Harley-Davidson® Secured Credit Card

Harley-Davidson® Secured Credit Card
Required Credit Score: Bad
Minimum Security Deposit: $300
3 347 reviews   Write a Review!
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Harley-Davidson® Secured Credit Card's Key APRs & Fees

  • ONE-TIME FEES None
  • ANNUAL FEE None
  • MONTHLY FEE None
  • REGULAR RATE 22.99% (V)
  • GRACE PERIOD 24 days

Harley-Davidson® Secured Credit Card's Rewards

Bonus
None
Base Earn
1 point / $1
Max Earn
1 point / $1
Earn / Redeem Limit
No
  • Earn H-D™ Genuine Rewards points - Get 1 point per $1 net purchase.
  • Redeem 2,500 points for a $25 H-D™ Gift Card.
  • Receive a $10 Harley Chrome® Cash certificate.

Harley-Davidson® Secured Credit Card's Highlights

  • To fund your Secured Card, you can choose to: Fund online using your Checking or Savings Account and Print an application and mail a Cashier's Check or Money Order.
  • The deposit is used to open a U.S. Bank Savings account to ensure your card can be paid. The savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
  • When you've managed all of your credit obligations responsibly consistently for 12 months, you'll be well on your way to a strong credit standing, and we may be able to move you to an unsecured credit card product.
  • Auto Rental Collision Damage Waiver
  • Zero Fraud Liability.
  • Automatic Bill Pay.

Harley-Davidson® Secured Credit Card's Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   None
  • FOREIGN TRANSACTION
    FEE  
    3%
  • CASH ADVANCE RATE 23.99% (V)
  • CASH ADVANCE FEE 3% (min $10)
Apply Now
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Harley-Davidson® Secured Credit Card Reviews

 
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3.2
Overall Rating: 3.2 / 5
Total Ratings: 347
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Aug 23, 2013
Photo of Michael M.
4
By:
The Harley-Davidson Secured Credit Card is an excellent card to have when you are trying to repair your credit. It offers no annual fee or no monthly fee to have this credit card, this is huge to me because I hate paying any unneeded monthly fees. Especially when you are trying to fix your credit and you need all the help you can get. You do have to make a deposit and the deposit is also your credit spending limit. This is a good thing, because you will never overspend and run up debt you cannot afford, you are trying to fix your credit after all. Harley-Davidson Secured Credit Card more
Jan 14, 2013
Photo of Joe W.
5
By:
You know what? I feel bad for anyone out there who needs to build up their credit score but either hasn’t yet come across the Harley Davidson Secured Credit Card or just overlooked it because of its motorcycle branding. I mean, the Harley Davidson Card is the best secured credit card on the market, in my opinion. Here’s why: Background: - Secured credit cards are generally recognized as the best credit building vehicles because they report to the major credit bureaus and tend to have lower fees as well less strict approval criteria than other cards targeted to people with no credit or damaged credit. The reason for that is more
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+345 users submitted a rating without a full review
 
Jul 17, 2014
Photo of Eric R.
By: Eric Reilly
When does the 300 dollars have to be deposited to the card?
Jul 23, 2013
Photo of Jessica M.
By: Jessica Marengo
Does the Harley Davidson Secured Credit Card report to all 3 credit bureau agencies?
Jul 24, 2013
Photo of Card H.
Card Hub
Your best bet is to call Hardley Davidson Cardmember Services at 800-699-2281.
Jun 11, 2013
Photo of Jeremy J.
By: Jeremy Jameson
Could one obtain multiple H-D Secured Credit Cards? For example, could I open 3 or 4 accounts with $300 each if I wanted?
Jun 21, 2013
Photo of Card H.
Card Hub
It depends on the bank in question, but most likely no. A bank would not issue the same type of credit card to the same Social Security number twice.
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Last updated on: Jul 17th, 2014 at 1:11 EDT