Points - Generic
| Initial Bonus None |
Base Earn 1 point / $1 |
Max Earn 2 points / $1 |
Earn / Redeem Limit No |
- Get 1 Reward Zone point for every $1 dollar spent (that's 2% back) when taking advantage of Best Buy promotional financing offers
- Get 2 Reward Zone points for every $1 spent (that's 4% back) on all Best Buy purchases without promotional financing.
- Reward Zone® program members earn bonus points on select purchases made with the Best Buy Credit Card.
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 25.24% - 27.99% |
Cash Advances:
| Cash Advance Rate N/A |
Cash Advance Fee N/A |
- If HSBC cannot approve you for a Reward Zone® Credit Card at the time of application, they will automatically consider you for the Reward Zone® Mastercard® - that has an Annual Fee between $39-$59 and a Regular APR for both Purchases and Balance Transfers of 21.74%.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: 29.99%
- Grace Period: 23 days
- Online Response: No
- Foreign Transaction Fee: N/A
If you currently have the Best Buy® Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.
If you are interested in the Best Buy® Credit Card, check out the following credit cards as well:
Compare the Best Buy® Credit Card against other major online credit card offers.
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Best Buy® Credit Card shown on this page.
The card information shown on this page was last updated: May 4th, 2012 at 2:13 EDT
The online credit card
application for this card uses
Secure SSL Technology
- ABOUT
CARD HUB® - About Us
- Media Resources
- Contact Us
- Site Map
- Search Directory
- TOOLS &
HELP - Credit Check
- Credit Card Debt
- Credit Card Help
- Education Center
- 3 WAYS TO A
BETTER CREDIT CARD - Compare All Credit Cards
- Best Credit Cards
- Credit Card Advisor
- CARD
CATEGORIES - Business Credit Cards
- Prepaid Cards
- Charge Cards
- Secured Credit Cards
- Student Credit Cards
- GIFT CARD
CENTER - Gift Cards
- Wish List
- Gift Card Exchange
- Sell Your Gift Cards
- POLICIES
& DISCLOSURES - Privacy
- Security
- Terms of Service
We all know that Best Buy Gift Cards will be a popular gift this holiday season, but what about the Best Buy Credit Card? Could it also play an important role in your holiday spending? Well, this store card offers 2 points per $1 spent at Best Buy and Best Buy.com. 250 points gets you a $5 gift card, so for every $125 you spend at Best Buy, the Best Buy Credit Card saves you $5. That makes the Best Buy card essentially a 4% cash back credit card on store purchases, which is pretty good if you plan on doing most of your shopping at Best Buy. Some interesting financing offers are also part of the Best Buy Credit Card. If you pay down purchases totaling $149 – $429 within 6 months, you won’t be charged interest. If you pay down those totaling $429 - $899 within 12 months, there’s no interest. And the same thing is true if you pay down purchases of $899 and up within 18 months. Given that the holiday season is the busiest shopping time of the year and electronics are popular gifts, these deals could be helpful in paying down purchases you can’t initially cover with cash. Still, this card only has value if you are a diehard Best Buy shopper, and no matter your store preferences, I would recommend taking a look at cash back rewards cards and balance transfer cards to see if any provide equal or more value than the Best Buy Credit Card AND allow you to earn your rewards or apply your low interest rate to purchases made at any store.