Best Cash Back Credit Card

Last update: Apr 15, 2014

best cash back credit card Cash back credit cards are the most flexible type of rewards credit cards because they allow you to earn rewards on all of your purchases and, most importantly, redeem these rewards for cash which can be used to purchase anything. In compiling the list of the best cash back credit cards, our editors tried to find products that met as many, if not all of the following criteria: 1% cash back on all purchases, higher earning rates for certain purchase categories and an initial cash back bonus. Read more about our Editor's Picks for the Best Cash Back Credit Card.

Excellent Credit Best Cash Back Credit Card for Excellent Credit
Capital One® Quicksilver® Cash Rewards Credit Card

capital one quicksilver cash rewards credit card Apply Now

  • Annual Fee: None
  • Rewards: Cash Back
    • Bonus: $100
    • Base Earn: 1.5%
    • Max Earn: 1.5%
  • Editor's Notes: The newly-branded Quicksilver Card assumes the role once held by the No Hassle Cash Rewards Card in Capital One’s rewards earning arsenal. Its 1.5% cmore
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Chase Freedom®

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  • Annual Fee: None
  • Rewards: Cash Back
    • Bonus: $100
    • Base Earn: 1%
    • Max Earn: 5%
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Blue Cash Preferred® from American Express

Blue Cash Credit Card Apply Now

  • Annual Fee: $75
  • Rewards: Cash Back
    • Bonus: $100
    • Base Earn: 1%
    • Max Earn: 6%
  • Editor's Notes: The Blue Cash Preferred Card from Amex is one of the best everyday rewards cards on the market given its exceptional earning rates in important spendimore
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Citi® Dividend Platinum Select® Visa® Card

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  • Annual Fee: $0*
  • Rewards: Cash Back
    • Bonus: $100
    • Base Earn: 1%
    • Max Earn: 5%
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Good Credit Best Cash Back Credit Card for Good Credit
Capital One® Quicksilver® Cash Rewards Credit Card

capital one quicksilver cash rewards credit card Apply Now

  • Annual Fee: None
  • Rewards: Cash Back
    • Bonus: $100
    • Base Earn: 1.5%
    • Max Earn: 1.5%
  • Editor's Notes: The newly-branded Quicksilver Card assumes the role once held by the No Hassle Cash Rewards Card in Capital One’s rewards earning arsenal. Its 1.5% cmore
  • Learn More »
 
Chase Freedom®

chase freedom credit card Apply Now

  • Annual Fee: None
  • Rewards: Cash Back
    • Bonus: $100
    • Base Earn: 1%
    • Max Earn: 5%
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Fair Credit Best Cash Back Credit Card for Fair Credit
Capital One® QuicksilverOneSM Cash Rewards Credit Card

capital one quicksilverone cash rewards credit card Apply Now

  • Annual Fee: $39
  • Rewards: Cash Back
    • Bonus: None
    • Base Earn: 1.5%
    • Max Earn: 1.5%
  • Editor's Notes: Capital One's QuicksilverOne Cash Rewards Card offers the absolute best rewards-earning option available to people with fair credit. It boasts a stramore
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Limited History Best Cash Back Credit Card for Limited History
College Students
JourneySM Student Rewards from Capital One®

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  • Annual Fee: None
  • Rewards: Cash Back
    • Bonus: None
    • Base Earn: 1%
    • Max Earn: 1.25%
  • Editor's Notes: Not only does the Capital One Journey Student Rewards Card offer straightforward, lucrative rewards without charging an annual fee, it also promotes gmore
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Citi® Dividend® Card for College Students

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  • Annual Fee: $0*
  • Rewards: Cash Back
    • Bonus: None
    • Base Earn: 1%
    • Max Earn: 5%
  • Learn More »
Non-College Students
Capital One® QuicksilverOneSM Cash Rewards Credit Card

capital one quicksilverone cash rewards credit card Apply Now

  • Annual Fee: $39
  • Rewards: Cash Back
    • Bonus: None
    • Base Earn: 1.5%
    • Max Earn: 1.5%
  • Editor's Notes: Capital One's QuicksilverOne Cash Rewards Card offers the absolute best rewards-earning option available to people with fair credit. It boasts a stramore
  • Learn More »
Bad Credit Best Cash Back Credit Card for Bad Credit
Secured Card

Unfortunately, there are no cash back credit cards for people with bad credit. Below is the best secured credit card for people with bad credit.

