British Airways Credit Card
Sponsored Card
- Minimum Credit Required:
Excellent, Good - Annual Fee:$95
- Network: VISA
Miles
| Initial Bonus 50,000 miles |
Base Earn 1.25 miles / $1 |
Max Earn 2.5 miles / $1 |
Earn / Redeem Limit Yes |
- You will get 50,000 bonus Avios after you make $1,000 in purchases within the first 3 months of account opening.
- Plus pay no foreign transaction fees when you travel abroad.
- You will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases.
- Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 15.24% (V) |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate15.24% (V) | Balance Transfer Fee 3% |
| Cash Advance Rate 19.24% (V) |
Cash Advance Fee 5% (min $10) |
- Chip with Signature Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: 29.99% (V)
- Grace Period: 21 days
- Online Response: No
- Foreign Transaction Fee: None
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The card information shown on this page was last updated: June 6th, 2013 at 5:14 EDT
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I applied for this card last year at the recommendation of a friend. My wife and I had been planning to go to Hawaii and the opportunity to get some of the trip paid for through a credit card offer sounded great. The application was quick and easy, we received the card within a couple of weeks and quickly spent the $1000 to qualify for the 50,000 Avios. I will say that the booking system took some time to learn, but there are a lot of discussion groups on the web that give great tips on booking flights with Avios. We were able to book a flight with American using our Avios, and including the $95 annual fee for the card, we spent $105 on two round trip tickets for LAX to Maui. As a great bonus we were not expecting, we each were able to check up to 3 bags for free, and we received Priority Access boarding passes so we bypassed the standard security line, and boarded right after the first class passengers.
March 14, 2013 at 05:08pm
Great card if only for the incredible introductory bonus of 50'000 Avios, though bear in mind you do need to spend $1000 using it within the first 3 months. That said, the points alone have gotten me a couple of short-haul flights out of New York thus far with some left, though there are a few destinations where the points are unusable due to relevant airlines included in the promo not operating in the area. Can't comment on the Inter-continental issues others have mentioned below as I've not looked into using it outwith the USA. Only downside is that the $95 annual fee is a bit higher than most but you'll probably get your money back if you use the card with the Avios in mind.
February 11, 2013 at 08:14pm
I have this card and it works out great for me. Sure, as some have mentioned below, if you want to go all out and buy a ticket with Avios points for flights from the US to UK/Europe you will have to pay a lot in taxes, to which I also say, NO THANK YOU! However, what I do use my Avios points for is to upgrade my seat. I can buy an economy seat, use 50K in Avios and be upgraded to business class and then get the bonus miles from the flight as I am now in business class, win win! So, if you are looking to use Avios points that you will get from this card to get free tickets, then steer cleer. But if you want to use them to upgrade then go right ahead!
January 25, 2013 at 11:06pm
This card is a grand rip-off. Agree with the previous - Won Buddy Lee's - comment. I have 60,000 avios points at my Chase British Airways credit card, which won't give me any advantage to use. If you book a flight from U.S. to a destination in Europe be ready to pay with your Avios plus HUGE TAX. For example, to go to Barcelona from Washington, D.C. costs 55,000 Avios plus 700$ tax. You can find the regular ticket for about $800. I don't forget you have to pay $95 annual fee for the card. So you don't save anything. I wonder if a law suit could be filed against the card for false advertising (for not disclosing how high the tax is). I tried to find tickets inside U.S. (Las Vegas), but was given a message that BA or partners do not fly to this destination.
October 3, 2012 at 01:34pm
This is a card that really separates those who fly a lot, and those who don't. Why do I say that? Well, a lot of reviewer here note that this card gives away up to 100,000 points. Awesome right? 100,000! wow? when others are giving away only 25k - max 50k? 100k? are these guys insane? Hold right there. BEFORE you proceed to spam the "apply" button, It's important to note what you can get out of Avios (British Airline Mileage term). The fact is... Not much. It's because flying to and from europe on British Airline on award ticket (using your avios) is going to cost you ransom, both in Avios points but ALSO IN TAX! A flight from New York City to London cost around $900 TAX when you use your points. wait? $900 dollars for tax? When I could pay for an economy seat for about $1000? 900? really? So when is Avios good for? It's if you are a flight connoisseur and you want to fly first class no matter what. Then, you could drop 180,000 avios and pay $2000 in tax, and fly first class to london. Worth it for most people? no. (there is another trick where u can use avios to hop around south america locations, but that's not for everyone). So, my word of advice? stay away from this card. I wish Avios was worth more, then I'd jump all over this card. but it really isn't.
