First Citizens Travel Rewards Visa® Card
First Citizens Travel Rewards Visa® Card
Accepted Credit Scores
Excellent Credit
Annual Fee
$0 intro 1st yr, $95 after
APR on Purchases
18.24% - 27.24% (V)
Balance Transfer
0% intro APR for 12 months, 18.24% - 27.24% (V) APR after that
Balance Transfer Fee
Rewards
Earn 3 points on travel, 2 points on dining and 1.5 points for every $1 spent on qualifying purchases, with no point cap.
Enjoy $100 annual ancillary travel credit.
Redeem rewards points for airline, hotel and car rental vouchers, and other travel experiences.
First Citizens Travel Rewards Visa® Card's Additional Info
0% Intro APR for 12 months on balances transferred within 90 days of account opening.
Travel and Emergency Assistance Services, Trip delay reimbursement, Rideshare protection and Auto Rental Collision Damage Waiver.
Cell phone protection, Porch piracy protection, Roadside assistance, Identity protection and Credit monitoring.
Currently, only First Citizens customers can apply for a credit card online. If you're not already a customer, open a checking account today.
cash advance fee | 5% (min $10) |
cash advance APR | 27.24% - 30.24% (V) |
foreign transaction fee | $0 |
smart chip | Yes |
max late fee | $39 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 21 days |
First Citizens Travel Rewards Visa® Card Pros & Cons
0% intro APR on balance transfers
High rewards rate
Bonus rewards categories
No membership fees first year
Membership fees in the second year
No initial rewards bonus
No intro APR on purchases
Balance transfer fee
Compare The First Citizens Travel Rewards Visa® Card vs. Popular Alternatives
annual fee$0 intro 1st yr, $95 after | annual fee$0 |
Purchase Intro APRNot Offered | Purchase Intro APR0% for 15 months |
transfer intro apr0% for 12 months|Transfer Fee: 3% (min $5) | transfer intro apr0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer |
Regular APR18.24% - 27.24% (V) | Regular APR18.74% - 28.74% (V) |
rewards rate | rewards rate |
bonus offer | bonus offer |
Sponsored Apply Now |
Questions & Answers
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