How does the BB&T Spectrum Travel Rewards card's rental car insurance work?
The BB&T Spectrum Travel Rewards Credit Card's rental car insurance only works if you decline the insurance offered by the rental company. Also, you must pay with your card for the entire rental to be covered for:
- Physical damage and theft of the rental vehicle
- Valid loss-of-use charges
- Reasonable and customary towing charges
Certain limitations and exclusions do apply, though. To find out more about them, or to file a claim, visit the benefit administrator's website or call the number on the back of your card.