Best Cash Back Credit Cards

Selected by CardHub Editors from 1,000+ credit cards — Updated September 3, 2015

Cash back credit cards make for a great addition to anyone’s wallet because they provide a straightforward earning and redemption mechanism in a currency that cannot be devalued by a credit card company. The best cash back credit cards tend to be those that keep things simple by providing attractive earning rates across all purchases. We tend to avoid cards offering higher earning rates in rotating spending categories, as they require quarterly sign-up, are difficult to plan for, and are often not for the types of purchases that people make most often.

In addition, the best cards either do not charge annual fees or provide rewards that are easily lucrative enough to cover the fixed costs. CardHub’s editors identified their favorite offers by comparing more than 1,000 cards, based on how well they fit the aforementioned characteristics. While advertising status played no role in our selection of these cards, certain sponsored offers may be included.

excellent Credit

Citi® Double Cash Card

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  • Purchase intro APR 0% for 15 months
  • Regular APR 12.99% - 22.99% (V)
  • Annual Fee $0*
  • Rewards Rate 1 - 2% Cash Back
  • Rewards Bonus None

Best for Cash Back Rewards. The Citi Double Cash Card is one of the best everyday rewards cards on the market given that it will earn you 2% on all purchases made.1% on purchases made and another 1% when you pay off your balance and it has no annual fee.

Capital One® Quicksilver® Cash Rewards Credit Card

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  • Purchase intro APR 0% until May 2016
  • Regular APR 12.9% - 22.9% (V)
  • Annual Fee None
  • Rewards Rate 1.5% Cash Back
  • Rewards Bonus $100

Best for Rewards. The relatively new Quicksilver Card assumes the role once held by the No Hassle Cash Rewards Card in Capital One’s rewards earning arsenal. Its 1.5% cash back across all purchases offers great value and simplicity. Its $100 bonus for spending at least $500 during the first three months lends upside. And the fact that this card does not charge an annual fee serves as the cherry on top of this attractive deal.

Blue Cash Preferred® from American Express

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  • Purchase intro APR 0% for 15 months
  • Regular APR 12.99%-21.99% (V)
  • Annual Fee $75
  • Rewards Rate 1 - 6% Cash Back
  • Rewards Bonus $150

The Blue Cash Preferred Card from Amex is one of the best everyday rewards cards on the market given its exceptional earning rates in important spending categories. It offers 6% cash back at supermarkets (up to a $6,000 annual spending limit), 3% cash back at gas stations and department stores, and 1% cash back everywhere else. Some might be turned off by the $75 annual fee, but that’s a moot point for two years if you manage to spend at least $1,000 during the first three months and thereby qualify for its $150 initial bonus. Depending on your spending habits, the Blue Cash Preferred could very well pay for itself on an ongoing basis. If you don’t spend enough on groceries, gas, and clothing to outweigh the fee, check out the standard Blue Cash Card.

good Credit

Capital One® Quicksilver® Cash Rewards Credit Card

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  • Purchase intro APR 0% until May 2016
  • Regular APR 12.9% - 22.9% (V)
  • Annual Fee None
  • Rewards Rate 1.5% Cash Back
  • Rewards Bonus $100

Best for Rewards. The relatively new Quicksilver Card assumes the role once held by the No Hassle Cash Rewards Card in Capital One’s rewards earning arsenal. Its 1.5% cash back across all purchases offers great value and simplicity. Its $100 bonus for spending at least $500 during the first three months lends upside. And the fact that this card does not charge an annual fee serves as the cherry on top of this attractive deal.

fair Credit

Capital One® QuicksilverOne® Cash Rewards Credit Card

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  • Purchase intro APR 0% until May 2016
  • Regular APR 22.9% (V)
  • Annual Fee $39
  • Rewards Rate 1.5% Cash Back
  • Rewards Bonus None