Capital One® Secured Mastercard®

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  • Min Deposit: 49, 99, or 200
  • Annual Fee: $29
  • Monthly Fee: None
  • One-time Setup Fees: None
  • Regular APR: 22.9% (V)
  • Editor's Notes: While the Capital One Secured MasterCard charges a higher annual fee than certain other cards in its class, the fact that it can be a partially-securemore
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Unsecured Card

Unfortunately, there are no cash back credit cards for people with bad credit. Below is the best unsecured credit card for people with bad credit.

Credit One Bank® Credit Card with Gas Rewards

credit one credit card Apply Now

  • Annual Fee: $35 - $99
  • Monthly Fee: None
  • One-time Setup Fees: None
  • Regular APR: 17.9% - 23.9% (V)
  • Learn More »
About our Editor's Picks

Our editors' recommendations for the Best Cash Back Credit Card are a reflection of their own subjective opinions, and they should not be relied upon as the sole basis for choosing your credit card. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable. We work hard to present you with the most accurate credit card information, however, the credit card terms and conditions do not originate from us and thus we do not guarantee the accuracy of the information. Before applying for a credit card we recommend that you verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences.

Ask our Experts
EXPERT’S ANSWERS

Why get the best cash back credit card and not the best travel rewards credit card?

By: Odysseas Papadimitriou In a word, flexibility. Though certain travel rewards credit cards might be more lucrative, the best cash back rewards credit cards simplify redemption and broaden rather than limit the possible uses of your earnings. In addition, cash back credit cards represent a lower risk because credit card companies cannot devalue what you have already earned, as they can with rewards miles or points. Whether you don't travel enough to warrant getting a travel rewards credit card or you merely value the simplicity of cash rewards, you can't go wrong with the best cash back card.

How often do the best cash back credit cards change?

By: John Kiernan The best cash back credit cards page changes whenever new deals that warrant inclusion are introduced. There is no specific timetable for this as credit card companies alter offers at their own discretion based on various economic trends. As a result, the best cash back credit cards for 2011 will likely differ from those for 2010.

Do the best cash back credit cards make rewards redemption easier?

By: Sonia Garrison Rewards redemption is very simple with all cash back credit cards. You earn rewards in terms of cash, which you receive in the form of checks or statement credits. There are no blackout dates, no risk of devaluation, no loopholes, no point benchmarks to reach, just a clear cash earning rate. The best cash back cards simply heighten the benefits provided by your typical cash back credit card.
COMMUNITY DISCUSSION

Help others find the best credit card by sharing what your deciding factor was when choosing your card (customer service, interest rate, fees, convenience, rewards, etc.)

