MTV® Visa® Card from Capital One®
MTV® Visa® Card from Capital One®
We're sorry, but the MTV® Visa® Card from Capital One® may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You can write a review about the MTV® Visa® Card from Capital One® or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for until February 2014, 13.9% - 19.9% (V) APR after that
Balance Transfer
APR: 13.9% - 19.9% (V)
Balance Transfer Fee
Rewards
Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events.
Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops.
1 point per $1 spent on everything else.
25 bonus points each billing period you keep your account in good standing by paying on time.
Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings.
Also, redeem for travel, merchandise, gift cards, and more.
No limit on the points you can earn and points don't expire.
MTV® Visa® Card from Capital One®'s Additional Info
0% intro APR—pay no interest on purchases until February 2014.
No annual fee.
Choose from 2 unique MTV card designs or create your own image card.
$0 Fraud Liability for any fraudulent purchases if your card is lost or stolen.
Auto rental insurance.
cash advance fee | 3% (min $10) |
cash advance APR | 24.9% (V) |
foreign transaction fee | $0 |
smart chip | No |
max late fee | $35 |
max overlimit fee | $29 |
max penalty APR | 29.4% (V) |
grace period | 25 days |
MTV® Visa® Card from Capital One® Pros & Cons
No membership fees
0% intro APR on purchases
High rewards rate
Bonus rewards categories
No initial rewards bonus
No intro APR on balance transfers
Requires good/excellent credit
Compare The MTV® Visa® Card from Capital One® vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% until February 2014 | Purchase Intro APR0% for 12 months from account opening | Purchase Intro APR0% for 15 months |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro apr0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer |
Regular APR13.9% - 19.9% (V) | Regular APR20.24% - 29.99% Variable | Regular APR18.74% - 28.74% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about MTV® Visa® Card from Capital One® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
- Most Popular
- Most Upvotes
MTV® Visa® Card from Capital One® Reviews
Share your insights and review for the MTV® Visa® Card from Capital One®
What's Your Rating?
Pros
- I like the fact that the MTV credit card gives you a rewards bonus for keeping your account in good standing; too many people out there simply don’t pay their bills, and it’s good to promote the opposite.
- If entertainment is one of your biggest spending categories, the MTV Card’s rewards are pretty beneficial as well.
- No annual fee is always nice to see.
Cons
- It strikes me as odd that Capital One is offering an MTV Credit Card, which one would think would be a student credit card, but is requiring good or excellent credit to get it. I guess they think people who were teenagers in MTV’s infancy will want to get it?
- You’d obviously like to see cash rewards instead of points, but that’s a minor gripe.
- 0% for 12 months is ok, but a bunch of cards give it to you for longer.
Overall, the MTV Capital One Visa Card is decent. In addition to the confusing branding, the MTV card’s rewards are just ok and the same can be said for its rates. I just have a hard time believing that people spend more on DVDs and video games than gas, groceries and stuff like that. So I would just go for a great gas card like the PenFed Platinum or a good everyday spending card like the Amex Blue Cash Preferred. And if I wanted low rates, instead of the MTV Visa, Id go with the Slate Card from Chase if I wanted to transfer a balance and one of the 0% Citicards if I wanted to save on a big purchase. I suppose though, if I really did spend a lot on entertainment, I might pick up a Cap One MTV Visa Card as well.
According to Capital One’s website, “It depends on your program. Once you become a No Hassle Points member, please check our Web site to view the redemption options.” A general No Hassle Rewards overview page reveals that redemption options for No Hassle Points start at 750 points, but doesn’t provide many details. You can therefore start redeeming after spending as little as $150 with an MTV Visa Credit Card (if all purchases are entertainment-related), but you have to think that you won’t get much at all for so few points. It seems to me that the lack of specific redemption policies for MTV Visa Credit Card points represents a good reason to get a cash back card like the Capital One Cash Credit Card or a card like the Capital One Venture Card, which basically gives you 2% cash back when miles are redeemed for travel-related charges. You might think that the fact that the MTV credit card offers 0% on purchases for a year would offset the vague rewards, but plenty of better rewards cards, including those mentioned above, offer 0% for at least that long. I’d then probably recommend not applying for the Capital One MTV Visa because there are options out there that provide clearer, more versatile rewards and equally appealing low interest rates.
+ 133 WalletHub users submitted a rating without writing a full review
Important Disclosures
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
People Also Apply For