Best for Rewards. Capital One's QuicksilverOne Cash Rewards Card offers the absolute best rewards-earning option available to people with fair credit. It boasts a straightforward rewards program, offering 1.5% cash back across all purchases, which will easily overcome its $39 annual fee for users who make most of their purchases with plastic. 1.5% cash back across the board is equivalent to what people with excellent credit get from the best rewards cards on the market. In addition, a 0% introductory interest rate on new purchases until May 2016 makes the QuicksilverOne Card a great way to avoid interest on big-ticket purchases as well.

limited Credit

Capital One® QuicksilverOne® Cash Rewards Credit Card

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  • Purchase intro APR 0% until May 2016
  • Regular APR 22.9% (V)
  • Annual Fee $39
  • Rewards Rate 1.5% Cash Back
  • Rewards Bonus None

Best for Rewards. Capital One's QuicksilverOne Cash Rewards Card offers the absolute best rewards-earning option available to people with fair credit. It boasts a straightforward rewards program, offering 1.5% cash back across all purchases, which will easily overcome its $39 annual fee for users who make most of their purchases with plastic. 1.5% cash back across the board is equivalent to what people with excellent credit get from the best rewards cards on the market. In addition, a 0% introductory interest rate on new purchases until May 2016 makes the QuicksilverOne Card a great way to avoid interest on big-ticket purchases as well.

Journey® Student Rewards from Capital One®

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For College Students

  • Purchase intro APR N/A
  • Regular APR 19.8% (V)
  • Annual Fee None
  • Rewards Rate 1 - 1.25% Cash Back
  • Rewards Bonus None

Best for College Students. Not only does the Capital One Journey Student Rewards Card offer straightforward, lucrative rewards without charging an annual fee, it also promotes good habits. You get a 25% rewards bonus each month you make an on-time payment, and getting in the habit of paying for what you spend early in your credit career will put you on the path to excellent credit as well as save you a lot of money in interest in the years to come (assuming you pay your bill in full as well as on time, which we highly recommend).

BankAmericard Cash Rewards™ for Students Credit Card

For College Students

  • Purchase intro APR 0% for 12 months
  • Regular APR 12.99% - 22.99% (V)
  • Annual Fee None
  • Rewards Rate 1 - 3% Cash Back
  • Rewards Bonus $100

This card is capable of meeting the needs of various types of college students, from those who wish to earn rewards on everyday expenses like gas and groceries to those who need help paying for big-ticket expenses like textbooks. The fact that it doesn’t charge an annual fee and actually pays you $100 just for spending $500 in the first 90 days you have it just makes things sweeter, The one thing you don’t want to do with this card is use it overseas, as it charges a 3% foreign transaction fee. So, if you plan on studying abroad or doing some international travel, you may want to consider a card from Capital One (none of its offer charge foreign fees).

bad Credit

Unfortunately, there are no cash back credit cards for people with bad credit. Below is the best secured credit card for people with bad credit.

Capital One® Secured MasterCard®

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Secured Card

  • Min Deposit $49, $99 or $200
  • Annual Fee None
  • Monthly Fee None
  • One-Time Fees None
  • Regular APR 24.9% (V)

Best Partially Secured Card. The Capital One Secured MasterCard does not charge an annual fee and the fact that it can be a partially-secured card makes it quite an attractive option for many consumers. With a partially-secured credit card, your credit line may exceed the amount of your security deposit, thereby providing you with an emergency line of credit, if needed, and enabling you to maximize your available credit. The more credit you have available, the faster your credit standing will improve. The Capital One Secured MasterCard Credit Card is therefore an option that at least merits consideration if you have bad or limited credit.

Unfortunately, there are no cash back credit cards for people with bad credit. Below is the best unsecured credit card for people with bad credit.

Credit One Bank® Credit Card with Gas Rewards

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  • Annual Fee $35 - $99
  • Monthly Fee None
  • One-Time Fees None
  • Regular APR 17.90% - 23.90% (V)*

Expert Answers

Why get the best cash back credit card and not the best travel rewards credit card?

