Capital One® Platinum Prestige Credit Card

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capital one platinum prestige
Required Credit Score:
Good
1,041 reviews   Write a Review
Info about the Capital One® Platinum Prestige Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
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Change my rating to: Excellent

Capital One® Platinum Prestige Credit Card’s Rewards

This card does not offer rewards.

Capital One® Platinum Prestige Credit Card’s Key APRs & Fees

Intro Rate on Purchases
0% until September 2016
Intro Rate on Transfers
0% until September 2016
Regular Rate
10.9% - 20.9% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER
    FEE
    3%

Capital One® Platinum Prestige Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT
    FEE  
    None
  • MAX PENALTY APR   29.4% (V)
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE
    RATE
    24.9% (V)
  • CASH ADVANCE
    FEE
    3% (min $10)
  • FOREIGN
    TRANSACTION FEE  
    None
  • SMART CHIP   No
  • Get 0% intro APR on all purchases until September 2016; 10.9%-20.9% variable APR after that
  • Balance transfers also have a 0% intro APR until September 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • Pick the monthly due date that works best for you
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Capital One® Platinum Prestige Credit Card to our community.

I just applied for a credit card. The system took so long processing so I hit the refresh key and it took me to the beginning screen. Has my application gone through.
Reply

Photo of Card H.
Dec 6, 2013
Your best bet is to call the company at 1-800-695-5500 and ask them if they have received your application.
0 Votes 0 0

