American Eagle Outfitters Credit Card

American Eagle Outfitters Credit Card
  • Minimum Credit Required:Excellent, Good
  • Annual Fee:None
  • Network: VISA
  • Rating:
    4.04.0 / 5 from 37 votes - Cast your vote!
 
 
 
Rewards: Yes Type:  Points - Generic
Initial Bonus None Base Earn 1 point / $1 Max Earn 1 point / $1 point / $1 Earn / Redeem Limit No
Reward Details:
  • Earn 1 point for every dollar spent, online or at American Eagle, Aerie or 77kids.
  • 15% off the month of your birthday at AE, Aerie and 77kids when you share your e-mail.
  • Kids score a gift in any 77kids store on their birthday.
  • Free Aerie Bras: Buy 5 Bras get the 6th free. Everytime.
  • Earn $10 Extra Savings coupons just for shopping with your AEO Credit Card.
  • Get 20% off birthday coupon.
  • Open an Account today and get 15% off your first credit purchase.
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 23.99%
Balance Transfers: Not Allowed  Cash Advances:
Cash Advance Rate 26.99% Cash Advance Fee 3% (min $10)
 
 
Additional Info:
  • Exclusive cardholders savings events 4 times a year.
  • Mobile phone and online account management.
  • Members only sales and events.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  None
  • Max Penalty APR:  None
  • Grace Period:  23 days
  • Online Response:  No
  • Foreign Transaction Fee:  3%
 
 
Your Recommendation
4.0
Your Rating: 1 2 3 4 5  
Overall Rating: 4.0 / 5 from 37 users

If you currently have the American Eagle Outfitters Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    Around Christmas time, as stores offer deals and vie for consumer attention and people are waiting in lines, there are a lot of opportunities to get store credit cards. You shouldn’t apply for these cards left and right though, particularly since applying for a bunch of cards in a short period of time will hurt your credit score and the more cards you have, the less of a chance you’ll have to get the most value from them. You should treat store credit cards like any other prospective credit card, and that means evaluating their rewards in terms of what else is on the market and considering how the offer fits into your spending and payment habits. For example, you should only seriously consider the American Eagle Outfitters Credit Card if you pay your bill in full every month (it doesn’t offer an intro 0% rate) and you spend a lot at American Eagle on a monthly basis. Otherwise, the benefit you get from it wouldn’t be that great. The American Eagle Credit Card does get you 15% off your first AE purchase, 15% off your entire birthday month, an additional 20% coupon for your birthday, a birthday gift for kids from 77Kids, $10 coupons for shopping with your AEO Credit Card, free bras (yeah you read that right), and 1 point per dollar spent at AE stores and affiliates. Whew, that seems like a lot, and it is…if you already like and shop at American Eagle a lot. There are a lot of other store affiliated credit card options out there, and whether they are better than the AE Credit Card depends more on your shopping habits than their particular offers. Some credit cards to keep in mind are the Chase Sapphire Preferred, highlighted by a $500 initial rewards bonus, and the Citi Simplicity Credit Card, which offers 0% on purchases and transfers for 21 months. Again, the direction in which you decide to go in terms of the American Eagle Outfitters Credit Card or any substitutes depends on your spending habits and financial needs.
 

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the American Eagle Outfitters Credit Card shown on this page.

The card information shown on this page was last updated: May 3rd, 2012 at 8:37 EDT


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