spread this year.

The 50 Most Popular Gift Cards for 2015

The following gift cards are projected to be the most popular among consumers this holiday season, according to CardHub data. We also list each card’s average resale value, in case you receive one as a present and don’t want to keep it.

Retailer 2015 Popularity Rank Change From 2014 Rank 2015 Average Resale Value
Visa Gift Card 1 94.00%
Amazon Gift Card 2 92.00%
American Express Gift Card 3 ↑1 92.00%
iTunes Gift Card 4 ↓1 82.00%
Walmart Gift Card 5 ↑1 96.50%
Target Gift Card 6 ↑1 96.50%
Starbucks Gift Card 7 ↑3 92.00%
Netflix Gift Card 8 ↓3 90.00%
eBay Gift Card 9 89.00%
Google Play Gift Card 10 ↓2 79.00%
MasterCard Gift Card 11 95.00%
Fandango Gift Card 12 ↑6 80.00%
Disney Gift Card 13 ↑3 90.00%
Macy’s Gift Card 14 ↓2 92.00%
Best Buy Gift Card 15 93.00%
Sephora Gift Card 16 ↓2 85.00%
Home Depot Gift Card 17 ↑12 95.00%
McDonald’s Gift Card 18 ↑10 93.00%
Costco Gift Card 19 ↑1 95.00%
Chipotle Gift Card 20 ↑3 89.00%
Etsy Gift Card 21 ↑6 85.00%
Lowe’s Gift Card 22 ↓1 90.50%
Ikea Gift Card 23 ↓10 94.00%
Dunkin Donuts Gift Card 24 ↓2 81.00%
Gamestop Gift Card 25 ↓8 88.00%
Nordstrom Gift Card 26 ↓2 91.00%
Ticketmaster Gift Card 27 ↓8 86.00%
Forever 21 Gift Card 28 ↓3 82.00%
Whole Foods Gift Card 29 ↑2 91.50%
Apple Store Gift Card 30 ↑2 95.00%
H&M Gift Card 31 ↑3 74.00%
Subway Gift Card 32 ↑4 83.50%
Nike Gift Card 33 89.00%
Olive Garden Gift Card 34 ↓8 81.00%
Rei Gift Card 35 ↓5 91.00%
Toys R Us Gift Card 36 ↑1 94.00%
Shell Gift Card 37 ↑5 99.00%
Taco Bell Gift Card 38 86.00%
Chick-Fil-A Gift Card 39 ↑12 89.00%
T.J. Maxx Gift Card 40 ↑14 85.50%
Red Lobster Gift Card 41 ↓6 81.00%
Victoria’s Secret Gift Card 42 ↓3 83.50%
Cinemark Gift Card 43 ↓3 88.00%
Old Navy Gift Card 44 ↓1 88.00%
Babies R Us Gift Card 45 N/A 95.00%
Pizza Hut Gift Card 46 N/A 88.00%
Sears Gift Card 47 ↑6 85.00%
Texas Roadhouse Gift Card 48 88.00%
JCPenney Gift Card 49 85.50%
QVC Gift Card 50 ↓9 83.00%

Note: The projected resale value for gift cards does not include any commissions or listing fees, which may apply when using certain gift card marketplaces. CardHub’s Gift Card Exchange facilitates the sale of gift cards for free.

Back to Top

  • The gift cards that increased in popularity the most from 2014 to 2015 are the TJ Maxx Gift Card, the Chick-Fil-A Gift Card and the Home Depot Gift Card.
  • The gift cards whose popularity declined the most in the past year are the Ikea Gift Card and the QVC Gift Card.
  • Shell has the highest resale value (99%), followed by Walmart and Target (96.5%).
  • The gift cards with the lowest resale value are from Google Play (79%) and H&M (74%).

8 Gift Card Tips for Holiday Season 2015

  1. Consider Discounted Gift Cards: One might assume that sales and savings don’t apply to the gift card market, as gift cards are more akin to currency than retail products with traditional product margins. That’s not the case, however, as you can buy gift cards at discounts of up to 26% through online gift card exchanges.
  2. General-Purpose Gift Cards are Costly: General-purpose gift cards, like those from Visa and American Express, tend to charge various fees because that’s the only way their issuers can turn a profit. Store-issued gift cards, on the other hand, do not need to charge fees, since the retailer books a profit the moment you buy its gift card.
  3. Scour Your Drawers for Buried Gift Card Treasure: More than $45 billion in gift cards have gone unused since 2005, according to TowerGroup and CardHub estimates. That’s important to note because those of us who have a lot of unredeemed value sitting in drawers at home can still get something out of it. After all, the CARD Act prohibits a gift card’s funds from expiring within five years.

    Consumers have three basic options when it comes to unlocking the value of unused gift cards. First, you can sell unwanted gift cards for cash. Secondly, most stores allow you to trade in old unused gift cards for new ones, which is great news for re-gifting cards that have developed noticeable wear and tear as a result of sitting idle for years. Finally, most states have programs that allow you to recoup unused funds from expired gift cards under unclaimed property laws.

