Chase Slate®

chase slate Sponsored Card
Required Credit Score:
Excellent, Good
3.5 1,270 reviews   Write a Review!
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Chase Slate®’s Rewards

This card does not offer rewards.

Chase Slate®’s Key APRs & Fees

Intro Rate on Purchases
0% for 15 months
Intro Rate on Transfers
0% for 15 months
Regular Rate
12.99% - 22.99% (V)
  • ANNUAL FEE $0
  • BALANCE TRANSFER FEE None

Chase Slate®’s Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   29.99% (V)
  • GRACE PERIOD   21 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE 23.99% (V)
  • CASH ADVANCE FEE 3% (min $10)
  • FOREIGN TRANSACTION
    FEE  
    3%
  • SMART CHIP   Yes, chip-and-signature
  • Chase Slate® named ‘Best Credit Card for Balance Transfers’ two years in a row, MONEY® Magazine, October 2013, 2014.
  • $0 Introductory balance transfer fee for transfers made during the first 60 days. After that, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.
  • 0% Introductory APR for 15 months on purchases and balance transfers. After the introductory period ends, a variable APR of 12.99%, 17.99%, or 22.99%.
  • $0 Annual Fee
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Chase Slate® Reviews

 
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3.4
Overall Rating: 3.4 / 5
Total Ratings: 1270
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Feb 27, 2015
Photo of Sherman M.
4
By:
Feb 27, 2015
As someone who travels abroad often I like the fact that this is a chip card. I know others are starting to roll them out but having recently been in Malaysia without a chip card, it made things difficult and frustrating. I am a fan of the 0% intro rate and transfers for 15 months and no annual fee. While a max APR of 22.99% isn't great it's still better than half the cards currently in my wallet - and that's the high end of the spectrum (assuming you don't trigger the penalty APR). A rewards card would sweeten the deal but otherwise this is a good card for those more
Feb 26, 2015
Photo of Sabina H.
5
By:
Feb 26, 2015
I have been using Chase slate card for the past 2 years and it has served my needs really well. It offers great APR and the 0% for 15 months is just a life saver. I had my bag stolen from my work place and my credit card was used without my authorization. I placed a call to Chase and they cancelled the card immediately and wrote off the charges that was not authorized. The customer service is great and it gave me confidence when using this card!
Feb 13, 2015
Photo of Cobra M.
5
By:
Feb 13, 2015
I really love this Chase slate card. It is the perfect credit card for me. I expected it to be less worthwhile than the Ink Plus Business Credit Card by Chase which supported my style better since I own a private business. There are a lot of benefits available in this card. One is that the max late fee is very affordable. Some of the credit cards I used to have a really high fee. Another feature that I really liked was the security of the card. The smart chip in the card is a feature that I love in all of my chase cards. It protects my identity when more
Feb 12, 2015
Photo of Portia H.
4
By:
Feb 12, 2015
I like the Chase Slate card. After doing my research on several other cards the 0% APT for 15 months sold me. Compared to my MasterCard who only gave me 6 months with 0% APR. I like the Grace period is 21 days instead of the 6 days i get for my MasterCard. I have seen other cash advance rates as high as 10%, so the Slate card's 3% was just another reason to sign up. I'm glad I did because i was approved within minute, with my card being delivered within 5 days. All in all i would recommend this card for people looking for a stress free experience with no hidden fees, or hidden percentage increases.
Feb 11, 2015
Photo of Jim F.
4
By:
Feb 11, 2015
I like Chase Bank in general, and especially this card. I agree with many of the other reviewers on the 0% rate for 15 months. I transferred my balance from another banks card to this card without any problems. Depending on the percentage rate I get after the initial 15 months, I will probably stay with Chase.
Feb 11, 2015
Photo of Jarett C.
5
By:
Feb 11, 2015
