First Citizens Bank Visa Platinum Credit Card

First Citizens Bank Visa Platinum Credit Card
  • Minimum Credit Required:Excellent
  • Annual Fee:None
  • Network: VISA
  • Rating:
    3.03.0 / 5 from 23 votes - Cast your vote!
 
 
 
Rewards: Yes Type:  Points - Generic
Initial Bonus None Base Earn 1 point / $1 Max Earn 1 point / $1 Earn / Redeem Limit No
Reward Details:
  • For every dollar in qualifying purchases that you make using your First Citizens credit card, you will earn one point.
  • Sign up for the BankMiles program and earn one BankMile for every dollar you charge in net purchases to your First Citizens Credit Card.
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 10.15%
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate10.15% Balance Transfer Fee None
Cash Advances:
Cash Advance Rate 10.15% Cash Advance Fee 3% (min $3)
 
 
Additional Info:
  • Premium card, high credit limit.
  • $500,000 Travel Accident Insurance with tickets purchased from any common carrier.
  • Auto rental collision and loss damage insurance.
  • Emergency ticket and cash replacement.
  • Replacement of lost or stolen cards.
  • Max Late Fee:  $25
  • Max Overlimit Fee:  None
  • Max Penalty APR:  None
  • Grace Period:  21 days
  • Online Response:  No
  • Foreign Transaction Fee:  2%
Proceed
 
 
Your Recommendation
3.0
Your Rating: 1 2 3 4 5  
Overall Rating: 3.0 / 5 from 23 users

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About the Issuer: First Citizens Bank & Trust Company

Based on their website: "At First Citizens Bank, our values have been the basis of the way we've done business for more than a century: Integrity means focusing on the needs of each individual client. And it means providing sound financial advice based on the client's needs, not ours. Our common-sense approach to doing business comes from our century of experience. We also value consistency, because consistency builds trust.

Doing business the same way for more than a century means that clients trust that the bank we are today is the bank we'll be tomorrow. Our values are, and will always be, the foundation of our relationship with our clients."

 
 
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The card information shown on this page was last updated: May 9th, 2012 at 9:58 EDT

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