By: Odysseas Papadimitriou, CardHub CEO

In a word, flexibility. Though certain travel rewards credit cards might be more lucrative, the best cash back rewards credit cards simplify redemption and broaden rather than limit the possible uses of your earnings. In addition, cash back credit cards represent a lower risk because credit card companies cannot devalue what you have already earned, as they can with rewards miles or points. Whether you don't travel enough to warrant getting a travel rewards credit card or you merely value the simplicity of cash rewards, you can't go wrong with the best cash back card.

How often do the best cash back credit cards change?

By: John Kiernan, Personal Finance Editor

The best cash back credit cards page changes whenever new deals that warrant inclusion are introduced. There is no specific timetable for this as credit card companies alter offers at their own discretion based on various economic trends. As a result, the best cash back credit cards for 2011 will likely differ from those for 2010.

Do the best cash back credit cards make rewards redemption easier?

By: Debra Wei, Personal Finance Reporter

Rewards redemption is very simple with all cash back credit cards. You earn rewards in terms of cash, which you receive in the form of checks or statement credits. There are no blackout dates, no risk of devaluation, no loopholes, no point benchmarks to reach, just a clear cash earning rate. The best cash back cards simply heighten the benefits provided by your typical cash back credit card.

Community Discussion

Ask a question or help others find the best cash back credit cards by sharing some tips.