Customer Reviews

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3.7 out of 5

1,041 reviews
26%
34%
26%
9%
5%
Photo of Blake C.
Jun 1, 2015
The Capital One Mastercard was the first credit card I got when I finished college. I applied for a card from my bank but was not approved. Capital One gave me a card with a low limit but said I would be eligible for a credit line increase after 6 months of on-time payments. I received the increase after my sixth statement and it was more than I was expecting. Since using this card I have been able to qualify for other cards. Capital One Mastercard isn't the best card out there, but for people with no credit it is definitely a card to get you started.
Photo of Kayla R.
Jun 1, 2015
This card is just ok. I got it through my bank or else I probably wouldn't have bothered with it. The interest rate is quite high and it just can't compete with the rewards programs I get on my other cards. I hear that the customer service is pretty good, though I haven't had much reason to contact them so far.
Photo of Nick T.
May 25, 2015
This card is one of the best balance transfer cards available. Low balance transfer rates really differentiate the Capital one platinum prestige card from other cards, even the ones offered by Capital one!
Photo of Ryne H.
May 14, 2015
I have been using this card for about 3 years. I really enjoy it. Although it does have a high interest rate, this doesn't really affect me because I pay it off every month before the closing date. I like that they offer discounts at certain stores throughout the year (especially at Christmas) is I use my Capital One card. Overall a great starter card.
Photo of Greg B.
May 9, 2015
I have had this card for a few years now and have never had any problems with Capital One. I prefer to use Capital One because they are easy to contact if there are any issues. Also, you can link your Capital One credit cards into one location on Capital One's website. Then your accounts are easy to access and view. Also, the website and the app are simple to navigate.The credit tracker feature is very useful.
Photo of Kristi I.
May 5, 2015
I have nothing but good things to say about the Capital One Platinum Prestige card. I have never had any problems with the company, and when I didn't understand something on my statement, I called in, and the representative that I spoke with was very helpful, and did everything he could to figure out what I was seeing. Very easy to work with as a company, and it is helping rebuild my credit!
Photo of Sherese S.
Apr 30, 2015
I only have great things to say about the Capital One Platinum Credit Card. One of the best credit cards out there, for me, is the Capital One Platinum. If you need to, they will suspend your credit card payments for up to 3 months!!! Wow, I say!!! What other credit card company will do that??!! They are super nice and will work with you no matter your situation. In addition, to what I think should be award-winning customer service, the card is attractive. I like the colors used. They are very patriotic-like. And, lastly, customers are able to manage their accounts on-line. Overall, the Capital One Platinum credit card more
Photo of Ty J.
Apr 21, 2015
I have had my credit card for about 2 years now. Capital one provides easy access customer service. There is practically no wait to speak with someone. My card is safe and secure.I even have a mobile application that provides me with up to date transactions and easy payment options, including auto pay. I was unsure if i would be able to get a credit card. I was paying off creditors and I took a chance to reapply with Capital One and was approved. This card is designed to help me to rebuild my credit. I started off with a $300 credit limit and in less than 6 months i more
Photo of Brad S.
Apr 21, 2015
I was able to consolidate two small credits down into one with this Capital One offer. It lowered my interest rate from 22% down to the promotional 10.9%. The transfers were easy to do, and the money I’m saving from the lowered interest rate more than covered the transfer fee. I’ll be debt free within the year if I maintain more than my minimum payments. Thanks Capital One!
Photo of David G.
Apr 19, 2015
I activated my card as soon as I got, it takes about 30 seconds on the phone. The rate is decent. I was able to make a purchase at the hardware store the same day. I've had this card about 8 months now and it is helping me to rebuild my credit. I was really happy that I didn't have to have a perfect credit rating like most of the other cards I've applied for. This is a good card to try and get, if I got approved with a credit score as low as what I have then most everyone should be able to get it!
Photo of Holly H.
Apr 16, 2015
I am happy with my credit card and was able to easily transfer balances from another card to this one. They even sent me a check to pay another card with and did not treat it as a cash advance, it was a balance transfer rate which is 0% right now. I like the ease of use online and also that I got to choose my due date. They also give me my credit score. I love Capital One and I'm going to close my other cards and solely use this one.
Photo of Kia H.
Apr 6, 2015
I have had this card for almost a year. I opened this account to help build my credit. This card has helped so much with my credit. My credit limit was instantly increased around the sixth month of having it. I have not had any issues using this card. I have only experienced great customer service. I look forward to my credit limit increasing again. My credit score has increased and gives me the opportunity for other offers. I have recommended this card to anyone that wants my advice about credit cards. If I need another credit card I will definitely look to see what Capital One offers.
Photo of Jonathan C.
Apr 1, 2015
