Ink Cash® Business Card

Ink Cash® Business Card Sponsored Card
Required Credit Score: Excellent
4 222 reviews   Write a Review!
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Ink Cash® Business Card's Rewards

Bonus
$200
Base Earn
1%
Max Earn
5%
Earn / Redeem Limit
No
  • Named "Best for Cash Back for Small Business" MONEY® Magazine, October 2013.
  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

Ink Cash® Business Card's Key APRs & Fees

Intro Rate on Purchases
0% for 12 months
Intro Rate on Transfers
0% for 12 months
Regular Rate
13.24% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER FEE 3%

Ink Cash® Business Card's Additional Info

  • MAX LATE FEE   $39
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   29.99% (V)
  • GRACE PERIOD   20 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE 19.24% (V)
  • CASH ADVANCE FEE 5% (min $15)
  • FOREIGN TRANSACTION
    FEE  
    3%
  • 0% introductory APR for 12 months on purchases and balance transfers.
  • No annual fee.
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secure site

Ink Cash® Business Card Reviews

 
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4.2
Overall Rating: 4.2 / 5
Total Ratings: 222
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Feb 10, 2014
Photo of Todd P.
5
By:
I've been using the Ink Cash card from Chase for the last 2 years. The first year was great with 0% interest and the regular rate of 13.24% is very good compared to most cards. We use it for everyday purchases with our business and that usually works out to 25-40 purchases a month. This has been a good card for me so far with no problems at all.
Nov 25, 2013
Photo of Imadoki L.
1
By:
This is a great card overall, however MAKE SURE TO REDEEM your points monthly if your purchases are in the $$$$$$ per month. If you do not redeem them, you will LOSE THEM FOREVER IF YOUR ACCOUNT GETS CLOSED FOR ANY REASON. Chase bank can close your credit card account without giving the CONSUMER any prior notice and they will not let you redeem any of the points earned on the account. By the way, if you have a chase checking account and you are thinking about closing it, be warned your chase credit card will also be closed, even though the Chase employee says otherwise. That's what happened to more
Mar 29, 2013
Photo of Noella M.
5
By:
This is my business credit card. I use it mostly for purchases over the internet. What I really like about it was that on one day I ordered multiple items from 3 different countries. I really did not think about that fact much, but the people at Ink Cash Business Card thought that these transactions were suspect. They called me within a few hours asking me if I had been to these countries. It took me a few seconds then I realized that the places I ordered from were outside the US. I told them that these were internet purchases and that they were all legitimate. I was so happy more
Mar 1, 2013
Photo of Phuong H.
5
By:
The Ink Cash Business Card is what I currently use for my companies funds. Until something better comes out on the market, there really isn’t any other way to go. I get 2% cash back on the money my delivery trucks spend at gas stations and that adds up to quite a bit. We make a ton of deliveries every single day. I use it to pay our Internet and phone bills as well, since I get even more cash back for that. There is nothing better on this planet than getting paid to spend money, and that’s just the way I like it. Thanks to the Ink Cash Business more
Feb 11, 2013
Photo of Cory G.
5
By:
This is a great card for small business owners. I shopped around extensively before signing up and was surprised to discover how little incentives exist with big name cards. This card is terrific, what you see is what you get and they always deliver. You don't have to mess around with points, you just get great savings. The savings on gas was actually a lifesaver as a start up company that involved incessant travel throughout the state. Customer service is friendly, personable and always willing to help you solve any problem or just answer questions without being tied to a script. I am so pleased I will use Ink services more
Aug 7, 2014
Photo of Caitlin S.
Caitlin Saia
Thanks for the recommendation and honest review. If I am to begin a small business after graduating college, I will definitely consider this card. The savings on gas sounds like a huge plus!
Dec 26, 2012
Photo of Michael L.
5
By:
I have been using Chase Ink for a number of years now and I have got to say it is one of the best deals out there. Not only do you get the sign up bonus of a couple hundred bucks, but since I use a cell phone a lot (and the bill can get huge at times) Ink makes that more affordable by rebating 5% of the total cellphone bill. Got to love that! Customer service is also fantastic. If I have any sort of issue it takes only one call to deal with the problem. Very nice people to work with! Do get this card.
Sep 16, 2012
Photo of Sung K.
5
By:
My favorite business credit card is the Chase Ink business card. I have the Ink Cash card, which I chose originally because I prefer cash back to rewards points, although I understand they have a points card too. I love the cash rewards because they never expire. It's exactly the right card for my business. There's never been an annual fee, which I love. What I like most is the consistency: I know exactly what to expect, and that's exactly what I get. My business is very small, so I can only recommend the card based on my experiences, but I would recommend it to any small business owner. As more
Aug 15, 2012
Photo of Justin S.
5
By:
I have one of these cards for my business, ScooterCabs. We've had the card for about 9 months now and have had 0 problems. We got a promotional 6 months no interest, which was great to put all the startup costs on. We got it paid off and now use it for all our ongoing expenses. The point system is great; the cash back is extremely effective for helping to pay off the balance each month. Our business uses a lot of gas (we're a designated driver service) so it's great to have an extra percentage there. We also get more back when we use it for phone bills. Our more
Jul 18, 2012
Photo of Tim H.
5
By:
With my newly formed independent publicist company I wanted a credit card I could use in conjunction. I work in the entertainment industry and Ink allows me to spend on office supplies, wireless services, landline communications, and cable services. I also am a fan of 2% back in gas since I'm on the road a lot as well as dining rewards since I'm often taking clients out. I've already earned $150 back after my first purchase and have already earned an extra $100 for already spending $5,000. I'm eating out or entertaining clients almost daily, and can't imagine using another card. Being a brand new business the 0% into APR more
Apr 26, 2012
Photo of Joe W.
3
By:
The last time I took a look at the Chase Ink Cash Business Credit Card, it only offered 0% on purchases and balance transfers for 6 months, which wasn’t very competitive. Chase has obviously upped the ante with its revamped Ink Cash offer since it now offers 0% for 12 months. Since business credit cards don’t have the same protection against random interest rate increases as personal credit cards, having a year of an assured 0% rate would be helpful for a small business owner looking to use a single credit card for business spending and funding. It also lets people who want to do a balance transfer make purchases more
Mar 28, 2012
Photo of John V.
4
By:
I have this card. I like it. Customer Service is great. You never wait. Once you log in to your account, there are extra features to track spending in categories, produce some reports and set up payment schedule reminders and other services. great ready-made paperwork to email to your accountant. The Ultimate Rewards is a great bonus that Chase should advertise more. The Ink qualifies for it and you can earn points and discounts through a great variety of well-known merchants like Target, HP, Walmart, Kohls, JCP, Sears, Best Buy and tons more. The 5% Cash back categories are pretty good though not overly lucrative for big ticket items. The more
Jan 18, 2012
Photo of Joe W.
3
By:
There are a few different Chase Ink credit cards out there and the Ink Cash Business Card - $250 Bonus Cash Back should immediately appeal to small business owners who value straightforward, simple rewards. Cash is the most straightforward rewards currency because you can immediately tell how lucrative a card will be since you don’t have to figure out what points or miles are worth and can be redeemed for. Immediate appeal is not going to dictate the card you get though, so lets see exactly what the Ink Cash Business Credit Card has to offer. To start the Ink Cash offers $250 cash back for spending $5,000 in the more
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Last updated on: Aug 7th, 2014 at 12:31 EDT