Jun 17, 2015
Photo of Gentric T.
Jun 17, 2015
The Capital One Credit Card has become one of my favorite credit cards to use through my day to day activities. The most notable feature about the card that I like is the fact that I get 1.5% cash back on every purchase I make regardless of the category. Other cards offer varied rewards based on how you use the card, but the base 1.5% for everything is a killer deal!
Jun 17, 2015
Photo of Zillow R.
Jun 17, 2015
This capital one credit card has easily become one of my most often used credit cards when it comes to everyday purchases. The biggest draw of the card for most (myself included) is the fact that you get 1.5% cash back on every single purchase you make. This makes this card fantastic for those who make daily transactions at convenience stores and whatnot, as other cards only offer the measly 1% cash back that no one really cares about.
May 19, 2015
Photo of Richard S.
May 19, 2015
The Citi Double Cash Card is the only card that I know of at this time that not only provides rewards for using the card for purchases, but also rewards customers for paying on their account each month. You don't even have to pay the full balance in order to take advantage of the extra 1% rewards! Citi's customer service isn't the best in the credit card industry but they're improving. I would suggest this card especially to people looking to build their credit history, because as you make payments, you're rewarded for it. This card would be better if it offered extra percentage cash back for certain purchases at more
May 13, 2015
Photo of Fish H.
May 13, 2015
As a student I love using the "Journey Student Rewards" from Capitol One. I have limited history with credit and having the ability to earn cash-back on all of my purchases is a very nice to have. It gives you base cash-back of 1% on all purchases with up to 1.25% on qualifying purchases. The best part about the card is that there is no fee associated with having the card making it all the better for students to take advantage of.
May 12, 2015
Photo of Cody R.
May 12, 2015
The best cash-back credit card I've found is from PNC Bank. Their "Cash Builder" credit card is really easy to use and gives 1.25% (or more) cash reward on qualifying purchases. In addition, the card gives more rewards because I am a customer of PNC and have a checking account with a qualifying balance level. There is no annual fee for the card, so that also makes its use very simple.
May 8, 2015
Photo of David G.
May 8, 2015
The Credit One Bank Credit Card with Gas Rewards is what I use to fuel up every time I need to. I'm going to pay for the gas whether its with the card or cash so why not pay with the card and get 1% cash back on my purchase.
Apr 26, 2015
Photo of Jash K.
Apr 26, 2015
I would say that the Quicksilver card is my favorite credit card. I have credit cards with Chase, Bank of America as well, but with Quicksilver you get 1.5% for all purchases which is great. It's hard to plan your purchases according to the revolving categories that are available for each quarter. You also get a bonus for signing up, and no annual fee.
Apr 20, 2015
Photo of Kayla R.
Apr 20, 2015
I think the (relatively) new Discover IT card is one of the best cash-back cards available. You earn points at sometimes a surprising rate, and if you have your card saved on Amazon, the points sync automatically and are right there at your fingertips. During checkout, it will automatically ask you if you want to use them, and if so, how many. It's really convenient. They also have a new feature where you can freeze or unfreeze your card at the touch of a button with the Discover app. This is good for situations when you panic and can't find your card, you can automatically freeze it without so much more
Apr 20, 2015
Photo of Danny V.
Apr 20, 2015
Personally, I think the amazon visa card is the best. I mostly shop on amazon and if you do too it'll work well. It has great rewards if you shot through amazon and is lucrative for me.
Apr 9, 2015
Photo of Eric F.
Apr 9, 2015
I would say my favorite credit card is the Capital One Quicksilver. The $100 bonus for spending $500 upfront was a really nice perk, being that I was already planning on a purchase of a new computer at the time. The cashback rewards are fantastic, and without an annual fee and paperless billing, you can pretty much forget it's there until you need it again.
Apr 9, 2015
Photo of Lily O.
Apr 9, 2015
The best credit card for me is the Freedom Card of Chase Bank. This card has the best reward program I know. You can earn 5% cash back en purchases, and each quarter you can enjoy new bonus categories like gas station, restaurants or department stores like Amazon. I like use my Amazon account to buy Christmas gifts. Getting the cash back really helps my holiday budget. I can use my cash back for reduce my payments too.
This card doesn’t have annual fee, and always the balances transfer is just 3% of the amount you want to transfer, all other card is always 5%.
They have great offers when you apply more
