The
Delta SkyMiles® Blue American Express Card is a no-annual-fee rewards card that’s best for people with good credit or better who want to save extra at restaurants and on Delta flights. The Blue SkyMiles Card gives 2 miles per $1 in eligible restaurant and Delta purchases, compared to 1 mile per $1 on all other purchases. New cardholders who spend
$1,000 in the first
6 months after opening an account also earn
10,000 miles, worth roughly
$122 in Delta airfare, per our calculations. Plus, the Blue Delta SkyMiles Credit Card provides a 20% statement credit after eligible in-flight purchases: food or beverages.
The Blue Delta SkyMiles Credit Card is the only Delta credit card with no annual fee every year. So, if you always fly Delta but don’t do so often enough to justify paying a fee, the Blue SkyMiles Card might be right for you.
Perhaps most importantly, if you have the good or excellent credit needed for high Blue Delta SkyMiles approval odds, most of the best airline credit cards and best travel credit cards overall are available to you, too. Below, you can learn more about whether the
Delta SkyMiles® Blue American Express Card has what it takes to fly with the rewards credit card elite.
Blue Delta SkyMiles Credit Card Review Highlights - Delta’s No Annual Fee Option. Other Delta credit cards charge annual fees, at least from the second year on. The Blue Delta SkyMiles Card’s $0 annual fee saves cardholders around $22.29 per year, compared to the average credit card market-wide.
- Modest Initial Bonus. At 10,000 miles for spending $1,000 in the first 6 months, the Blue Delta Amex Card’s bonus is easy to earn. The average for rewards credit cards that offer points or miles is 31,964 points/miles.
- Bonus Miles for Dining & Delta. Blue Delta SkyMiles Amex cardholders earn 2 miles per $1 spent at restaurants worldwide (plus takeout and delivery in the U.S.) and directly with Delta. That equals roughly 2.44% back when miles are redeemed for Delta airfare. The card rewards all other purchases with just 1 mile per $1, or 1.22% back.
- In-Flight Savings. If you fly Delta even semi-regularly and usually buy food or drinks when you do, the 20% statement credit this card gets you on such in-flight purchases could be reason enough to apply.
- No Free Checked Bags. If you want your first checked bag free on Delta flights, you’ll need one of the other Delta credit cards.
- High APR. Blue Delta SkyMiles charges interest at an annual rate of 20.99% - 29.99% (V), with the exact percentage depending on your overall creditworthiness. The thing is, the card requires at least good credit for approval. So, the low end of the range is likely reserved for people with excellent credit, while the good-credit crowd get rates at the high end. The average APR among credit cards for people with excellent credit is 18.04% and cards for good credit charge about 24.12%.
- No Foreign Transaction Fee. The Blue Delta SkyMiles Amex Card’s 0% foreign transaction fee means the card is suitable to use for international travel or online purchases from foreign merchants.
To have a good shot at being approved for the Blue Delta SkyMiles Credit Card from American Express, your credit score should be 700 or higher. You can
check your latest credit score for free on WalletHub.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.