July 7, 2012 at 04:10am
The British Airways Credit Card is a great card. I applied for this card a few months ago and earned 50,000 Avios points after I first used it. The avios points can be used to book flight tickets and it only costs 9000 points to buy a roundtrip ticket from San Francisco to Los Angeles, which means I can take five roundtrip flights between these two locations with these points. This is very great sign-in bonus for me to use this card. Another great thing about this card is that it does not charge foreign transaction fee when I use it outside of the USA. The only thing I don't like this card is that it does not waive the first-year annual fee, which is $95. Currently many other credit cards waive the first-year annual fee. But overall, this is a great card.
July 3, 2012 at 08:52pm
The British Airways credit card is a great credit card. This summer, my entire family flew to Europe from America on our miles from using this credit card. The miles you earn can be used for British or American airlines. You get 50,000 miles after your first purchase, and more if you spend over 10,000$ in one year. My family used the credit card to pay for my college tuition and housing, which is how we got so many miles. We have used this card for two years, and will continue to use it. Also, British Airways is an amazing airlines focused on customer service.
July 3, 2012 at 05:08pm
It’s baaack. It sure seems like big initial bonus season or something because Alec Baldwin has been firing up potential Capital One customers recently with the Venture Card’s Double Miles Challenge and Chase and British Airways just brought back the British Airways Credit Card’s 100,000 bonus mile deal. In other words, you get 50,000 bonus miles for getting the British Airways rewards Card and making a single purchase, 25,000 additional bonus miles for spending $10,000 within the first year, and another 25,000 for spending another $10,000. Sorry to get your hopes up because 100,000 bonus miles sounds a lot better than 50,000 plus the possibility of 25,000 more and the unlikely chance to get another 25,000. Anyway, I think going over some of the pros and cons of the British Airways Credit Card. Pros - You’re assured of at least 50,000 Avios points with the British Airways Credit Card and since you only need 12,500 to get a free economy cross country flight and 20,000 for a transatlantic one, that’s a pretty good deal in and of itself. - If you spend enough to get the additional 50,000 bonus miles from the BA Credit Card, you’ll probably also be able get a free companion ticket each year…not too shabby. - The British Airways Credit Card is obviously geared toward international travel, so while having no foreign transaction fees is expected, it’s nice to see nonetheless. Cons - The ongoing rewards (2.5 Avios miles per $1 spent on BA and 1.25 on everything else) aren’t really anything of note, although if you do fly BA a lot, they will come in handy. - The fact that the Chase British Airways Card is a “smartcard” doesn’t really mean much. The caqrd doesn’t have a PIN, which means you wont be able to use it at train kiosks and stuff like that out of the country. - My friend once got the BA Card and said that redeeming rewards miles is made very difficult by things like blackout dates and restrictions. - A $95 annual fee isn’t what you like to see, but this card’s rewards have the potential to be worth it. All in all whether or not you get the British Airways Credit Card really depends on how much you travel and how often you do so with British Airways. If you do both a lot, the BA Card should be in your wallet and you can be very happy about all the bonus miles. If you want to use this card for a single European adventure or something like that, it could work, but you need to be flexible about when you travel. I would not get this card if you never travel internationally and just want to maybe do so down the road because cash would be worth a lot more to u and the miles you get might go unredeemed.
April 9, 2012 at 02:59pm
The British Airways Credit Card is an interesting product to watch, even if you don’t regularly fly with BA. While this would seem to violate the cardinal rules of rewards credit card selection (that you should only get a travel rewards card if you travel often and a card tied to a specific airline if you fly exclusively with it), the British Airways Card has proven to have some of the most attractive initial rewards bonuses available. As of now, you can score a free transatlantic flight by opening this card, which has a $95 annual fee, and spending $2,500 in the first three months. This alone is a good deal, but consider the fact that British Airways and Chase (the British Airways Credit Card’s issuer) have offered 2 free transatlantic flights for a limited time before and your interest in the card will certainly increase. Sure, there is no guarantee 2 free flights will be offered again anytime soon, but its something to watch out for, and one free flight is a pretty decent consolation prize. This is not to say that the British Airways Credit Card is only beneficial to consumers interested in nabbing an initial bonus and then closing their accounts. It also offers 2.5 British Airways Miles for every $1 you spend with the air carrier, 1.25 miles on everything else and a free companion ticket for every year that you spend $30,000 on the card. Plus, it doesn’t have foreign transaction fees, making it well suited to overseas travel. It is important to note that the BA Credit Card is a Visa Signature Card, which means it has the No Preset Spending Limit feature. You must be careful with this type of card because Chase probably won’t tell you what your spending limit is and might report misleading credit utilization to the major credit bureaus. You don’t want 1-2 free flights to cost you credit standing or make it difficult to plan large purchases, so inquiring with Chase about its NPSL policies before applying for the British Airways Credit Card is a good idea.
November 9, 2011 at 12:12am