Citi® Secured MasterCard® Credit Card
We're sorry, but the Citi® Secured MasterCard® Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-726-2109.
Below you can review the Citi® Secured MasterCard® Credit Card and find the card's rates and fees according to our latest records, which may be outdated.
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Fair, Limited History, Bad
- ONE-TIME FEES None
- ANNUAL FEE $29
- MONTHLY FEE None
- REGULAR RATE 18.24% (V)
- GRACE PERIOD 23 days
Citi® Secured MasterCard® Credit Card’s Highlights
- Build your credit history for future borrowing needs.
- Deposit an amount, from $200 to $5,000 into a CD (Certificate of Deposit). Your credit card limit then becomes equal to the amount of money in your CD. We report your account performance to major credit bureaus, and after 18 months, you could become eligible for an unsecured Citi® Platinum Select® MasterCard®. Meanwhile, you'll earn a competitive annual interest rate on your CD.
- As of February 1, 2011, the interest rate on your CD will be 1% with an Annual Percentage Yield (APY) of 1.01%.
- You may become eligible for an unsecured Citi® card after 18 months.
- Guard your account & personal information with Citi® Identity Theft Solutions.
- $0 liability on unauthorized charges. Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card.
- You're automatically covered when you reserve and rent an eligible vehicle with your Citi® card and decline the car rental company's collision loss/damage waiver insurance.
Citi® Secured MasterCard® Credit Card’s Additional Info
- MAX LATE FEE $35
- MAX PENALTY APR 29.99% (V)
TRANSACTION FEE 3%
- SMART CHIP No
RATE 25.24% (V)
FEE 5% (min $10)
Citi® Secured MasterCard® Credit Card Reviews
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Last updated on: Dec 16th, 2013 at 3:58 EST