Harley-Davidson® Secured Credit Card

harley davidson secured credit card
Required Credit Score:
Minimum. Security Deposit:
528 reviews   Write a Review
Info about the Harley-Davidson® Secured Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
Existing Cardholders
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Harley-Davidson® Secured Credit Card’s Key APRs & Fees

  • REGULAR RATE 22.99% (V)
  • GRACE PERIOD 24 days

Harley-Davidson® Secured Credit Card’s Rewards

$10 Certificate
Base Earn
1 point / $1
Max Earn
1 point / $1
Earn / Redeem Limit
  • Earn H-D™ Genuine Rewards points - Get 1 point per $1 net purchase.
  • Redeem 2,500 points for a $25 H-D™ Gift Card.
  • Receive a $10 Harley-Davidson Genuine Rewards Certificate.

Harley-Davidson® Secured Credit Card’s Highlights

  • To fund your Secured Card, you can choose to: Fund online using your Checking or Savings Account and Print an application and mail a Cashier's Check or Money Order.
  • The deposit is used to open a U.S. Bank Savings account to ensure your card can be paid. The savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
  • When you've managed all of your credit obligations responsibly and consistently for 12 months, you'll be well on your way to a strong credit standing, and you may be eligible for an unsecured credit card product.
  • Auto Rental Collision Damage Waiver
  • Zero Fraud Liability.
  • Automatic Bill Pay.
  • You could win a new motorcycle with the H-D™ Visa Free Ride Sweepstakes. Sweepstakes ends 12/31/15.

Harley-Davidson® Secured Credit Card’s Additional Info

  • MAX LATE FEE   $38
  • SMART CHIP   Yes, chip-and-signature
    23.99% (V)
    3% (min $10)
Apply Now
at U.S. Bank’s
secure site

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Harley-Davidson® Secured Credit Card to our community.

When does the 300 dollars have to be deposited to the card?

Photo of Card H.
Jul 29, 2014
The security deposit has to be sent at the time you submit your application. There are two options: a) you can send a cashier’s check or money order by mail, b) you can use your checking/savings account. In this case transferring the money may take up to five business days.
2 Votes 2

Is this card guaranteed approval when the deposit is made?

Photo of Card H.
Oct 17, 2014
It’s better if you call customer service at 800-699-2281. They should be able to help you.
1 Votes 1

Does the Harley Davidson Secured Credit Card report to all 3 credit bureau agencies?

Photo of Card H.
Jul 24, 2013
Your best bet is to call Hardley Davidson Cardmember Services at 800-699-2281.
1 Votes 2 1
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Customer Reviews

Share your insights and review the Harley-Davidson® Secured Credit Card.

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3.1 out of 5

528 reviews
Photo of Michael G.
Aug 1, 2015
terrible tried to online card, 800 number was of no use.
Photo of Hunter L.
May 20, 2015
Harley Davidson offers the best secured credit card and its not even close to others. One can build ones credit with zero annual fees. The VISA logo is accepted anywhere and this card is an asset to have. I highly recommend the card to anyone interested in secured credit cards.
Photo of Brutus S.
Aug 6, 2014
I really like the Harley-Davidson brand, so I'm happy to see that they have a secured credit card available on cardhub.com. I was going to choose the Capital One Secured card, but Capital One's card does not have a REWARDS PROGRAM. You get 1 point for every $1 spent that can be used for Harley's gift certificates or chrome cash. I also appreciate that the Harley-Davidson card does not have an annual fee. I don't think we should pay a yearly fee for a card unless it's interest free. The only other major difference beteween the two cards is that Harley-Davidson has a 3% foreign transaction fee and Capital one more
Photo of Michael M.
Aug 23, 2013
The Harley-Davidson Secured Credit Card is an excellent card to have when you are trying to repair your credit. It offers no annual fee or no monthly fee to have this credit card, this is huge to me because I hate paying any unneeded monthly fees. Especially when you are trying to fix your credit and you need all the help you can get. You do have to make a deposit and the deposit is also your credit spending limit. This is a good thing, because you will never overspend and run up debt you cannot afford, you are trying to fix your credit after all. Harley-Davidson Secured Credit Card more
Photo of Joe W.
Jan 14, 2013
You know what? I feel bad for anyone out there who needs to build up their credit score but either hasn’t yet come across the Harley Davidson Secured Credit Card or just overlooked it because of its motorcycle branding. I mean, the Harley Davidson Card is the best secured credit card on the market, in my opinion. Here’s why:


- Secured credit cards are generally recognized as the best credit building vehicles because they report to the major credit bureaus and tend to have lower fees as well less strict approval criteria than other cards targeted to people with no credit or damaged credit. The reason for that is you’re required more
+523 users submitted a rating without a full review
Editor's Pick

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Last updated on: Nov 23rd, 2015 at 3:36 EST

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