British Airways Visa Signature® Card

british airways credit card Sponsored Card
Required Credit Score: Excellent, Good
4 251 reviews   Write a Review!
Apply Now
at Chase’s
secure site
JUMP TO: REWARDS | APRs | REVIEWS | Q&A | CUSTOMER SERVICE INFO
Existing Cardholders
 
 
 

British Airways Visa Signature® Card’s Rewards

Bonus
50,000 miles
Base Earn
1.25 miles / $1
Max Earn
2.5 miles / $1
Earn / Redeem Limit
Yes
  • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening
  • In addition to the bonus Avios, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases
  • Every calendar year you make $30,000 in purchases on your British Airways Visa Card, you'll earn a Travel Together Ticket good for two years

British Airways Visa Signature® Card’s Key APRs & Fees

Intro Rate on Purchases
Not Offered
Intro Rate on Transfers
Not Offered
Regular Rate
15.99% (V)
  • ANNUAL FEE $95
  • BALANCE TRANSFER FEE 3%

British Airways Visa Signature® Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   29.99% (V)
  • GRACE PERIOD   21 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE 19.24% (V)
  • CASH ADVANCE FEE 5% (min $10)
  • FOREIGN TRANSACTION
    FEE  
    None
  • Pay no foreign transaction fees when you travel abroad
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & Beyond, while still giving you the ability to use your card as you do today at home
Apply Now
at Chase’s
secure site
back to top

British Airways Visa Signature® Card Reviews

 
Your Rating: 0 edit
Your Rating:
0
1 2 3 4 5
 
3.8
Overall Rating: 3.8 / 5
Total Ratings: 251
Sort by:
Sep 30, 2014
Photo of Arjada B.
5
By:
The BA Visa Signature card has an extremely appealing initial bonus offer, compared to other similar travel-based credit cards (such as for instance, Lufthansa Miles & More Premier World Mastercard that offers only 20,000 miles upon initial purchase and an extra 30,000 for a much higher qualifying purchase). I like that a user can get additional miles just for using the card on other (non-BA) purchases; for instance, if you spend $800 a month in such purchases, that translates into 1000 miles a month, which in my opinion is really good. Another great feature especially for people who spend a considerable amount of time abroad is the feature of no more
Sep 11, 2014
Photo of Robert P.
4
By:
The British Airways Visa Signature card provides a higher mileage return of over a mile per dollar spent compared to Jet Blue. The mile limit is set pretty high so many miles are available to build up. A great card if you are a flyer of British Airways.
Sep 9, 2014
Photo of Amy R.
3
By:
Until the British Airways Visa Card has a pin to go with the chip, and has customer verification method (CVM) set to 1. pin 2. signature, then this card is of little use to anyone traveling to Europe or most of the rest of the world.