 
April 15, 2014
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By: John Chu
I have been a long time Chase customer and their Chase Freedom card does not disappoint. It is currently the only card I use and I highly recommend it. The initial bonus of $100 after spending $500 in the first 3 months sealed the deal for me. If you plan to make big purchases soon, get this card! That’s just one of the many rewards that make using this card great.
April 7, 2014
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By: Howl Carnage
The Capital One Quicksilver CC has been my go-to credit card for the past year or so that I've had it in my possession. It's my favorite card to use when I'm not spending money on gas or groceries, as its CB rate is much higher than the measly 1% I get from my other CC's. It's also super easy to redeem my accumulated CB! I'm free to do it at anytime I want, which is awesome when compared to other banks who make you wait until you've attained X amount of CB before you can redeem.
April 7, 2014
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By: Stephen Mcmadu
I would say the best in this group is the chase freedom in my own opinion, it gives a 5% cash back on purchases for a time frame on select purchases like gas, starbucks and other restaurants and some other stores. It also gives an initial $200 dollar bonus cash back. This $200 and the fact that there is no annual fee makes this a prime choice for me.
April 1, 2014
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By: Melissa Hallgren
The Chase Freedom card is by far the best credit card out there. The 5% cash back categories rotate every 3 months making it a bit tedious to chase around but the low interest rate of 2.5% really makes up for it. I use it to pay our kids college tuition so the standard 1% really adds up. They give you the option of paying yourself back or getting gift cards. I chose the gift card option for one year and had enough to purchase a new washer !!!!! Things like this are such a huge bonus ! They are also top notch in fraud alerts ... I get updates to my phone when something seems off and I can easily respond to tell them " yes it's me " or OH NO .... Their customer service seems to be based in the US as everyone I have spoken to speaks and understands my needs and solves them quickly ! There is no frustration when dealing with them and with a busy schedule it is greatly appreciated !
April 1, 2014
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By: David Price
I have the Capital One Quicksilver 1.5% cash back card and I love it. I much prefer this card over other cards that offer greater than 1% cash back because the Quicksilver card is a VISA card that is almost accepted everywhere. Although an extra 0.5% may not seem like much, it can be very useful when making large purchases or payments that don't fit into traditional categories. As an example, I used this card to pay for my child's college tuition and was able to get a large amount of cash back.
March 25, 2014
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By: Musty Briches
A card I didn't see here was the Discover it card. The it card is very easy to apply for, even with not so great credit. Instead of being stuck in certain categories for the first entry period (eg, 3% back on gas) you get 1 % on all purchases and then you can get 5% back on categories that rotate every 3 months. The best part is it isn't one category per month to earn the bonus, there a three or four per month. If you regularly use a credit card to make purchases these points add up rather quickly. Since applying I barely use any of my other cards because they don't save me as much money as this one.
March 21, 2014
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By: Bryan Lam
Chase Freedom is indeed the best card, that's why it has one of the highest. The initial bonus you get from signing up is $100 after making $500 in purchases of course, but it is easily done if you buy a laptop. For me I was a college student getting my first credit card, this option was definitely the best one. It has one of the lowest interest rates. Everything you purchase you get at least 1% back up to a total of 5%, depending on the category of products you are purchasing such as gas, restaurants, as well as Amazon.com. This is the best card in its category and I plan to keep this card for a while.
March 21, 2014
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By: Ramy Eskander
Chase Freedom is the best cash back credit card I have ever had. The basic cash back is 1% which is less than the cash back of other cards such as Capital One Quicksilver. However, Chase Freedom provides an additional 5% cash back on selected items. The categories of these items change quarterly. The most important items are gas-station payments, restaurants and Amazon purchases. Chase Freedom also provides a one-time cash back after a specific time of issuing the card. The amount of this one-time cash back changes from time to time, but it is at least 100 dollars. To conclude, Chase Freedom is the best in its category as it provides an unbeatable cash back with no annual fees.
March 12, 2014
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By: Andy Flory
I would highly recommend the Capital One Quick Silver for those who have a qualifying credit score (I know, it can be tough to get accepted). My experience with other cards with higher max earning amount is that they typically require you to meet some outlandish spending qualifications to reach the high reward rates (3, 4, or even 5%). Though these high cash back rates ARE nice, I prefer that the Quicksilver is locked in at a good (albeit not incredible) 1.5%, and you won't be forced to complete special offers or god knows what to increase your rate. So if you want to know what you're getting and have nice credit, the Quicksilver is the way to go in my book.
March 12, 2014
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By: Mel Wa
American Express Blue is hands down one of the best Credit Cards out there. First of all, they are 100% annual fee free. You will not pay any expenses associated with this card, unless it has to do with interest or ATM withdrawals. Customer Service is great. They are open 24/7. They are quick to respond and take action. One time, I had rented a car using the American Express Blue. The car rental company charged me $200 extra for scratching the bumper of the car. I felt that it was not serious. I called Amex, and they took care of it. My $200 was refunded!! American express blue is also very safe. When or if your card is stolen or used, they will contact you, and cancel your card. You will be Fedex'd a new card the next day on their behalf!! Also, you are 100% not responsible for charges that you did not make. American Express Blue, also offers points back and they can be used for gifts, electronics, etc or towards your bill. Do not forget to use your AMEX card on the last saturday in October, for a free $25 credit towards any small local business you use your card at (Amex Small Business Saturday). American express blue is simply one of the best cards out there. The AMEX name says it all.