Apr 9, 2015
Photo of Fish H.
Apr 9, 2015
The Citi Double Cash Card has been my favorite credit card for awhile now. You earn 1.5% cash back on all purchases, and and instant $100 bonus when you spend $500. Customer service for the card has always been stellar and they let me know if there is any suspicious activity associated with my account. However the best part of having the card is that the cash back rewards never expire which is good if your saving up for vacation or a expensive purchase.
Mar 31, 2015
Photo of Justin M.
Mar 31, 2015
I recently started using the Discover IT card, and couldn't be happier about the cash-back options! With some of my other cards, I have to wait until I make a payment until the corresponding rewards points are available. With the IT card, after a few days, the cash back rewards are available, even before the card is paid. In other words, I can use cash back to pay off the original purchase balance. Also, I really like the "activated" rewards that give 5% cash back during certain times of the year - each quarter has a different set of rewards; dining, gas, and flights are just a few examples of more
Mar 31, 2015
Photo of Troy A.
Mar 31, 2015
I have been using the Chase Freedom card for almost 3 years now. I have not yet had a single issue with it at all. 1% cash back on all purchases and then up to 5% on qualified purchases. Yes, revolving categories can be a pain, but the categories always seem to fit my needs, whether it be gas, groceries, or Amazon.com. Little known fact about Chase cards. They sync with Amazon.com so you can spend your points there too with the click of a button. So easy to use.
Mar 24, 2015
Photo of Kevin B.
Mar 24, 2015
The Capital One® Quicksilver® Cash Rewards Credit Card has been a great card for me. The initial $100 bonus is awesome, and then then you are able to earn 1.5% cash back. The 1.5% is not the highest, but it has a base pay percent higher than most other credit cards and this is great for every day purchasing. Plus no annual fees!
Mar 24, 2015
Photo of Yash D.
Mar 24, 2015
I personally like the CapitalOne Visa card. They keep it simple with 2 points per dollar on everything, also their rewards are very generous. They offer many different types of rewards, such as amazon gift cards, as well as gift cards for other companies. This makes them, in my opinion the best card out there that is available to most people.
Mar 19, 2015
Photo of David W.
Mar 19, 2015
I personally like the Bank Americard from Bank of America. They keep it simple with 1% on everything, 2% on groceries, and 3% on gas. Groceries and gas likely take up a large percentage of what people spend, so you're bound to get some good cash back that way. And they also on occasion offer other bonus categories like restaurants or movie theaters. And if you have a Bank of America checking account, you can get an extra 10% when you deposit your cash back there. Overall a very good card.
Mar 19, 2015
Photo of Hera R.
Mar 19, 2015
THE Capital One Quicksilver Cash Rewards Credit Card is a great credit card. You will get 1.5% cash back and cash back on purchases. And the fees for the card is 35.00 dollar. This credit card is good for people who have good credit. And your cash back money does not expire.
Mar 10, 2015
Photo of Jane D.
Mar 10, 2015
The Best cash back credit card I ever had is probably the Discover It card. It has generous cash back categories that rotate every 3 months. The best part is probably the October to December category, which has always been for holiday shopping. Every year those 3 months alone I probably save over a hundred dollars. In addition, they got great cash backs available when you shop online through its referral links. This is the one card I keep using for my everyday purchase. Over the years I have used my cash back to pay off my balance and even get gift cards. In some stores I was able to more
Feb 24, 2015
Photo of Adriane L.
Feb 24, 2015
I think Capital One Quick Silver is good for a first credit card. First i would like to state that i am very satisfied with my capital one quick silver card. I honestly use my card on a daily basis, its nice because they offer a 1.5% cash back on all items purchased. Another thing that i liked very much about capital one is that every 6 months they will evaluate your payment history, and if you have a clean payment history they will give you a credit increase. Overall i am a very satisfied custom with capital one! If you are someone who is not familiar with capital one more
Feb 24, 2015
Photo of Christina F.
Feb 24, 2015
The BankAmericard Cash Rewards™ for Students Credit Card works well when you are young and don't have a big salary job yet. It's a nice and easy way to build up your credit at a young age, without having the annual fees and the big purchases. This is a credit card to use when you are making purchases on groceries or everyday things, that you intend on paying back right away! Instead of using a debit card, use this credit card, and then pay it back at the end of the month.

