First Citizens Rewards Business Credit Card
First Citizens Rewards Business Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 9 months, 17.24% - 26.24% (V) APR after that
Balance Transfer
0% intro APR for 9 months, 17.24% - 26.24% (V) APR after that
Balance Transfer Fee
Rewards
Earn 10,000 Bonus Points after you spend $3,000 on purchases in the first 90 days after account opening.
Earn 3 points for every $1 spent on gas, 2 points for every $1 spent at restaurants and on travel and 1 point for every $1 spent on all other qualifying purchases.
Redeem for travel, cash back, gift cards and merchandise.
Earn up to 10,000 Points per month. Points expire after 3 years.
Earn rewards even faster with employee cards at no additional cost.
First Citizens Rewards Business Credit Card's Additional Info
Get employee cards at no additional cost to you and with credit limits you set.
Cellular Telephone Protection, Purchase Security/Extended Protection, Extended Warranty Protection, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver.
cash advance fee | 4% (min $5) |
cash advance APR | 28.24% (V) |
foreign transaction fee | 0% |
smart chip | Yes |
max late fee | $39 |
max overlimit fee | $39 |
max penalty APR | 30.24% (V) |
grace period | 25 days |
First Citizens Rewards Business Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate
Spending caps on rewards
Balance transfer fee
High regular APR
Requires good/excellent credit
Questions & Answers
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