Avios are tough to use economically as BA charges very high fees and fuel charges ($700 on a $1000 flight). A better use is with Aer Lingus, a BA codeshare partner, which has much lower fees. However you have to book by telephone, and convince the person waiting on you that they should waive the telephone booking fee, as it's not possible to make this more
Aug 5, 2014
Photo of Blythe P.
5
By:
The annual fee on this card is obviously high, but the low APR, and AMAZING card member benefits totally make up for that! 50,000 points is worth hundreds of dollars, and they come really quickly in relation to the time of opening the card. I highly recommend this card if you fly British Airways (or want to).
Jul 16, 2014
Photo of Kate M.
3
By:
The 50,000 bonus miles are a good incentive to apply for the card. The penalty rate is pretty high at 29.99%!
Jun 24, 2014
Photo of Kathy H.
2
By:
The interest rate is reasonable. My biggest problem with this card would be that I would have to do a lot of travelling on British Airways to make the miles for rewards. Additionally, it is doubtful that I would spend $30,000.00 in any year on new purchases, including airfare. The cash advance interest rate is also quite high. If I were wealthy, however, the British Airways Visa Signature Card would be a worthwhile card to have.
May 30, 2014
Photo of Becky B.
3
By:
The British Airways Visa Signature Card is a decent travel rewards credit card. It does have a high annual fee, but this common on travel rewards cards. As long has you travel enough to earn enough rewards to surpass the fee, it is worth it. The interest rate is again high, but this is common with travel cards. Reward card users should be paying off their balances to maximize their rewards anyways.
May 12, 2014
Photo of Sarah S.
4
By:
As a family with relatives outside the country, this card is actually very helpful. We have family in Sweden, Canada, and Ireland, and we're close enough to all of them to at least visit once in a while. We applied for this card because they waive the out-of-country purchase fee, and when you're picking up a pack of gum in a foreign checkout line for about $1, the last thing you want is to see that you're actually paying thrice that amount because of some unnecessary fee. We don't really use this a lot, but that's not the point; it's not about what you can get at the store right more
Apr 28, 2014
Photo of Marci D.
4
By:
I really enjoyed this British Airway card! I received my card through Chase Bank. I must say that the ease of use with this card is excellent. I have used it in 2 different foreign countries for all transactions and NEVER had a problem! I highly recommend this card, especially to those who love to travel and don't wanna fool with cash ( exchange rates).
Apr 2, 2014
Photo of Heather P.
3
By:
The British Airways Visa Signature Card is a fair card. The interest rate is in line with other cards. I really like the sign on bonus and the points systems. For every $1 that you spend, you receive 1.25 points. So you can really rack up the points quick. The only draw back to this card is the $95 annual fee. This is high. So overall I like my British Airways Visa Signature Card. It is easy to apply for and receive this card.
Mar 24, 2014
Photo of Wes A.
4
By:
The British Airways Visa Signature Card is a very enticing offer. The card has great benefits, including the "Travel Together Ticket" after spending $30,000 in a year with the card. One drawback is the balance transfer fee, but it is still relatively low compared to other cards. Another great aspect of the card is the no foreign transaction fee, which is awesome when traveling internationally.
Mar 7, 2014
Photo of Dawn M.
3
By:
This offer for the British Airways Visa Signature Card is really attractive. It gives a competitive interest rate which is most desirable. There is an annual fee of $95.00 , which i feel is a little expensive, however this card offers rewards for free airline miles. This is a nice tool for someone who travels frequently, particularly abroad. Comparing the British Airways Visa Signature Card to most other offers of credit, this card has a reasonable interest rate and associated fees while still offering you, the customer, something back.
Feb 25, 2014
Photo of Jennifer L.
5
By:
For the first year, the British Airways Visa Signature looks great. As someone who travels frequently, the rewards are stellar. However, getting the card does require a fairly high credit rating, so it might not be great for a college student or other young adult. Even though the card fee is $95 the second year, it might be worth it for someone who spends a lot of time abroad. The complete lack of foreign transaction fees is pretty awesome. Right now I have a Discover It and honestly, I'm thinking of switching over. If I kept track of my rewards right, I think I'd come out much better.
Feb 10, 2014
Photo of John D.
2
By:
Overall I rate this card as fair. I am really impressed with the start up bonuses. I don't care for the $95 annual fee, that is high to me. The interest rate is ok though, it is in line with other cards. The point system on this card I am most impressed with. For every $1 that you spend, you receive 1.25 points. If you use this card often, then the points will pile up, compared to other cards. All in all, this card is just fair.
Jan 27, 2014
Photo of Michelle F.
4
By:
This looks like a pretty good card overall, with generous terms as far as the initial bonus and first additional bonus are concerned. the British Airways Visa Signature Card has an interest rate in-line with some of the more reasonable mileage cards, and unlike some, doesn't hit you with an annual fee. It's kind of a bummer that it doesn't offer you any 0% or lowered introductory rate, but since not everyone has balances to transfer, it's probably nicer for most people that the intro bonuses seem to make up for this. The cash advance rate and fee are steep, but that's pretty standard across all cards these days. The more
Dec 10, 2013
Photo of Xavier S.
4
By:
One of the great things about owning The British Airways Visa Signature Card is the initial bonus you get for signing up for the card. Most travel credit cards do offer an initial bonus of milage, but the British Airways Visa will give you more bonus milage after an initial purchase. They also offer a high miles per dollar credit, which comes in handy if you are a traveler. The annual fee may be a little high, but with the bonuses and milage that you earn it can be overlooked. The 15% interest rate is a little steep, but the pros does outweigh the cons. The British Airways Visa does more
Dec 5, 2013
Photo of Lyn W.
4
By:
I find The British Airways Visa Signature Card annual fee to be a bit high for this credit card compared to other credit cards I have used in the past. The bonuses for this card is appealing however, especially if you like to travel. Most cards I have used in the past apply an introductory rate on purchases, this card does not and it would be great if it did. All things considering, this is a pretty good credit card for travelers.