Even the people working at BofA would not recommend that you make big purchases that you cannot pay more
Feb 24, 2015
Photo of Brandi A.
Feb 24, 2015
The Chase Freedom card is my favorite cash back card. I use this as my everyday card for purchases on everything, whether it be clothes, dinners out, gas, or groceries. Since it's 5% cash back, you end up earning pretty quickly. I was surprised at how quickly I had a good amount of cash back. I can use that money to pay off more of my credit card or get gift cards to various retailers. I’ve used other types of rewards cards like flight and hotel ones, but cash is still my favorite. Overall, I’d highly recommend this card for anyone looking to earn rewards without spending high amounts on more
Feb 18, 2015
Photo of Robert S.
Feb 18, 2015
It’s hard to top the BankAmericard Cash Rewards Credit Card for students. I was still a student back then and it was my first-ever credit card. Back then, I was so hesitant about applying for credit cards, because for one, I didn’t need it, and another thing is I hate everything I hear about maxing out and being buried in card debt. The only reason why I applied for this (with a sales person who visited the store I worked in) is because I was told that I could get $100 cash back just for opening up an account and spending $500 within the first few billing cycles. Well who more
Feb 18, 2015
Photo of Ella L.
Feb 18, 2015
I recommend the Citi Double Cash Card, because it has got the highest cash back rate of any reward card out right now. You get a total of 2% back, 1% on every purchase you make, and another 1% when you pay it off. They have wonderful customer service, and they are very informative and prompt whenever I call with a question. The card also has the new security chip in it, which makes me feel even more secure when I use it. Citi is on top of their game with this card. Highly recommended for anyone that wants to make the most out of their rewards on money you are spending anyway.
Feb 9, 2015
Photo of Aletha R.
Feb 9, 2015
I recently received an offer for the American Express Blue Cash Everyday Card. At first the offer seemed too good to be true, but I applied and received my card quickly. What attracted me to the card was the offer to get $200 cash back as long as you put $1000 on the card within the first three months. The offer also included a free year of Amazon Prime which is worth another $100. Since I use another cash back credit card regularly for bills and groceries I knew it wouldn't take long to put $1000 on the card. Within a couple days of doing so, I received the $200 more
Jan 22, 2015
Photo of Fish H.
Jan 22, 2015
I like the Capital One Quicksilver Cash Rewards Credit Card the most. I really love the fact that you are able to earn $100 extra bonus cash within the first three months if you spend a minimum of $500. Most people spend this easily in three months especially if you have kids, or you pay many of your bills via the card. It is also very neat that you earn 1.5% cash back on all purchases, most cards don't allow you to gain cash-back on all purchases and require special stores or restaurants to be shopped at. This is the best card on this page due to its numerous features more
Jan 16, 2015
Photo of Rebecca H.
Jan 16, 2015
My favorite is the BankAmericard Cash Rewards card for students. The bonus is really nice because not a lot of card deals include that offer and it is really helpful for college students who are always in need of extra cash! It is easy to meet the $500 requirement just by buying textbooks, for example. The rest of the card package is not particularly flashy but it is just as good as most other cards, and the fact that this card is designed for people for almost no credit history makes it a perfect choice for someone just starting out. That's why I chose this card.
Jan 8, 2015
Photo of Melissa J.
Jan 8, 2015
I love my Citi Double Cash Back card. I've already earned a ton of cash back. The only thing that is frustrating is that there is a $25 minimum for redemption. My Discover It card allows me to use any amount towards my amazon checkout balance. I use Amazon a lot so I wish this was a feature for my Citi Double Cash Back card. Either way, I am getting 2% cash back on every transaction (1% when I buy and 1% when I pay) which is better than rotating categories with most other cards. Also, I was able to transfer a balance for 0% interest for 15 months which more
Dec 9, 2014
Photo of Aly C.
Dec 9, 2014
The best cash back credit card in my opinion is BankAmericard Cash Rewards™ Credit Card for Students. This is because you get 1% cash back on any purchase at any time with no limits. Also, each quarter you get 2% cash back at grocery stores and 3% on gas for your first $1,500 spent in that quarter. The fact that the cash back has very few limits and that their are no annual fees makes this a great card. I handle most of my banking needs with Bank of America because of their great customer service and rewards. This card is another thing I have from this bank that I more
Nov 19, 2014
Photo of Ann U.
Nov 19, 2014
I just received the Citi Double Cash back card. I'm really excited about it, because I earn 1% when I buy things and then another 1% when I pay off the transactions. That's a total of 2% back on all purchases. I've been researching the best cash back cards and this one is one of the best ones currently on the market.
Nov 19, 2014
Photo of Joey O.
Nov 19, 2014
The Discover IT card gives you cash back on all purchases and best of all, they a run a promotional period where once you sign up for the card, you get 5% cash back on all purchases for about 3 months or so.

