Barclaycard® Rewards MasterCard® - Average Credit

barclaycard credit card Sponsored Card
Required Credit Score: Fair
3 559 reviews   Write a Review!
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at Barclays’
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Barclaycard® Rewards MasterCard® - Average Credit’s Rewards

Bonus
None
Base Earn
1 point/$1
Max Earn
2 points/$1
Earn / Redeem Limit
No
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.

Barclaycard® Rewards MasterCard® - Average Credit’s Key APRs & Fees

Intro Rate on Purchases
Not Offered
Intro Rate on Transfers
Not Offered
Regular Rate
24.99% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER FEE 3%

Barclaycard® Rewards MasterCard® - Average Credit’s Additional Info

  • MAX LATE FEE   $37
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   None
  • GRACE PERIOD   23 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE 25.24% (V)
  • CASH ADVANCE FEE 5% (min $10)
  • FOREIGN TRANSACTION
    FEE  
    3%
  • SMART CHIP   No
  • Complimentary FICO® Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
  • No annual fee.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
Apply Now
at Barclays’
secure site
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Barclaycard® Rewards MasterCard® - Average Credit Reviews

 
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3.1
Overall Rating: 3.1 / 5
Total Ratings: 559
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Nov 17, 2014
Photo of Jennifer L.
1
By:
Declined again. Fair credit, advised by multiple sites to apply, this is my 2nd time same card being declined, 2 yrs apart. No more. Have plenty of others.
Sep 29, 2014
Photo of Jill G.
2
By:
I felt proud when I got this card as it is proof that my credit score is going up. But I think the interest rate is relatively high, so I only use this card for emergencies and usually pay the balance right away or as soon as possible. I believe my credit score is also improved by using this card. I believe this card is very helpful to people for improving their credit rating, although there are better options available for this with lower interest rates.
Sep 4, 2014
Photo of Jessica M.
3
By:
I've had this card for a little over a year. It started out great because of the rewards & it offered a bonus in the beginning. After the initial investment with it the interest went up to 20 something percent. It was a great card to use for my first credit card though.
Sep 2, 2014
Photo of Stephen V.
5
By:
I like this card. High balance for my credit score and low monthly payments, what more can I ask for? Never had any issues!
Jul 18, 2014
Photo of Sarah H.
5
By:
I have had a Barclay Rewards Mastercard for a little over a year now. I was first turned onto the card because it offered a much lower interest rate than my other credit cards. In the beginning, I did a balance transfer in order to pay off a higher interest card. Since paying that down, I know use the card for everyday purchases. It has one of the best rewards programs around. Every month there is a new offer to receive even more rewards. I so far have been able to receive enough rewards to be able to obtain a $50 statement credit. I love Barclay and their rewards system! more
Jun 5, 2014
Photo of Ashley S.
4
By:
This card is isn't bad. I was trying to rebuild credit due to some issues with identity theft and this one worked for me at the time. There was no annual fee, which I liked cause most cards have ridiculous fees and rates. I did like that you could earn points back though. I usually just applied this back on the card as an account credit. Would I keep the card? No. The APR is high and I would rather stick with my other card that has a 9.9% interest as opposed to 20 something. But not a bad card if you're trying to build/rebuild.
May 22, 2014
Photo of Pipk S.
4
By:
As a college student, I wanted to start to build up my credit score so I had came across the Barclaycard Rewards MasterCard which required to have an average credit score. I was extremely happy to get approved for the card and I had enjoyed the rewards they provided. For example you are able to earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else which is a great deal. Even though the APR rate is high is it a great way to get started and build up a great credit score. So for all the students out there, try the Barclays Card Reward MasterCard.
Jan 16, 2014
Photo of Lucas J.
4
By:
I really like this card. I travel quite a bit in my vehicle and this card helps take a little bit of the sting out of all those gasoline purchases. The fact that there is no annual fee and you receive two points for every dollar spent on gas, grocery, and utility purchases is a huge plus. My only complaint is that there is no introductory rate offered with this card and there are many others out there that do. Otherwise, I'm very happy with it.
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Last updated on: Nov 19th, 2014 at 3:44 EST