March 12, 2014
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By: Dan Harrison
Without a doubt, the best credit card I've ever used for cash back rewards is the Citi Forward (Visa). On the surface it may not seem too remarkable: 1 point for every $1 you spend. However, Visa offers a number of extra rewards points when buying in certain categories (dining, book stores) and paying your bill online every month. Those thankyou rewards points can then be used to purchase a wide variety of giftcards. In my 4 years of using my Visa, I've gotten hundreds and hundreds of dollars in giftcards just for using my credit card! It really is that easy!
February 28, 2014
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By: Jennifer Solis
The Capital One Quicksilver Cash Rewards Credit Card is the best credit card for cash back. Not only do you get $100 after you spend $500 within the first three months, but you can also earn 1.5% cash back on every single purchase. They also always have 0% intro APR on purchases AND balance transfer for those of you who like to transfer balances every year. My favorite part has got to be the fact that they do not have an annual fee if you have good credit, even if you don't, your rewards will cover you. What is the point of cash back if you are paying an annual fee and not getting enough to cover it? Capital One may not have a brick and mortar location, but do you really need one for a credit card? No. This is the best cash back card. You should sign up now.
February 28, 2014
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By: Aaron Chavez
Being a college senior entering a Master of Science program in the next calendar year, the ability to earn cash back on regular expenditures required for living is very advantageous. The card best suited to my needs and in my qualification bracket is the Chase Freedom card. It also works out as the best card in the Cash Back genre as far as versatility. I base this on ease of use, likelihood of acceptance at a business, and most readily approving of an average person with good to excellent credit. For the average college student, a 1% Cash Back on all purchases is extremely generous when every bit of financial assistance is necessary. Also, the ability to earn $100 cash back upon purchasing $500 within three month of opening your account is an easy financial milestone what with necessary book purchases, transportation costs, etc.
February 28, 2014
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By: Oprah Noodlemantra
I adore my Chase Freedom card. My favourite thing about it is not just that you get a base cash back percentage on everything, but that every few months they cycle through and put up a handful of things you get an increased cash back percentage on. Gas percentage increase is one of my favourites. I'm always looking forward to it and the dining ones. Dining out and gas purchases can both be very painful, but with the Chase Freedom card they don't have to be.
February 28, 2014
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By: Bryan McWethy
My favorite cash back card is by far the Chase Freedom card. First off, you receive $100 cash back for a mere $500 in spending over the course of the first 3 months you own the card, which is very easy to accomplish. Additionally, there's no annual fee which I value a lot seeing as I have a low income. There's no cap on the earnings either, so I use my Chase Freedom card for everything, as a way to get additional cash back. It's a nice incentive to use their card. There are different cash back programs throughout the year as well, such as earning more money back on gas in the winter time, which can definitely be beneficial and may lead me to use certain services more.
February 19, 2014
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By: Justin Lachesky
The PNC Cashbuilder Visa is my go-to cashback card. With a PNC Virtual Wallet account, the cashback starts at 1.5% (with a qualifying balance or direct deposit) and tops out at 1.75% depending on monthly spending. Plus, with the Virtual Wallet integration, it's easy to see and redeem rewards.
February 19, 2014
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By: Aaron Munsell
I'm a poor college student, and Cash Back cards are the only way to go. Capital One Quicksilver is the best one to get. You have different tiers of credit that allow you to get the card no matter how bad your credit is. Plus you get a signing bonus if your credit is fine, or if it's your first credit card, like me.
February 25, 2014
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Justin Parker
I agree completely. Cashing in bonus points on my Capital One card, which I used for gas and food purchases, was the only way I had money to buy anything for myself in college. Everything else went to pay for basic living expenses. The Capital One cards allow you to spend responsibly and build credit, while also giving you a little bonus so you can buy something nice for yourself eventually.
February 11, 2014
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By: Andrew Shannon
Hands down, the best cash back card would have to be the NFL Extra Points card. Not only do you get double points year round on NFL purchases but also receive $400 back for spending $1000 in the first three months of activation. These purchases do not need to be NFL products, though you will still receive double cash back on those. Generally speaking, you will get 1% back on all purchases and like i said, 2% on NFL products. This could be tickets to games, apparel, gear etc. You can also exchange your points for NFL rewards such as game tickets, superbowl tickets and even jerseys.
February 11, 2014
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By: Ashley Parton