Another good thing is you can actually spend your points on purchases on Amazon and there is no minimum so if you have 300 points, you can spend all $3 at Amazon. I like this feature so you don’t have to wait to cash in you points.
Nov 14, 2014
Photo of Joseph B.
Nov 14, 2014
I think the best cash back credit card depends on what you can get. Usually if you have bad credit the best you're looking at is a retailer branded card which has high fees. Despite that, they do have two I would recommend.

Both the Amazon and Best Buy credit cards. They usually give heavy cash back for purchases made for their own stores. Best Buy's also gives you several times the purchase points they normally would as well as help you retain your Elite status. There is also the Paypal Credit Card which gives cash back for every purchase. None of these have any annual fees, so check them more
Nov 13, 2014
Photo of Ray J.
Nov 13, 2014
I recently obtained the Chase Freedom card. I was impressed by the $200.00 cash back offer once I had made $600.00 worth of purchases on my card. It was a great feature that I had multiple ways to enjoy the money back. These options included to use the money towards travel expenses as well as have the money credited back to my credit card account. The customer service at Chase Freedom is top notch as well. I use my Chase Freedom card whenever I have purchases to be made.
Oct 22, 2014
Photo of MamaToks M.
Oct 22, 2014
I have a Discover It credit card and it has been a life saver for me so far. The card offers 5% cash back on categories that change over the year. For the period from October 2014 to December 2014, for example, one can get 5% cash back on up to $1500 spend on online shopping and department stores. During other periods of the year, it might be 5% back on gas purchases. The very neat part is that you can rack up rewards quickly and there are so many options of where you can spend them. I spend most of my rewards at Amazon.com. I try to save them more
Oct 9, 2014
Photo of Joao L.
Oct 9, 2014
The Bank of America cash back credit card is the best credit card I have. First of all every time I use my card at the gas station I get three percent cash back. When I use my Credit card at the Groceries store I get two percent cash back and on any other purchase I get one percent cash back. Just last month I got over 300.00 in cash back.

I love how every time I use my card I get something in return and on top of all this I get a ten percent bonus if I put my Cash back in my bank of america checking account. What more
Oct 3, 2014
Photo of Manda B.
Oct 3, 2014
The Best Buy Credit Card doesn't offer a lot of rewards, but for a small limit to build credit, it's fantastic! The APR isn't too crazy, especially compared to a lot of options available for less than great credit. When applying, I was just looking for in-store credit, and I qualified for this, which was a pleasant surprise.

It's the first time I've ever qualified for actual credit anywhere that wasn't secured. I have never had all too great credit but I have tried the last couple years to improve my score and credit history. So to find out that, despite the low limit, I did qualify for some credit more
Oct 2, 2014
Photo of Ken W.
Oct 2, 2014
The BankAmericard Cash Rewards for Students Credit Card has served my needs pretty well. I got it when I had little to no credit, and it has offered pretty good cash back rewards ever since. It offers 1% on all purchases, with certain purchases offering higher percentages. You can also enroll in a rewards program that allows for up to 10-15% cash back when you shop at certain locations. There is no annual fee. One drawback may be that the limit tends to be on the lower side, since it is for people with limited credit. I have since gotten other cards with better limits, but still like this card more
Oct 2, 2014
Photo of Don R.
Oct 2, 2014
Discover card is a great cash back credit card. If you use your card wisely and pay the balance in full each month, it costs you nothing to use while you earn cashback rewards of up to and greater than 1% of your spending. There are special limited time offers of increased cashback in specific categories. There are several alternative ways to redeem your cashback rewards. I have been using this card for 27 years and have been very happy with it.
Sep 9, 2014
Photo of Kate M.
Sep 9, 2014
I've been using Chase Freedom ever since they same onto the market in my area. The Chase Freedom card is a great cash back reward card because you have so many choices on how to use points given to you by purchases you make. You can redeem it back for cash, use the credit on amazon.com, or use them for travel expenses in various ways. Why have a card which only gives you one choice? With the Chase Freedom card, you have freedom to spend the cash back however you like and that's why I love this card.
Sep 5, 2014
Photo of Johnny R.
Sep 5, 2014
The Blue Cash Preferred Card by American Express offer 6% cash back on supermarket shopping, 3% cash back at department stores and gas stations and 1% cash back at other places. Even though the annual fee is high the cash back incentive covers that and much more. They also offer a $150 bonus after spending $1000 within 3 months time. The APR stands at 12.99%-21.99% depending on your credit. All in all this is a great card to have it makes things a lot easier for me than having to have to worry about my money.