I've had the Chase Slate card for about a year and I have ZERO bad things to say about it thus far. The opportunity to transfer balances for 0% APR for 15 months was great for me, and the rewards system it employs is very beneficial for how my wife and I shop. We pay on the card every month, so we have not needed to utilize the 21 day grace period, but it's nice to know that it's there if we need it. The icing on the cake for me is that, unlike other cards, there is NO ANNUAL FEE! If you're looking for a card that offers a more
Feb 2, 2015
Photo of Nate G.
4
By:
Feb 2, 2015
The Chase Slate is a great card for just about anyone. They start you off with zero percent annual percentage rate for fifteen months or so. This includes transfers and purchases. It also has no annual fee at all. They also have a 21 day grace period which is really nice too. The foreign transaction fee is reasonable and the rates in general are reasonable. All in all, this card has some really great benefits and is worth giving a shot to if you want a good card with good benefits and a really nice cushion with the grace period.
Feb 11, 2015
Photo of Jim F.
Jim Fiene
Feb 11, 2015
I like Chase Bank in general, and especially this card. I agree with many of the other reviewers on the 0% rate for 15 months. I transferred my balance from another banks card to this card without any problems. Depending on the percentage rate I get after the initial 15 months, I will probably stay with Chase
Jan 14, 2015
Photo of Mercedes B.
2
By:
Jan 14, 2015
I liked this Chase Slate to start with, but I have since decided to cancel it. the balance transfers really made me reconsider. I really was apprehensive about it because my initial transfer was denied. I just didn't want to go through all the trouble of trying to figure out what was going on so I decided to cancel. I will admit that the card has really good benefits, especially the extra cushion of an extended grace period. I'd recommend it for more patient people than I am. I simply could not be bothered with getting customer service on the line every time I needed to complete a transfer. The more
Jan 9, 2015
Photo of Justin S.
4
By:
Jan 9, 2015
I applied for the Chase Slate card due to an awesome Balance Transfer promotion which allowed for no APR for 1.5 years along with no transfer fees. I was able to use it for this and it helped me reduce my debt on another card. Unfortunately, once the promotion ended, my use for the card declined as the APR I have is pretty high at 21%. I now only use the card for absolute emergencies, and even then I tend to try to avoid it. It does have a low minimum monthly payment, but I tend to pay off the card whenever I can in one payment to avoid the more
Dec 31, 2014
Photo of Joshua D.
5
By:
Dec 31, 2014
I got 12.99% AFTER 0% for 15mths, the best rate. Thank you CHASE. No annual fees, easy international usage with CHIP+Signature. Use it everywhere.......I have no use for BT due to none or low-balance (but OTHERS may take advantage of BT.)..
Dec 23, 2014
Photo of Kay T.
4
By:
Dec 23, 2014
I got the Chase Slate card 8 months ago and so far I am pleased with it. Easy to apply for, approved within minutes and I like the introductory offer of 0% APR for the first 15 months. I really like Chase's mobile app so I can pay my balance on the go, and their emails reminding of a payment due. I like this card’s interest rates better than my Capital One card.
Dec 22, 2014
Photo of Krishna G.
5
By:
Dec 22, 2014
I have had this card for several years now . I think its most exciting feature is 0% rate for 15 months . Its better than many other cards available in the business . Also the minimum monthly payment is considerably less to keep you going . It does not offer any rewards so you are not really attracted towards more and more shopping . I happily use it to clear off any of my year end debts each and every year . Thinking about the ease of payment makes me feel relaxed .The credit history is one thing that people should think of before getting it , because for more
Nov 27, 2014
Photo of Erwin Z.
4
By:
Nov 27, 2014
