Points - Generic
| Initial Bonus 12,000 points |
Base Earn 1 point / $1 |
Max Earn 2 points / $1 |
Earn / Redeem Limit No |
- Get 12,000 bonus points after first purchase
- Earn 2 points per $1 spent on Amtrak® purchases
- Earn 1 point per $1 spent on purchases everywhere else
- Free travel starts at just 1,000 points
- Points Never Expire
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 15.24% |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate15.24% | Balance Transfer Fee 3% |
| Cash Advance Rate 19.24% |
Cash Advance Fee 3% (min $10) |
- No annual fee
- With the new Amtrak Guest Rewards® World MasterCard® from Chase®, you'll earn Amtrak Guest Rewards points on all your purchases, plus the exceptional service you deserve.
- Max Late Fee: $35
- Max Overlimit Fee: None for World; Up to $35 for Platinum
- Max Penalty APR: 29.99%
- Grace Period: 21 days
- Online Response: No
- Foreign Transaction Fee: 3%
If you currently have the Amtrak Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.
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Amtrak Credit Card is related to the following credit card categories:
- Chase Credit Cards for Excellent Credit
- Credit Cards for Excellent Credit with No Annual Fee
- Rewards Credit Cards for Good Credit
- MasterCard Credit Cards for Excellent Credit
- Chase Credit Cards for Good Credit
- Unsecured MasterCard Credit Cards
- Chase Credit Card
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- Chase Rewards Credit Cards
- CHASE MasterCard
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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Amtrak Credit Card shown on this page.
The card information shown on this page was last updated: May 11th, 2012 at 2:30 EDT
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It occurred to me just the other day that air travel and a credit card that rewards you for such aren’t necessarily the only ways to get to a Yankees playoff game this fall and lower the cost of doing so. There are, of course, other modes of transportation, so I decided to take a look at the Amtrak Credit Card to see what kind of perks it offers. First of all, this card requires at least good credit, so if you don’t have a good or excellent credit score, don’t bother applying for the Amtrak Card or reading further. If you do, the Amtrak credit card doesn’t have an annual fee and offers a base rewards earning rate of one point per dollar spent, 2 points per dollar spent on Amtrak purchases, 5% of your points back every time you redeem and, perhaps most importantly for saving in the short term, 18,000 bonus points after you make your first purchase. Seeing as you can get a regular coach fare class ticket for 3,000 points, a business class fare for 8,000 points and your own bedroom on an overnight train for 20,000 points, that seems like a pretty good deal. So, if you want to take advantage of this card’s attractive initial bonus or you frequently travel with Amtrak and want to effectively lower the cost of this expense, why not add the Amtrak Card to your rewards credit card collection? I would not make this card your main rewards credit card though because you can find a cash back credit card like the Capital One Cash Card that will be both less hassle and more lucrative, given the 1.5% cash back it provides across all purchases.