Ann Taylor LOFT Credit Card

Ann Taylor LOFT Credit Card
  • Minimum Credit Required: Excellent, Good
  • Annual Fee:None
  • Network: MasterCard
  • Rating:
    1.61.6 / 5 from 148 votes - Cast your vote!
 
 
 
Rewards: Yes Type:  Points
Initial Bonus None Base Earn 1 point/$1 Max Earn 5 points/$1 Earn / Redeem Limit No
Reward Details:
  • Get 5 LOFT Love Rewards points for every $1 spent at LOFT, LOFT.com, LOFT Outlet, Ann Taylor, AnnTaylor.com or Ann Taylor Factory Stores.
  • Get 1 LOFT Love Rewards point for every $1 spent outside of LOFT or Ann Taylor.
  • The Royal Treatment on your Birthday: $15 off one in-store purchase during your birthday month.
  • 10% off every first Tuesday of the month (LOFT and LOFT.com).
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 24.99% (V)
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate24.99% (V) Balance Transfer Fee 3% (max $90)
Cash Advances:
Cash Advance Rate 24.99% (V) Cash Advance Fee 3% (min $10)
 
 
Additional Info:
  • Online account management.
  • No annual fee.
  • The LOVE LOFT MasterCard is issued by Comenity Bank pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  N/A
  • Max Penalty APR:  24.99% (V)
  • Grace Period:  23 days
  • Online Response:  No
  • Foreign Transaction Fee:  N/A
Proceed
 
 
Your Recommendation
1.6
Your Rating: 1 2 3 4 5  
Overall Rating: 1.6 / 5 from 148 users

If you currently have the Ann Taylor LOFT Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
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Compare the Ann Taylor LOFT Credit Card against other major online credit card offers.

 
 
 
About LOFT

"LOFT, originally Ann Taylor LOFT, was established in 1996 as an extension of the original Ann Taylor brand, offers more relaxed fashions for work and home, in the "upper moderate" priced category. The selection provided at Loft initially was a more casual replica to that of the regular Ann Taylor, however has developed into its own brand, and now carries a unique style to cater to a new and younger crowd."

 
 
back to top Reviews & Discussion

Share your experiences, thoughts or just ask a question:

  • Megan Burns Wentworth:
    This card is nice for savings off the first purchase. You also get coupons in the mail and offers for cardholders. The APR is kind of high, but in line with other retail store credit cards. I would recommend not carrying a balance on this card because you will waste all of the good deals from your coupons and savings when you have to pay that interest charge. You can pay your bill online, by mail and in store so that is convenient. They usually have really good deals on nice clothing so, paired with this card you can save a lot. Otherwise, I don't think the card has a lot to offer.
    September 14, 2012 at 12:48pm
  • Joe Weider:
    So does the Ann Taylor Loft Credit Card offer basically the same terms as the Ann Taylor Credit Card, but for a lower annual fee. If the differences between what the stores themselves are any indication, the answer is yes, but why don’t we see what the Ann Taylor Loft Card has to offer (I’ve already reviewed the Ann Taylor Credit Card). The Anne Taylor Loft Credit Card offers 5 Loft Love Rewards points for every $1 you spend at either Ann Taylor or Ann Taylor Loft (in store or online), 1 Loft Love Rewards point for every $1 you spend elsewhere, $15 off one purchase during your birthday month, and 10% off every first Tuesday of the month. The only ways the Ann Taylor Loft Credit Card’s terms differ from those of the Ann Taylor Credit Card is the fact that you get the Tuesday discount with the Loft Credit Card, but you do not get the 15% off discount the first time you use your card that the non-Loft Credit Card offers. When it comes to interest rates, the Anne Taylor Loft Card and the Ann Taylor Card are identical; neither offers 0% on purchases or balance transfers, and both have a 24.99% regular rate. Which one should you get? Well, 10% off the first Tuesday each month seems a lot better than 15% off the first time you use your card, so I’d go with the Ann Taylor’s Loft Credit Card. That is if you spend a lot on Ann Taylor stuff every month. If you don’t, a generic rewards credit card would be a better option. The Blue Cash Everyday Card from Amex gives you 3% off at supermarkets, 2% at gas stations and department stores, and 1% on everything else. The Chase Sapphire Preferred has an initial bonus worth $625 in travel or $500 in cash.
    February 15, 2012 at 07:24pm
 
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The card information shown on this page was last updated: May 16th, 2013 at 1:07 EDT

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