The
PenFed Pathfinder® Rewards Visa Signature® Card is a good credit card for travel, offering generous rewards and luxury perks such as free airport lounge access. The
PenFed Pathfinder® Rewards Visa Signature® Card is easily worth its
$95 annual fee for frequent travelers, especially those who earn the card’s initial bonus and take advantage of its statement-credit offers.
New cardholders who spend at least
$3,000 within
90 days of opening an account earn
50,000 points. You can also get up to $100 in domestic airline fees covered each year and get reimbursed for the cost of joining Global Entry or TSA PreCheck. Below, you can find more information to help you decide whether applying for the
PenFed Pathfinder® Rewards Visa Signature® Card is a good move in your situation.
PenFed Pathfinder Review Highlights
Initial Bonus of 50,000 points
The
PenFed Pathfinder® Rewards Visa Signature® Card entices people to apply by giving an initial rewards bonus of
50,000 points to new applicants who spend
$3,000 in the first
90 days after account opening. The average credit card with points or miles gives
31,964 points/miles as an initial bonus.
1.5 - 4 points per $1 in Ongoing Rewards
The
PenFed Pathfinder® Rewards Visa Signature® Card rewards cardholders with
1.5 - 4 points per $1 on purchases, depending on how the purchase is categorized and the cardholder’s status within the credit union. Most purchases yield
1.5 points / $1. Travel expenses are the exception, earning
Honors Advantage Members 4 points / $1 and providing 3 points / $1 to everyone else.
Luxury Air Travel Perks
Cardholders receive a trio of valuable travel benefits from the
PenFed Pathfinder® Rewards Visa Signature® Card. First, they’re eligible for a yearly Priority Pass Select membership, good for access to 1,300+ airport lounges around the world. Second, cardholders get up to $100 per year in statement credits to cover fees charged on domestic flights. And third, PenFed will cover the cost of joining Global Entry or TSA PreCheck for faster airport screening.
$95 Annual Fee
The PenFed Pathfinder Card annual fee is
$95. For comparison, the average annual fee among new credit card offers is currently
$22.29.
Good Credit Required
The
PenFed Pathfinder® Rewards Visa Signature® Card requires
good credit or better for approval, which means a score of
700+. You can
check your latest credit score for free on WalletHub.
17.99% (V) regular APR
The
PenFed Pathfinder® Rewards Visa Signature® Card interest rate is
17.99% (V). The average APR among credit card offers for people with
good credit is
24.12%.
Available to the General Public
You can get the
PenFed Pathfinder® Rewards Visa Signature® Card, or any other PenFed product, without a military affiliation. Membership in the credit union is
now open to everyone for free, all you need to do is simply fund a savings account with at least $5.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.