MIT University Credit Card
MIT University Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 6 months, 19.49% - 29.74% (V) APR after that
Balance Transfer
0% intro APR for 6 months, 19.49% - 29.74% (V) APR after that
Balance Transfer Fee
Rewards
15,000 bonus rewards points (worth $150) awarded after $500 purchases in the first 90 days of account opening.
Earn 4 points for every dollar that you spend on dining, take-out & food delivery and 2 points for every dollar spent at grocery stores, grocery delivery, gas & electric vehicles charging stations and streaming services.
Earn 1 point for every eligible net $1 you spend.
No cap or limit on the points you can earn, plus you have five years to redeem points for rewards
MIT University Credit Card's Additional Info
0% Introductory APR for 6 months for balances transferred within 186 days from account opening.
Cardmember Service available 24 hours a day/365 days per year.
Zero Fraud Liability.
cash advance fee | 5% (min $10) |
cash advance APR | 29.99% (V) |
foreign transaction fee | 3% |
smart chip | Yes |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 24 days |
MIT University Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate
Balance transfer fee
High regular APR
Foreign fee
Requires good/excellent credit
Compare The MIT University Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 6 months | Purchase Intro APR0% for 15 months |
transfer intro apr0% for 6 months|Transfer Fee: 3% (min $5) | transfer intro apr0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer |
Regular APR19.49% - 29.74% (V) | Regular APR18.74% - 28.74% (V) |
rewards rate | rewards rate |
bonus offer | bonus offer |
Sponsored Apply Now |
Questions & Answers
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