Citi® Secured MasterCard® Credit Card

We're sorry, but this offer may have been discontinued and may no longer be available to new applicants. Below is the card's latest information according to our records from when it was last available to new applicants through this website.

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Citi® Secured MasterCard® Credit Card
  • Minimum Credit Required:Fair, Limited History, Bad
  • Network: MasterCard
  • Online Response:No
  • Secured Credit Card:Min Deposit of $200
 
 
 
Details
  • Build your credit history for future borrowing needs.
  • Deposit an amount, from $200 to $5,000 into a CD (Certificate of Deposit). Your credit card limit then becomes equal to the amount of money in your CD. We report your account performance to major credit bureaus, and after 18 months, you could become eligible for an unsecured Citi® Platinum Select® MasterCard®. Meanwhile, you'll earn a competitive annual interest rate on your CD.
  • As of February 1, 2011, the interest rate on your CD will be 1% with an Annual Percentage Yield (APY) of 1.01%.
  • You may become eligible for an unsecured Citi® card after 18 months.
  • Guard your account & personal information with Citi® Identity Theft Solutions.
  • $0 liability on unauthorized charges. Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made with your card.
  • You're automatically covered when you reserve and rent an eligible vehicle with your Citi® card and decline the car rental company's collision loss/damage waiver insurance.
 
 
Fees
Annnual Fee $29 Monthly Fee None One-time Fees None
 
 
Purchases & Cash Advances:
Purchase Rate 18.24% Grace Period 23 days
Cash Advance Rate 25.24% Cash Advance Fee 5% (min $10)
 
 
 
Penalties:
Max Late Fee $35 Max Overlimit Fee N/A Max Penalty APR 29.99%
 
 
Your Recommendation
3.7
Your Rating: 1 2 3 4 5  
Overall Rating: 3.7 / 5 from 16 users

If you currently have the Citi® Secured MasterCard® Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
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Related Credit Card Categories

Citi® Secured MasterCard® Credit Card is related to the following credit card categories:

 
 
 
About the Issuer: Citibank

Based on their website: "Citi is today's pre-eminent financial services company and was built to create a highly diversified financial services company that could act as one to deliver solutions to clients throughout the world.
With the most diverse array of products and the greatest distribution capacity of any financial firm in the world, their 350,000 employees manage 200 million customer accounts across six continents in more than 100 countries."

 
 
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We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Citi® Secured MasterCard® Credit Card shown on this page.

The card information shown on this page was last updated: February 29th, 2012 at 12:25 EST

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