Royal Caribbean® Credit Card
Royal Caribbean® Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
18.24% - 28.24% (V)
Balance Transfer
APR: 18.24% - 28.24% (V)
Balance Transfer Fee
Rewards
Limited time offer: Get 30,000 bonus points (worth $300 in onboard credit) after spending $1,000 within 90 days of opening your account.
Earn 2 points for every $1 spent on Royal Caribbean International, Celebrity Cruises and Silversea purchases. Earn 1 point per $1 on all other purchases.
Get a $50 Air2Sea Airfare Discount after making at least $3,500 in purchases with your card within first 90 days of account opening (students are not eligible)
Redeem points for stateroom upgrades, onboard credit, cruise discounts, companion fares, charitable donations and more.
Exclusive access to VIP events & experiences. And discounts at select merchants & hotels.
Royal Caribbean® Credit Card's Additional Info
Security Benefits: Zero liability protection, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
cash advance fee | 5% |
cash advance APR | 21.24% - 29.24% (V) |
foreign transaction fee | 0% |
smart chip | Yes, chip-and-signature |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | 29.99% (V) |
grace period | 25 days |
Royal Caribbean® Credit Card Pros & Cons
No membership fees
High rewards rate
30,000 points initial rewards bonus
No foreign fee
Spending caps on rewards
No intro APR on purchases
No intro APR on balance transfers
Requires good/excellent credit
Compare The Royal Caribbean® Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$95 | annual fee$95 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR18.24% - 28.24% (V) | Regular APR21.49% - 28.49% (V) | Regular APR20.99% - 29.99% Variable |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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