Ballard Designs Credit Card
Ballard Designs Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 12 months, 35.24% (V) APR after that
Balance Transfer
Balance Transfers Not Allowed
Rewards
Receive a $50 Reward Certificate when you open and use your new card within the first 60 days.
Earn 1 point (10% back in rewards) for every $1 spent in net purchases.
Get a $25 Ballard Designs Reward Certificate for every 250 points you earn.
20% off for your birthday every year.
Choose between 10% back in rewards or special 12-month financing on qualifying purchases.
You may redeem a maximum of 5,000 Points per billing cycle.
Points accrued under this program expire one year from the date they are earned.
Ballard Designs Credit Card's Additional Info
Deferred Interest Details: No Interest if paid in full within 12 months on qualifying purchases of minimum $599.
cash advance fee | N/A |
cash advance APR | N/A |
foreign transaction fee | N/A |
smart chip | No |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
Ballard Designs Credit Card Pros & Cons
No membership fees
$50 initial rewards bonus
Qualify with fair credit
High regular APR
Deferred interest
Compare The Ballard Designs Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 12 months | Purchase Intro APR0% for 15 months | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro apr0% for 15 months|Transfer Fee: 5% (min $5) | transfer intro aprNot Offered |
Regular APR35.24% (V) | Regular APR19.24% - 29.24% (V) | Regular APR19.48% or 29.99% (Variable) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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