What i like about the Capital One Platinum Prestige Credit Card is that it has no annual fee and it is great to apply for if you have a low credit score. Another great feature is the mobile app to be able to view and manage your account on the go. It is a really well designed card to say the least and it looks attractive to carry in my wallet. The customer service will solve any issue right away and it is a great card to choose if you want to start building your credit.
Photo of Anna M.
Mar 27, 2015
I received my Capital One Mastercard last month and I prepaid $100. My credit line is low but I'm rebuilding my credit and this is the credit card I started with. Shortly after getting this credit card I was able to get another credit card without a prepayment. I am grateful to Capital One for making this card available to people with low credit scores. I Look forward to my credit line being raised as I show my credit worthiness! Thanks for the oppurtunity Capital One!
Photo of Jenn S.
Mar 20, 2015
The Capital One Mastercard is an easy card to qualify if you have little credit or are in the process of rebuilding your credit. This is the first card that I had and it helped me to qualify for better cards after using it for a few months. This card doesn't have any rewards but it will serves a good purpose for people who may not qualify for some of the better cards.
Photo of Kevin G.
Mar 16, 2015
I’ve spent a lot of time building my credit and my Capital One Platinum card has served as a great hub for expenses/further building my credit. With a good system of alerts, a decent APR, and ease of online use – the card is modern and manageable. I appreciated the random increases to my credit as well as the absence of fees involved in such instances. Nothing but good things to say here!
Photo of Jad S.
Mar 12, 2015
This is one of the best cards out there. Their rates are second to none. Going to college can be a real pain, but as long as you have a great credit card life can be made easy. Making payments has never been easier. The bills they send are very easy to read along with in store purchases. Everything always seem to go smoothly without a bit of friction. Very excellent card!
Photo of Latoya J.
Feb 16, 2015
I really like capital one. They have great rates, especially with me being a student and all. I was new to credit cards and I really didn't have a extensive credit history background, however capital one took a chance on me. They also have a great customer service team. Anytime I had a problem I was able to get through promptly and I felt like all the people were nice. I hate dealing with mean customer service people, especially when they're supposed to help me. It's their job! At capital one you never feel like you're agitating anybody, they're happy to help you as they should be.
Photo of Portia H.
Jan 23, 2015
I have been using the Capital one card for the past 2 years now and I couldn’t be more impressed and happy with the services provided. Not only was the card application easy to fill out online, but the card also came in the mail with 7 days. They provided me with a low interest rate of 11% which compare to its competitors and factoring in my lower credit score, was perfect and ideal for my income. There customer service is 24/7 with online & over the phone services that are helpful for those late night question. Plus after my first year, because of my good standings, they increased my more
Photo of Rick S.
Jan 13, 2015
If you are shopping for a credit card and even though the interest rate on this card can vary between 10.9%-18.9 %, I think it is still a worthwhile deal because of the no annual fee. Obviously, if you put or carry a lot of debt on your card, the interest rate would be a negative factor, but if you keep the debt low and even pay it off every month, it can be a good deal. One could just put one’s gas charges on it, for example, and pay it off every month. I also like the option for picking the due date. That is something that works for more
Photo of Gina S.
Nov 24, 2014
I like this card. I have never had any issues with it, other than my puppy eating it, but customer service was great, and a new one is currently on the way. This is a great way to build and maintain credit.
Photo of Justus J.
Nov 24, 2014
I have had this credit card for awhile now, and it's the main credit card I use in my daily life. The APR is reasonable, and there is no annual fee. I like that they gave me a $1200 credit limit so I can make some bigger purchases. They've always been very friendly with me if I forgot to make a payment on time. Easy online account access from my computer or phone is a plus too.
Photo of Daniel L.
Oct 31, 2014
I've never had any major problems with this card or customer service.
Photo of Stephen D.
Sep 13, 2014
capital one is a good card for people trying to establish credit or trying to rebuild their credit
Photo of Jessica J.
Sep 13, 2014
Capital One is a good card for those with bad credit, but probably not the best choice for others
Photo of Leah W.
Sep 10, 2014
This credit card gave me a great opportunity to raise my credit score. Like many, during the recession our credit score took a hit. This Capital One card has no annual fee and they will review your account bi-annually to see if you qualify for a credit limit increase. In the past 15 months, I have had my credit limit raised twice and by paying it off monthly, I have raised my credit score by 17 points. I have recommended this card to many of my friends!
Photo of Joseph A.
Aug 26, 2014
Capital One® Platinum Prestige Credit Card a good, useful card for my everyday need. No annual fees is great, and I don't care about not getting reward points. The 3 percent transfer fee is minimal, and the regular rate is doable for me as long as I take care in how I use the card. Overall, this card is great for my needs.
Photo of Tosin A.
Aug 11, 2014