Nov 29, 2013
Photo of Cody D.
4
By:
The British Airways Visa Card seems like a really great deal since you can make 1.25 points per $1 spent which will add up quickly if you spend during the holiday season. I feel like that is a much better deal if you frequent British Airways! Also that's more than the Delta card I have which is only 1 point per dollar spent. The 50,000 bonus that you get with this card is also better than other competitors cards bonuses when you sign up. That alone is worth the $95 annual fee that you need to pay for the card. All in all I think if you frequent the British more
Nov 27, 2013
Photo of Krystal M.
4
By:
I really like the British Airways Visa Signature Card, but the $95 annual fee is a bit of a turn off. I feel a lot of cards are getting rid of these annual fees and I'd like to see the same thing happen with the British Airways Card. Their reward point system is well above par compared to other cards. This card makes it very easy to earn rewards for frequent travelers and I feel its quite diverse! Their interest rate is most certainly on the low end when you compare to other cards. They also offer smart chip technology and no fees for foreign transactions! Anyone who travels abroad more
Nov 20, 2013
Photo of Rob D.
4
By:
The British Airways Visa Signature Card Is alright, if you like to travel and wanna get them miles built up. The $95 annual fee is not really my favorite thing in the world because there are so many cards that have no annual fee what so ever. It's got some nice incentives though with the 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening. Now, $2,000 in the first three months may seem like a lot, but 50,000 Avios is a lot as well and if you travel a lot you probably can afford it anyways and it saves you money in more
Nov 17, 2013
Photo of Nicole A.
4
By:
British Airways is part of the One World Alliance. If often using American Airlines, Cathay Pacific or British Airways, this British Airways Credit Card is a good deal. If using this card to rake up miles, you can earn miles fast, with 2.5 and 1.25 miles per dollar spent. The annual fee is $95 which is a lot if not using this card often, but if you do use this card often, you will get more than $95 worth of mileage to be used towards purchase of air flights. The interest rate is at a modest 16%, which is a lot lower than many other cards. If you do travel more
Nov 13, 2013
Photo of Emma F.
4
By:
The British Airways Visa Signature Card seems like a decent deal. The annual fee of $95 is comparable to other travel cards (like American Airlines and the new PNC travel visa card.) I like the interest rate being around 15% since other cards are usually about 20% to 25%. The initial bonus miles and earn rate are attractive, but again, similar to other offers. I really like the Smart Chip technology since many destinations abroad require this chip. The only downside is that I'm not crazy about earning Avios. The Avios reward system is much more frustrating than the straightforward award system that American Airlines offers. Just make sure it's more
Nov 13, 2013
Photo of Haley W.
3
By:
I love that this card is a great way to earn miles while spending money at any time. The interest rate is 15.24 (v) currently which is not bad compared to what some other companies offer. Another great perk is that there are no foreign transaction fees when traveling which it great since most people using this card like me are travelers. I also like that there is no fee for going over your limit which can easily happen while traveling. The annual fee is much higher than most other cards though which is a huge downside. I would advise against this card if you are not going to be more
Nov 7, 2013
Photo of David M.
4
By:
The British Airways Visa Signature Card could be an incredibly useful card for the right person. If you are a traveler who often goes overseas, you should take a good long look at this card and realize that you're unlikely to find better benefits anywhere. The benefits become even better the more money you spend. $30,000 charged in one year automatically leads to a free Travel Together ticket that you can use for two years. This is beyond all of the points and miles (called Avios) that you will accumulate from spending on this account. Besides the great rewards, you have the reliability of the Visa network and the added more
Nov 1, 2013
Photo of Sean C.
5
By:
The British Airways Visa Signature Card is a very attractive card with a nice bonus of 50,000 Avios after $2000.00 in purchases within the first three months. The value of the British Airways Avios are at least 1.5 cents which is the equivalent of receiving a bonus of $750 for signing up! You also earn a total of 1.25 miles per dollar spent on anything which overall trumps most other airline credit cards like Delta, United or US Airways. Lastly, if you’re a big spender and spend more than $30,000 per year you’ll receive a travel together ticket making this card a steal for anyone who likes to travel!
Oct 27, 2013
Photo of Shawn C.
3
By:
The British Airways Visa Signature Card looks to be an alright card. The annual fee and annual percentage rates seem to be fairly pricy in comparison to the actual advantages. This card would mainly benefit someone that travels often and more than that, travels abroad more than your average person. No foreign transaction fees would be a great perk. The Travel Together Ticket is a great reward, but unless you're planning on doing some extravagant spending on this card alone, then it doesn't seem like it'd be a realistic goal. All in all, I think this would be a nice card to have, but if you're looking for something with more
Oct 22, 2013
Photo of Donald P.
2
By:
This card looks to be merely OK. The annual fees are rather high for card that offers no promotional interest rate. I suppose if you used British Airways fairly often or liked them then this card would make sense for you due to the rewards they offer. The first bonus they offer is pretty great but seeing as I don't use British Airways it doesn't help much. The lack of foreign transfer rates is pretty impressive but with the high annual fee it seems to be pretty much a wash. This credit card also seems to have steep requirements to be approved. I personally would continue to use the Bank more
Oct 16, 2013
Photo of Dan G.
2
By:
This card is a card I would stay away from unless you really want to try it. Initially you might be enticed by the chance for flight rewards and no initial annual fee, but this card is catered to the wealthy. After your first year with this card you will be forced to pay 95$ a year just to keep your service with them. During your use of this card you will want to fly as this is the main benefit of this, but to get some decent rewards you must spend thousands to get anywhere. Anyone may obtain a Travel together ticket every year, but to do so you more
Oct 11, 2013
Photo of Alex S.
3
By:
This is a decent card. I just don't like the eventual annual fees. The first year has no annual fees, but that year goes by fast. Some travel cards have no annual fees whatsoever. However, if you use BritishAirways or have a fondness toward them, then this card will probably suit you very well, since they do offer some pretty great rewards, and it feels like it's very easy to get bonus points. The initial bonus is awesome as well! But still, I just don't use BritishAirways too much, so this card isn't very useful for me personally, hence why I had to drop 2 stars out of the 5.
Oct 7, 2013
Photo of Jesse S.
3
By:
The British Airways Visa Signature credit Card is an OK credit card. I do like the zero annual fee for the first year. It going up to 95 dollars a year would make me cancel it the next year though. That's way to much! This card doesn't have a low intro rate but the credit card rate it self is some what low. It really has some great travelers rewards though. If you fly a lot this is the card you might want to get. You also have to have high credit score to get this card. It doesn't have foreign transaction fee at all, so that's great. I have more
Sep 30, 2013
Photo of Sidhu R.
4
By:
Whooping $95 a year for holding the credit card is a touch too high! Though there are quite a few bonus offerings being made, they are all only for purchases above a certain limit which would never fit my bill anytime soon! However, it does seem like a decent option for those travelling abroad, as there are no transaction fees being levied for foreign transactions. However, I still prefer to use my Chase Credit card as that offers better value for money! I get better points for the Chase card for far fewer purchases and the price for holding the card year on year is really really low compared to more
Sep 24, 2013
Photo of Ben M.
2
By:
I personally am not a huge fan of the British Airways Credit Card and would recommend Capital One VentureOne over. Quite simply, the British Airways card has annual fees, VentureOne does not. Both give you 1.25% on your every day purchases, and both have no foreign transaction fees. While you get a small bonus of 2.5% back on British Airway plane tickets, you have to buy A LOT of plane tickets in order to break even with the annual fee. You might even find a cheaper deal going with a non British Airline flight, so you may feel obligated to use them just to get the points. I would avoid more
Sep 11, 2013
Photo of Tiffany M.
4
By:
I love airline rewards cards because who doesn't love to travel! The British Airways Visa Signature card seems pretty decent if you're one to travel a lot. It offers a great initial bonus of 50,000 miles unlike that Southwest Credit card that only offers 25,000 points and those don't add up to the miles you'd get. You can also earn miles with the British Airways Visa on other purchases you make every day. This card has the advantage of not having an annual fee for the first year, but I've found that most airline cards have them at some point. The interest rate seems pretty low or if you're going more
Sep 4, 2013
Photo of Andi R.
4
By:
This card is a great card if you travel a lot and can make use of the great rebates on miles but if you are just an occasional flyer then the annual fee might make this the wrong card for you. As british airways flies to many different locations you can use this card almost anywhere you want to fly so racking up the points can be achieved easily and quickly and if you can spend $2000 in the first 3 months you get the bonus 50,000 points which is a great start. The other great thing with this card is that there is no foreign transaction fee so if more
Sep 2, 2013
Photo of Christopher H.
3
By:
I like the fact that there are bonuses for using the British Airways Visa Signature Card, but I don't like the annual fee. It reminds me of the annual fee on the Delta Airlines Mastercard. Personally, I like receiving the bonuses for using my card, but as a student, it is difficult to justify spending so much to just get the bonuses that leave me breaking even at the end of the year after paying that annual fee of $95. I also like that there is no foreign transaction fee like the Delta Airlines card. I think it is in line with British Airways to allow unrestricted spending across the more
Aug 27, 2013
Photo of John W.
4
By:
If you can spend the $2,000 minimum within the first 3 months of opening the account, the bonuses are really nice. 50,000 bonus miles is a great way to start in this reward program. In addition, the annual fee doesn't begin until the second year, which makes it essentially free to start. I find the APR a bit on the high side, but with reward cards you generally see this. I chose a different card based on cash-back, but for those who travel frequently this is an intriguing offer. All in all, a great deal that I would definitely recommend.
Aug 23, 2013
Photo of Chris M.
3
By:
The British Airways Visa Signature card is good if you want to rack up many many miles easily. You get 1 and a quarter mile for ever $1.00 you spend with the card, which is not bad at all. One downside I see to this card is that there is an annual fee. There is no annual fee for the first year as it is waived, but after that it is almost $100 a year. Depending on how many miles you rack up, it may or may not be worth it. There are other cards out there without the annual fee that will probably save you more in the long run.
Mar 14, 2013
Photo of Kjell P.
4
By:
I applied for this card last year at the recommendation of a friend. My wife and I had been planning to go to Hawaii and the opportunity to get some of the trip paid for through a credit card offer sounded great. The application was quick and easy, we received the card within a couple of weeks and quickly spent the $1000 to qualify for the 50,000 Avios. I will say that the booking system took some time to learn, but there are a lot of discussion groups on the web that give great tips on booking flights with Avios. We were able to book a flight with American using more
Feb 11, 2013
Photo of Mike H.
4
By:
Great card if only for the incredible introductory bonus of 50'000 Avios, though bear in mind you do need to spend $1000 using it within the first 3 months. That said, the points alone have gotten me a couple of short-haul flights out of New York thus far with some left, though there are a few destinations where the points are unusable due to relevant airlines included in the promo not operating in the area. Can't comment on the Inter-continental issues others have mentioned below as I've not looked into using it outwith the USA. Only downside is that the $95 annual fee is a bit higher than most but more
Jan 25, 2013
Photo of Michael H.
4
By:
I have this card and it works out great for me. Sure, as some have mentioned below, if you want to go all out and buy a ticket with Avios points for flights from the US to UK/Europe you will have to pay a lot in taxes, to which I also say, NO THANK YOU! However, what I do use my Avios points for is to upgrade my seat. I can buy an economy seat, use 50K in Avios and be upgraded to business class and then get the bonus miles from the flight as I am now in business class, win win! So, if you are looking to use more
Page: 1 · 2
 
