Oregon Community Credit Union Nice Perks® Visa® Credit Card
Oregon Community Credit Union Nice Perks® Visa® Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 12 months, 15.24% - 25.24% (V) APR after that
Balance Transfer
0% intro APR for 12 months, 15.24% - 25.24% (V) APR after that
Balance Transfer Fee
Rewards
Get 10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.
Earn 1.25 points per dollar spent on all qualifying purchases or 2 points per $1 spent on all qualifying charitable donations.
Points are redeemable toward cash back, gift cards, travel, and merchandise
Oregon Community Credit Union Nice Perks® Visa® Credit Card's Additional Info
Have peace of mind with the Nice Perks® Visa® Credit Card knowing that you have zero fraud liability, a card with secure microchip technology, and the option to use Apple Pay.
0% Intro APR on balance transfers requested within 60 days of account opening.
cash advance fee | 3% (min $10) |
cash advance APR | 20.24% - 30.24% (V) |
foreign transaction fee | 0% |
smart chip | Yes, chip-and-signature |
max late fee | $25 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
Oregon Community Credit Union Nice Perks® Visa® Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate
Balance transfer fee
Requires good/excellent credit
Compare The Oregon Community Credit Union Nice Perks® Visa® Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 12 months | Purchase Intro APR0% for 15 months |
transfer intro apr0% for 12 months|Transfer Fee: 3% (min $10) | transfer intro apr0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer |
Regular APR15.24% - 25.24% (V) | Regular APR18.74% - 28.74% (V) |
rewards rate | rewards rate |
bonus offer | bonus offer |
Sponsored Apply Now |
Questions & Answers
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