I have had Capital one Mastercard credit card for a two years plus now. The credit card is really great. The customer service is awesome. The interest rate and fees is not the most competitive out there, but for someone like me who was looking to build my credit at the time, it was an excellent option. It is easy to sign up and you can easily update your income on the website and if they see that you are consistent with your obligations, your limit will increase.
Photo of Bill W.
Aug 11, 2014
I have had this card for approximately 4 years now and it has been wonderful. I did not have the best credit at the time I applied, but I was approved quickly and easily. I was given a generous credit limit, and I have been given regular credit increases without having to ask. Overall I have been extremely happy with my choice of this card.
Photo of Jacob W.
Aug 7, 2014
This credit card has been great for us! We do not have the best credit and we were approved for a card. This is allowing us to improve our credit and get back on the right track! Thanks for helping us!
Photo of Kendall V.
Jun 12, 2014
I've been very happy with my Capital One credit card since I got it 5 years ago. When I got it, I was young and didn't have the best credit, but Capital One saw it was improving and offered me one. The card I got had no annual or monthly fee. I originally had a $750 maximum which was more than fine with me, my sole purpose of owning the card was to build back my credit. Over the years, Capital One saw I always paid my whole bill on time and slowly raised my maximum to $2,200. Also, my credit has raised from poor to good in those five more
Photo of Brian M.
May 28, 2014
I'd like to be able to tell you that I have a Capital One credit card so I could always give the answer when someone asks, "What's in your wallet?" But the truth is I have a Capital One credit card because I wanted to be with the best there is in the business. Capital One first snagged me as a customer by offering me an awesome rate on my new car loan and when I decided to get a credit card, they again gave me an offer I could not refuse. This credit card is great for establishing credit, building credit or simply maintaining the great credit rating you more
Photo of Jerry B.
May 28, 2014
My Capital One Platinum is a good card for building up your credit, but not one of those predatory cards. Just a good starter credit card. It even has a cash advance for emergencies. The rate is competitive with the market, so no complaints there. I have had cards through them before and have been very pleased with their customer service. So definitely give this card a positive review, it's limit isn't so high as to get you in trouble, but you can learn how to maintain and grow your credit with it. I keep it for emergencies.
Photo of Jeremy S.
May 28, 2014
I have been a customer for almost 10 years and I have always been happy with the service I receive from Capital One. This was one of my first credit cards and as my credit has improved, they have increased my credit limit substantially and reduced the interest rate as well. When I have needed to call customer service, the representative has always been polite and helpful. This has happened twice, once when I did not remember to pay my bill and another time before I planned to travel internationally.
Photo of Sydnee P.
May 28, 2014
Because of my bad credit, I was excited to finally be approved for a credit card. I was disappointed about having to pay a 100 deposit for a 200 dollar credit limit, but I understood. It has been almost 5 months since I have received my card and I am still at a 200 dollar credit limit. I have never been late making a payment but I am still stuck at a 200 dollar credit limit. I am hoping that I receive and increase soon. I recently downloaded the app and love it. It is quick and easy to use. I also love the free credit tracker and have actually more
Photo of Andy F.
May 21, 2014
I'm not sure what it is, but capital one has consistently provided me with the best customer service with all cards I have used with them. Their staff is very kind and helpful, and are always willing to help with any question or concerns I have. There are a ton of interesting features with this card, though honestly not all of them are really totally useful. It is nice to get rewards for new purchases, but I would prefer a larger amount of cash back/rewards opportunities. I have noticed that the first time purchase bonuses do not always work correctly in their system, but calls to customer service have always more
Photo of Tiffany G.
May 16, 2014
This card and company are great! I've never paid any fees or anything! I always pay off my balance at the end of the month, so this is a great card for people like me.
Photo of Lara H.
May 16, 2014
Capital One has provided a smooth transition from the company who previously owned my account. Additionally, I have found that handling my payments and transactions is even easier with Capital One! I'm very pleased with the service they provided - what could've been a nightmare was a breeze!
Photo of Gabriela J.
Apr 10, 2014
This card is great. I got pre-approved in the mail, then instantly approved within a minute of agreeing to the terms. It is convenient, and the promo offers they have, help work around your schedule and needs. Their customer service personnel is friendly and knowledgeable. I highly recommend this card.
Photo of Richard D.
Apr 4, 2014
I love this card. It is a great card for rebuilding your credit. This was one of my first cards and even though it has a 39 dollar a year fee -the interest rates are not too bad and it is a credit rebuilder
Capital one customer service is easy to deal with and you can use their excellent on line account management tools too. According to "Credit Karma" they approve scores on the low side of "fair" so it can get a lot of people started rebuilding their credit. This is a reputable company and they will treat you right.. IT REPORTS TO ALL THREE CREDIT AGENCIES! more
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Last updated on: Jul 15th, 2015 at 3:27 EDT

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