Jul 14, 2013
Photo of Joyce F.
By: Joyce Frehling
Can you use points to fly on any airline with this card?ie: Delta?
Jul 15, 2013
Photo of Card H.
Card Hub
Unfortunately, no. In most cases you cannot use airlines points to purchase flights on other airlines, even if the airlines operate as code sharing partners.

Avois points can be redeemed on a number of other airlines, if you're interested look up the OneWorld Alliance, which will list the companies BA cooperates with.
Related Credit Cards

If you are interested in the British Airways Visa Signature® Card, check out the following credit cards as well:

 
Related Credit Card Categories

British Airways Visa Signature® Card is related to the following credit card categories:

CardHub is an independent card comparison service.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Once you click the "Apply Now" button, you will be directed to the issuer's website. Before applying, we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the British Airways Visa Signature® Card shown on this page.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted toward the top of the page using the designation "Sponsored Card", when applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

Regardless of advertiser status, none of the information on CardHub constitutes a referral or endorsement of the respective issuer by us, or vice versa. Furthermore, it is important to note that the inclusion of non-sponsored cards on CardHub does not indicate that issuer's involvement with the site. Information is displayed first and foremost for helping consumers make better credit card decisions.

User generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by Chase. In addition, it is not Chase's responsibility to ensure all posts and/or questions are answered.

Last updated on: Sep 30th, 2014 at 11:34 EDT