- ANNUAL FEE None
Chase Slate®’s Additional Info
- MAX LATE FEE $35
- MAX PENALTY APR None
- GRACE PERIOD 21 days
- ONLINE RESPONSE No
RATE 24.99% (V)
FEE 5% (min $10)
TRANSACTION FEE 3%
- SMART CHIP Yes, chip-and-signature
- Chase Slate named "Best Credit Card for Balance Transfers" two years in a row by Money Magazine
- $0 Introductory balance transfer fee for transfers made during the first 60 days
- 0% Introductory APR for 15 months on purchases and balance transfers
- NEW Free Monthly FICO® Score and Credit Dashboard
- No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
- $0 Annual Fee
Chase Slate® Reviews
AFTER ALL I GOT 2 INQUIRIES ON ALL CREDIT BUREAU USELESS $500 CREDIT LIMITS PLASTIC
Because this card is for those who fall into a lower credit score, the fact there are no rewards is a good thing, because there will be no enticement to make purchases simply to get accumulate rewards. Ultimately, the benefit of the card is that it is standard and allows you flexibility without any unnecessary extras for new card holders.
The card also offers 0% interest on Balance transfers, which is a optimal for paying off any other credit card on other higher interest cards. This is also the only nationally advertised deal with no transfer fee. The max late fee is $35, which is very fair, and just enough to cause new card holders to want to avoid the charge again without too much a punishment. Some cards can charge as high as $50 in late fees. The card has good customer service, and online transfers are easy to do as well. Payments can be made using the Chase app also. There are text messages and email alerts which remind you to make a payment.
An interesting point to note is the vertical card design, as opposed to the standard horizontal one. I think the look of the card affects how people perceive and use the card, and because it's not as typical-looking, and perhaps not as aesthetically interesting otherwise, it may deter people from using it as much, which may be a helpful thing if you're trying not to spend but still need a card. It's a psychological connection, but worth noting.
The Chase Slate also has "Blueprint," a budgeting tool which helps you save money on interest and stick to your goals of paying down balances quicker. Just by having the card, this is completely free. Chase claims that customers who set up their plan and and stick to their “Split It” or “Finish It” Blueprint plan usually pay their balance two times faster compared to their other cardholders. This obviously saves a lot of money over time, and is a unique tool.
The Chase Slate card is good for those who are looking to build up their credit, or simply don't need a card with any extra bonuses. It is helpful to have in case of emergencies, and with the 0% introductory rate, you're not paying interest for the first year, which means you don't have to pay off the bill right away, a nice perk for those who do pay in full and on time. Even though there are no rewards, the simplicity of the card and how it encourages you to work to get better credit is the real reward of the card.… more
Chase Slate® is an Editor's Pick for:
If you are interested in the Chase Slate®, check out the following credit cards as well:
Chase Slate® is related to the following credit card categories:
CardHub is an independent card comparison service.
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Once you click the "Apply Now" button, you will be directed to the issuer's website. Before applying, we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Chase Slate® shown on this page.
Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted toward the top of the page using the designation "Sponsored Card", when applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.
Regardless of advertiser status, none of the information on CardHub constitutes a referral or endorsement of the respective issuer by us, or vice versa. Furthermore, it is important to note that the inclusion of non-sponsored cards on CardHub does not indicate that issuer's involvement with the site. Information is displayed first and foremost for helping consumers make better credit card decisions.
User generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by Chase. In addition, it is not Chase's responsibility to ensure all posts and/or questions are answered.
Last updated on: Jun 16th, 2015 at 1:05 EDT