HSN Credit Card Reviews: Is It Worth It? (2024)Reviews, rates, fees, and rewards details for The HSN Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHub
We're sorry, but the HSN Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.2
Market Comparison
4.3
fees: 5.0
rewards: 4.1
cost: 4.5
Other Features: 0.0
4.4WalletHub Rating
WalletHub Rating
4.4
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Can't find what you are looking for? Submit your question about HSN Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
The easiest way you can pay your HSN Credit Card is through your online account or by using the "Pay as Guest" feature. Alternatively, you can make a payment over the phone at (844) 889-9674 or via mail. The same payment methods apply to the HSN Store Card, too.
How to Pay Your HSN Credit Card
Online: Log in to your account to make an online payment. Alternatively, click on the "Pay as Guest" button to make a payment without logging in to your account. You will just need your card number, the last 4 digits of your Social Security number, and ZIP code.
Over the phone: Call (844) 889-9674 to make a payment over the phone.
Via mail: To pay your credit card via mail, send a check or money order (but not cash) to:
HSN Credit Card/Synchrony Bank PO Box 530905 Atlanta, GA 30353-0905
If you choose to make a payment via mail, make sure to always send it at least 5-7 days before your due date. Also, include your credit card number on your payment to avoid any processing delays.
Share your insights and review for the HSN Credit Card
5
17%
4
67%
3
0%
2
17%
1
0%
3.8
6 reviews
6 reviews
What's Your Rating?
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Kathryn @erohk2014
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4 Star Rating
Verified Customer
They did everything.possible to help me and it was very much appreciated. I'm on a fixed income and life just got to be too much ,yank you for the understanding. I did what I could.
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0
0
Loretta @lkfwoa94
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2 Star Rating
Verified Customer
When they tell you that you can have extended "flex" payments if you use this card. Your led to believe that it is for HSN use only and that they would automatically deduct the amount due, monthly, from your checking information given so you were never late with a payment. THEY DON'T. When you find out too late they DIDN'T then you are hit with late fee's and a ding on your credit.They refused to help remedy the situation as a true misunderstanding. I closed the account immediately after I figured this scam out. Really bad customer service on this part of dealing with them. I don't like to purchase from them anymore.
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Vaneice @vaneiceg
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4 Star Rating
Verified Customer
Lets just be honest here. Some people stay up late at night watching the Home Shopping Network or QVC looming for great deals. It's me, I'm people
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0
Karen Parr @kkparr33
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5 Star Rating
Verified Customer
Love HSN and working to get my account in order. Comenity did not show pending transactions and therefore displayed a credit amount that I DID not have to spend. This resulted in going over my credit limit. I am looking forward to working with Synchrony to get this job to date.
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Brian Clark Ignacio @brianclark.ignacio
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4 Star Rating
I love my HSN card. I shop at HSN all the time, because I love the flex pays the show provides. My HSN card helps me a lot with those purchases, because when I use my card I buy items that are qualified for extra flexpay. ( if show provides 3 month flexpay, with card it will be 4 months ). I've earned a lot of reward points with this card because of their generous 3 points per dollar spent feature which I mainly use for free shipping, especially on those huge purchases. Cash advance rates are high, but that never became an issue for me, because I never take out money from this credit card, or any other credit card for that matter ( why would you?? Unless it's a debit card ). Interest rates are high, but nothing you have not seen in other cards already. Just be responsible with your cards, make payments on time and you will be ok.
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Vanessa Castillo @vanessac_9
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4 Star Rating
I've had this card for a few months now and it's great. HSN offers a variety of different things in different categories and I've been able to use my HSN card to qualify for ExtraFlex on the more expensive items. I'm able to enjoy certain luxuries just because I have the extra time to pay them off.
* WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Kohl's Credit Card, Best Buy® Credit Card, Target Credit Card, HSN Credit Card, and HSN Store Card
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