I like the most of the characteristics of this Chase Slate card, especially the $0 introductory balance transfer fee, although I do wish it were longer than 60 days, maybe 90 days at least. The cash advance fee seems a bit high given the good to excellent credit rating one needs for this card, so I don't think I would get too many cash advances with it, but you never know so it is good to have it just in case. In contrast to my Citibank card it is much better though. I think the best thing about this card is probably the smart chip that adds security to it more
Nov 18, 2014
Photo of Jon B.
4
By:
Nov 18, 2014
I liked this card because of the 0% interest on the balance transfers. It was helpful to give me some time as I worked down debt that I accumulated during college. I wasn't a huge fan of the transfer fee but I understand how/why it works.
Nov 10, 2014
Photo of Troy S.
2
By:
Nov 10, 2014
"Pay less interest. Save on balances and new purchases" - seems legit. Taking a glance the no charge for balance transfers and 15 months interest free make this a great idea for anyone with any kind of interest fee or credit card balance. I find the fee for balance transfers after 60 days odd, my current card has no such fee. Additionally, the interest rates after the first 15 months are high and a bit confusing. Which rate will you be given? And it says that they are variable but only give three rates... I am considering using this card but mainly for the first 15 months of interest free more
Nov 8, 2014
Photo of Carmine P.
1
By:
Nov 8, 2014
I signed up for this card specifically for the $0 balance transfer fee. I spoke with a live representative on the phone to set up the balance transfer. I told them that I wanted to transfer a balance from my business line of credit with my other bank to the card. I specifically informed them that this was a business line of credit and not just a credit card. I asked if this was ok and they said it would work. So I waited and waited and I never saw my balance transfer. I called Chase to ask what the status was and THEN they tell me that they denied more
Nov 6, 2014
Photo of Lewis G.
4
By:
Nov 6, 2014
The Chase Slate credit card is an amazing option for those who have fallen a little behind on their bills and need a quick solutions to provide them with what they need. I say this because it offers a very competitive APR and the late penalties aren’t too bad either. I also like the fact that the minimum monthly payments aren’t too high. They are pretty good about allowing you to increase your credit limit after you have made your minimum monthly payment on time for several months. Overall, this is a great option for those who want a basic credit card.
Oct 30, 2014
Photo of Julie M.
1
By:
Oct 30, 2014
I will NOT ever apply for a Chase Slate Credit Card. From my husband’s experience, he has had this credit card for over 12 years. When we got in a spot we really had to use it (his mother passed away and she didn't have insurance and we didn't have the money on hand for her funeral), the balance was over 12k. He has called numerous times trying to get interest rate down and they would not. He's paying 24% interest. We finally got it down to around 8k. So we got an equity line in Sept. and sent a check to pay off the balance shown on the most more
Oct 16, 2014
Photo of Ashley L.
5
By:
Oct 16, 2014
I originally applied for this particular card because of the balance transfer option. The annual percentage rates on my other cards were getting outrageous, and I was looking for a credit card that offered a lower rate. I did a lot of research on credit card rating web sites, and the Chase Slate card looked ideal because it offered fifteen months of zero percent annual percentage rate charges--which applied to all balance transfers within the first few weeks. So far I have had the card for about four months and have been able to pay down a lot more of my debt than before (when I was paying an arm more
Oct 15, 2014
Photo of Robert H.
3
By:
Oct 15, 2014
The Chase Slate credit card is for those with excellent or good credit (660 and above FICO score). I think it's a great card for those who fit into this credit range, as the interest rate for purchases is 0% for 15 months, and the regular rate afterwards can be as low as 12.99%. Some cards can start at 18%. There is no annual fee, and the grace period is a fair 21 days. However, there are no rewards.