  4. Don’t Pay For Shipping: Roughly 30% of gift cards from major retailers charge for shipping, according to CardHub data, but these fees can be avoided by utilizing a gift card search tool to identify the retailers that offer free shipping and/or digital gift cards, which can be sent directly to someone’s inbox.
  5. Watch Out For Blurred Lines Between Gift Cards & Prepaid Cards: Retailers are increasingly attempting to get customers to register their gift cards and reload them when funds are low. The Reloadable Walmart Gift Card is one high-profile example of this practice, which is aimed at promoting loyalty and gathering useful consumer analytics. This stands to further confuse the distinction between gift cards and prepaid cards in the minds of shoppers, potentially leading to increased costs.

    “One effect of gift giving (and why retailers love it) is the lock-in effect that gift cards bring to firms. Once a consumer has a card for a retailer, it is hard for another retailer to steal the consumer for her next trip,” says Tony H. Cui, associate professor of marketing with the University of Minnesota’s Carlson School of Management. “Making a gift card registerable and reloadable by consumers is not surprising as retailers would like to take advantage of such a lock-in effect.”

    Adding to that, E.K. Valentin, professor of marketing and management at Weber State University, notes, “Gift cards probably are much more effective in acquiring new customers than they are promoting loyalty. However, retailers might be well-advised to presume that customers who pay with gift cards are not yet loyal. Giving them a reason to come back, such as a discount card that applies to future purposes, would help promote repeat purchasing, which may lead to loyalty.”

  6. Beware Faux Gift Cards: Not only do consumers often mistakenly purchase prepaid cards thinking they are gift cards due to the positioning of in-store displays, but a loophole in the CARD Act allows non-reloadable prepaid cards (aka gift cards) that are received through a loyalty, award or promotional program to expire with no restriction. For context, normal gift cards cannot expire until five years from the date of issuance.

    It’s therefore important for consumers to verify that they are indeed buying/receiving actual gift cards this holiday season and to read any applicable fine print related to their product.

  7. Mobile Is Hot, But Still Not Ready For Primetime: E-gift cards have been gradually gaining traction in recent years, and increased mobile functionality stands to foster more widespread use of such products this holiday season. That’s good news for time-crunched shoppers looking to avoid shipping fees on their holiday gifts or buy at the last minute this holiday season.

    “E-cards make redemption easier in terms of logistics, time, and salience (once you enter the card number to your account, the money is there waiting to be used),” says Ayelet Gneezy, associate professor of marketing in the University of California, San Diego’s Rady School of Management. “In short, this is one domain where I expect digital to provide consumers great value.”

    However, retailers still have work to do in this area for electronic gift cards to achieve true staying power.

    “If we want such a behavior not simply to be a temporary buzz, retailers have to work on adding values to gift giving rather than simply selling virtual gift cards online,” Cui says. “This could include personalization of e-gift cards (has been done for a while in the industry), helping gift givers better understand recipients’ preferences (not much so far based on my personal observations), and creating buzz among friend circles (not much yet). Mobile giving is an interesting topic in gift giving.”

  8. Buy Gift Cards With Rewards: Most credit cards allow you to redeem your rewards for gift cards from a wide variety of major retailers. In many cases, you can garner more value from this type of redemption strategy than redeeming for cash. For example, under Citibank’s rewards program, you need 10,000 ThankYou points to get $50 in cash back, whereas you only need 5,000 points (50% fewer) for a $50 gift card.

Back to Top

Bonus Tips

  1. Consult A Wish List: While gift cards naturally improve our odds of giving and receiving better gifts, as they can be redeemed for anything from the store they’re affiliated, this potential is wasted if you receive cards for stores you don’t like. The ability to create a list of your favorite stores and share it with friends and family is therefore one reason why creating a gift card wish list leads to better gifts.
    Gift card wish lists also enable you to get more expensive gifts. Instead of getting ten different gift cards from ten random stores, as might be the case without a wish list, you can request cards from only a select number of stores, allowing you to pool your resources and buy a big-ticket item that you wouldn’t be able to afford otherwise.
  2. Avoid Using Gift Cards As An Excuse To Overspend: When redeeming gift cards, two-thirds of consumers spend more than their cards’ face value, according to Consumer Reports. This is likely due to the same psychological factor that leads consumers to spend more with credit cards than cash: the money somehow seems less real. While gift cards can be quite useful in subsidizing the cost of large purchases, you should be especially cognizant of your spending when using a gift card, so as to avoid unnecessary expenses.

Ultimately, as long as you keep the aforementioned gift card factoids in mind, the holiday season will be a whole lot happier, both in terms of your bank account and the smiles you elicit from the recipients of your gifts!

Editorial Disclaimer: Editorial content is not provided or commissioned by financial institutions. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are CardHub advertising partners. Our content is intended for general educational purposes and should not be relied upon as the sole basis for managing your finances. Furthermore, the materials on this website do not constitute legal advice and should not be relied upon as such. Please let us know if you have any questions or suggestions.

Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” on the offer's details page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many offers as possible but we don't make any representation of listing all available offers.

Previous Price Protection Report: Credit Cards Shielding You From Price Drops   2015’s Credit Cards With The Best Benefits Next
Jun 9, 2016
Photo of Sherri T.
Jun 9, 2016
Do u buy ambiance nail salon and spa gift cards