What credit score is needed for the Mastercard Titanium Card?
You need a credit score of at least 700, which is good credit, to get the Mastercard Titanium credit card.
Excellent Credit, Good Credit
$195
21.24% - 28.24% (V)
0% intro APR for 15 months, 21.24% - 28.24% (V) APR after that
Balance Transfer Fee
Earn 1 point for every $1 spent on this card. Receive 1% Value for Cash Back direct deposit into a US bank account or as a statement credit.
2% Value for Airfare Redemption. 50,000 Points will get you a $1,000 ticket on any airline with no blackout dates or seat restriction.
Enjoy $500 value per stay through Luxury Card Travel program at 3,000+ global properties. Benefits include room upgrade at check-in (when available), daily breakfast for two, complimentary Wi-Fi, and unique amenity.
Unlock $5 Lyft App credit monthly after 3 rides, plus enjoy complimentary ShopRunner membership for free two-day shipping and easy returns.
Get two months of Instacart+ complimentary and $10 off your second order each month with your Mastercard® Titanium Card.
Get a discounted 13-month subscription to McAfee Total Protection covering up to 5 devices. Plus, a complimentary TechMate subscription.
Get a $3 statement credit each month with Peacock, when you use your Mastercard® Titanium Card.
Enjoy amenities such as room upgrades, complimentary food and beverage, spa credits and more.
0% Introductory APR on balance transfers that post to your account within 45 days of account opening.
$95 Annual Fee for each Authorized User added to the account.
Brushed Stainless Steel/Carbon Card—Patented Design
Luxury Card Concierge, 24 hours a day, 365 days a year.
Benefits: Travel Accident Insurance, Baggage Delay Insurance, Auto Rental Collision Waiver and Trip Cancellation & Interruption.
cash advance fee | 5% (min $10) |
cash advance APR | 29.99% (V) |
foreign transaction fee | 0% |
smart chip | Yes, chip-and-PIN |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 23 days |
0% intro APR on balance transfers
No foreign fee
High membership fees
No initial rewards bonus
No intro APR on purchases
Balance transfer fee
annual fee$195 | annual fee$0 |
Purchase Intro APRNot Offered | Purchase Intro APR0% for 15 months |
transfer intro apr0% for 15 months|Transfer Fee: 5% (min $5) | transfer intro apr0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer |
Regular APR21.24% - 28.24% (V) | Regular APR18.74% - 28.74% (V) |
rewards rate | rewards rate |
bonus offer | bonus offer |
Sponsored Apply Now |
Can't find what you are looking for? Submit your question about Mastercard® Titanium Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
You need a credit score of at least 700, which is good credit, to get the Mastercard Titanium credit card.
Mastercard Titanium Card points are worth 1.11 cents per point, on average. The value of Mastercard Titanium Card points depends on how they are redeemed. For example, points from Mastercard Titanium Card are worth up to 1.33 cents each when redeemed for travel, and they are worth 1 cent each when redeemed for cash back.
Mastercard Titanium Card Point Values
Redemption Method | Average Point Value ... | Value of 1,000 Points |
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