My husband and I currently use US Bank's Cash+ Visa card and have been more than pleased with the cash back rewards. You are able to choose up to three areas where you can receive 5% cash back on all purchases. We eat out a lot and use a lot of gas so we chose 5% cash back on gas, fast food, and restaurants. We also receive 1% cash back on all other purchases. On average, we receive up to $100 cash back per billing period. We pay our credit card off in full each month so with our normal spending, we end up saving $100 per month! I highly recommend the US Bank's Cash+ Visa card!
February 7, 2014
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By: Emi Ikeda
My favorite card is my Amazon Rewards VISA. I do most of my purchasing from Amazon, so the 3% return is a great deal! They also provide 2% returns on purchases from select categories (gas stations, restaurants, etc) and 1% return on any other purchases. I routinely get about $20 a month. The rewards are provided as Amazon credit but can be exchanged for cash back. Interest rates are high, but interest can be avoided by paying off the balance monthly. I make all my purchases with my Amazon VISA and pay the balance monthly. Getting some of it back sure helps when you have to make big purchases!
February 7, 2014
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By: Brianna Byrne
For anybody that makes frequent or large purchases, I'd say a cash-back card is the way to go. Personally, I've got the Chase-Amazon card, which is great because I do make a lot of online purchases. Not only that, but certain purchases (like restaurants, gas, or online purchases) give you extra points, which is great. After a year of using the card, I've gotten back around $100, which is a great perk. The only thing I'd warn about is that these cards often seem to have high interest rates, so you have to make sure you're on top of your monthly payments and that you always pay the outstanding balance off. However, if you're financially responsible and make frequent purchases, I think this is definitely the best credit card category to get. I would also recommend the Chase-Amazon card, since they've always been very helpful and friendly when I had questions and I've had no problems with the card so far.
January 29, 2014
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By: Amy Maney
The Blue Cash Preferred from American Express is the best cash back credit card that you can get.It offers the best cash back rewards as any card that i have seen.The annual fee is 75 dollars but with the rewards this card will earn you it is well worth it and the fees and low interest rates will somewhat pay for themselves, considering all the cash back rewards you can earn with this card.This card is certainly one that i would personally recommend to anyone.
January 29, 2014
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By: Rich DelMonte
The chase freedom seems to be the best card in this group, as it provides 5% cash back on purchases made within a defined timeframe for fuel, movies and coffee at Starbucks. I constantly use all three of those products so perhaps it's best for people like myself. It claims to offer 5% every 3 months on various categories. The card additionally offers a $100 bonus after just spending $500, I could do that in a month.
January 3, 2014
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By: Nicole Bedard
As a student, out of all of the cash back cards I have, I think that the Sallie Mae Upromise Master Card is one of the best cards available, especially if you have Upromise. With this card, you get 5% cash back for online purchases that are made from the Upromise website, plus with some items and locations, you can get double 5% cash back with the card. When you use Upromise's website and you have the upromise credit card your rewards actually double in some cases! You can get 4% cash back for using the card at Upromise restaurants and another 3% cash back for using it at various gas stations as well, and 1% on all other purchases regardless of whether it is a purchase at a Upromise location or not. These points can be used as cash back, or can be used to transfer into a savings account. It is one of my favorites!
January 3, 2014
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By: Howl Carnage
I've owned the BOA 123 cash back rewards card for about 3 months now, having upgraded from a BOA secured credit card. I must say that I've earned a substantial amount of cash back in the 3 months I've had the card. Most of the money is coming from gas which is (thankfully) 3% CB as I travel a lot due to work. I'm currently sitting on about $135 worth of cashback. A great thing about this card is how BOA will give a 10% bonus to my CB if I have my CB deposited into one of the accounts I already have with them. I'm aiming for $500 so I can have $50 in total CB!
December 16, 2013
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By: Frederick Chon
I believe the Chase Freedom $200 cash back is the best cash back card in the genre. The initial bonus of $200 and no annual fee make the Chase Freedom card a winner in my books. The 1% cash back is pretty mediocre and standard since almost every other card is the same. But unlike other cards, the Chase Freedom card goes up to 5% in select purchases which might be huge for certain people, I know it was for me. Overall, the Chase Freedom card cannot do wrong especially since it gives a generous $200 initial bonus!
December 16, 2013
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By: David Rabenberg
I think that the Chase Freedom - $200 Bonus Cash Back is the best card in this genre. With no Annual fee, and a $200 cash back when opening, you start off on the right foot. Getting 1% back is pretty standard for rewards cards, but you can get up to 5% cash back in select categories, such as gas stations, restaurants, home improvement stores, etc. I will be getting this card soon!
December 16, 2013
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By: Aaron Munsell
The best cash back credit card would have to be the Quick Silver Cash Rewards card from CapitalOne. It provides the benefit of no annual fee with up to $100 initially at sign up, and then 1.5% cash back from then on. With the online purchases I make regularly, this provides me with no other option but this card - I get security and more money in my pocket for all the money I utilize on necessities I get online.
December 11, 2013
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By: JC Manalastas
The best credit card in the 'Excellent Credit' Genre will probably have to go to the "Blue Cash Preferred from American Express". I know first-hand that you can get 6% back on groceries up to $6,000. Being a single person in a household, I would not even reach the $6,000 limit on the 6% cash back. That alone is worth it for me, since the thing I spend most money on is food (besides rent). Couple that with the fact that you also get 3% cash back on gas purchases, this is ideally the best card in its class.
December 11, 2013
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By: Mindy Mann
The credit card with the best cash back, for me, is the Journey Student Rewards from Capital One. You can sign up for it with limited history, unlike most other credit cards. As a college student, I need to go ahead and start building credit for when I graduate. It has no annual fee and I get 1% cash back! Can't beat that! Every college student should consider signing up for the Journey Student Rewards card from Capital one, so we can all start building credit while earning cash back!
December 4, 2013
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By: Mark Duncan
The credit card with the best Cash Back Bonus perks is the Chase Sapphire Preferred. You earn 1% on all purchases and 2% while dining out at restaurants, which are solid bonus perks, but the real benefit to the Chase Sapphire Preferred is the initial signup reward. If you spend $3,000 during the first 3-months of use you earn 40,000 points. This translates to roughly $500 in cash or you can transfer those points to travel rewards and earn even more. Using them for travel is a great way to pay for an exotic getaway or maybe a vacation to visit some friends.
December 3, 2013
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By: Jason Budley
I really love the Chase Freedom card, and not just because of their line of commercials. The product really lives up to its reputation for quality and hassle-free usage, while giving some great rewards in exchange for making use of the card!
November 28, 2013
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By: David Rollins
Without a doubt the Chase Freedom card is the best cashback card. The 5% rewards in specified categories means you will be able to maximize your rewards every quarter at places such as dining, gas, groceries. It is very easy to rack up the rewards with this card. And the $200 bonus for getting the card and meeting the spending requirements makes getting this card a no-brainer!!
November 27, 2013
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By: Cody DeLong
I think that the best credit card to get for cash back is the Chase Freedom card. The card offers the largest bonus out of all the cards ($200). The card also allows you to earn one percent cash back and there is a high limit of five percent when you take part in special offers they have. You can take advantage of the 5% when you buy during the holidays at Amazon or any department store they allow! If you're look for the most money back possible I would recommend this card.
November 16, 2013
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By: Heather Hrusosky
The best credit card with cash back is the American Express Costco True Earnings card. If you are a Costco member this is a great credit card to have, especially if you buy most of your groceries there. Not only do they give you a generous credit limit, but there isn't an annual fee for the card while you keep your Costco membership. You can get 3% cash back on gas and 1% cash back on other items you buy. If you think about it, the cash back is basically paying for your membership too. The first 12 months you have 0% APR as well.
November 18, 2013
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Card Hub
Hi Heather. That is a very good choice. Another similar card is the Blue Cash Everyday Card from American Express. Even though it offers 2% cash back on gas purchases, it also gives a 3% cash back on purchases from supermarkets, it has no annual fee and the 0% APR lasts 15 months.
November 16, 2013
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By: Nicole Williams
If you’re looking for a way to maximize your buying power, using a cash back credit card to make every day purchases is a great way to do it. I do not condone using credit cards to pay for things you can’t afford. Instead, I use my Bank of America Bank Americard to make my small daily purchases—groceries, gas, shopping, and pay off the balance at the end of every week. The cash back means I am essentially saving a percentage off of each purchase. I love this card! It was easy to apply for and set up, and the rewards balance/earnings is generous, straightforward, and easy to understand.
November 15, 2013
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By: Allen Marshall
As someone who pays off the full balance of their credit card each month, the only thing I look for is cash back and rewards because then my credit card is helping me save money instead of owing it. The Blue Cash Preferred from American Express is my favorite. It gives you 1% cash back in all scenarios or more. Almost 75% of my statement is spent at gas stations and supermarkets so I love knowing that I will get back 3%-5% there. Its nice knowing that I can expect to get something back every once in a while for no reason other than spending what I would have already spent.
October 29, 2013
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By: Ariana Morris
I make every single purchase on one credit card, and the one I choose is Chase Freedom. So long as you pay off your balance regularly and don't spend what you don't have, this card will actually make you money. I love the cash back options which allow statement credits, rewards, or cash in your pocket. This card is also linked directly to my Chase bank account so it's easy to go to my page and see what my cash balance is, as well as my credit card balance, all on the same page
October 29, 2013
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By: Michael Concialdi
One of the the best credit cards in terms of cash back is the Capital One Quick Silver Card. It is a newer credit card and I myself have just upgraded my current card to the Quick Silver Card. They offer 1.5% cash back on all purchases with no limit, and there's no annual fee. If you like to use your credit card for everyday purchases like myself you will have no problem building up a nice cash value.
October 22, 2013
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By: Shelly Smith
The Chase Freedom card was the first non student Credit card I ever got; and it was well worth it. I use this card for gas and groceries each month, just to benefit from the cash back. This coupled with the bonus $100 for using the card in the first three months AND the lack of a fee means this card has paid more to me than I have for it.