Because this card is for those who fall into a lower credit score, the fact there are no rewards is a good thing, because there will be no enticement to make purchases more
Oct 14, 2014
Photo of Miranda P.
4
By:
Oct 14, 2014
I have had this card for several years and have been very pleased with what it offers. The 0% interest for balance transfers up to 15 months is generous. They offer this as the introduction rate but also from time to time for existing customers. The BluePrint features really help you to pay a balance down faster, avoid interest on specific purchase types and track all spending so that you can better manage your money. Nice card to have overall. The only reason I am not giving it 5 stars is because there is no rewards program.
Oct 12, 2014
Photo of Michelle B.
5
By:
Oct 12, 2014
I love this card!!!! I love the zero interest for 15 months and the free 60 day balance transfers. You can do balance transfers easily online, and the customer service is fantastic! I would recommend this card to everyone, it's worth it's weight in gold just for that alone. LOVE IT!
Oct 8, 2014
Photo of James J.
5
By:
Oct 8, 2014
I mean what can I say I have had this card for a while and all I can say is, this card has never let me down. I mean everyone knows about the amazing ARP and the 0% intro rate, but its the other things that make this card great. Like the max late fee is only 35.00, the mobile apps, and the easy application process. Overall this card is great my only major gripe is that there are no rewards programs, which is a mainstay now of almost every credit card these days. I am very happy with this card overall I feel like this was a great investment more
Oct 7, 2014
Photo of Josh H.
5
By:
Oct 7, 2014
Great introductory APR, term and balance transfer offers to get my finances moving in the right direction...thank you Chase!
Oct 7, 2014
Photo of Ashley S.
4
By:
Oct 7, 2014
The Chase Slate card offers a great balance transfer rate, 0 % for the first 15 months. After the 15 month period the new APR is 12.99%, 17.99%, and 22.99%. This is a great option to have for those with higher APR's on other cards. The Chase Slate card is also offered to those with good credit instead of just excellent. Another perk of this card is that the is $0.00 annual fee for holding this card. If you happen to be late on a payment the max late fee is $35. In other cards I have seen as high as a $50 late fee.
Oct 6, 2014
Photo of Bryan V.
4
By:
Oct 6, 2014
Overall this is a pretty good card. The APR is very reasonable. Would recommend to other people
Sep 19, 2014
Photo of Yasmina R.
4
By:
Sep 19, 2014
The Slate Credit Card from Chase offers a 0% introductory rate for 15 months. The application process is very smooth. They also have a below average percentage rate than other credit cards. I would recommend to others consumers. It also offers $0 annual fees.
Sep 10, 2014
Photo of Colton Y.
5
By:
Sep 10, 2014
The Chase Slate card gave me a great 0% intro APR and balance transfer, so I could transfer my higher interest cards over. Not only was the introductory period great, but the actual fixed interest it gave me was 12% much lower than my other credit cards which had around 18%. This is the best card I have seen or had for anyone wanting a low interest card with great standard benefits.
Aug 11, 2014
Photo of Latasha H.
4
By:
Aug 11, 2014
The Chase Slate credit card has a great 0% introductory APR that sets it apart from other cards, like my capital one rewards card. The application and approval process was quick and painless, and their customer service is very friendly. I wish they offered a rewards program, but the other perks make the card worth it. No annual fee, no balance transfer fee, and most importantly no over the limit fee.
Aug 11, 2014
Photo of Ashley N.
4
By:
Aug 11, 2014
The Chase slate card has a reasonable APR. I've had this card for a few years now and they are easy to work with. Payments can be made right from the chase app so it's convenient.
Jul 22, 2014
Photo of Pipk S.
4
By:
Jul 22, 2014
Since I am moving into a new location, it is important for me to have a 15 month interest free credit card in order to purchase all of the necessities that I need for my new home. After searching around for different credit cards, I have came across the Chase Slate credit card. The Chase Slate credit card provided me with a reasonable regular rate and gives a 15-month 0% purchases interest rate, which I was extremely happy. Since I was approved I could now purchase all the essentials without having to worry about acured APR.
Jul 18, 2014
Photo of Danielle O.
5
By:
Jul 18, 2014
The Chase Slate card is pretty good. The fact that you have 0% interest for the first 15 months is wonderful and a strong incentive to pay off quickly. The regular APR is kind of high but even more reason to pay off within the 15 months. Also great that there is a 0% intro rate for transfers and $0 annual fee. Would recommend this card.
Jul 18, 2014
Photo of JeremyandAmanda D.
4
By:
Jul 18, 2014
I had a higher interest credit card that I wanted to start paying off. Chase Slate offered 15 month no interest on balance transfers along with no balance transfer fee and 0% APR for the first 15 months as well. When the 15 months is over, the APR would be considerably less than my other Discover Card. So far everything has gone great. The Application process was easy, I was approved right away, and they transferred my balance without any additional paperwork. If you are looking to transfer your balance for $0 then this is the right card for you.
Jul 17, 2014
Photo of Aaron H.
4
By:
Jul 17, 2014
While the Chase slate card does not offer some of the interesting rewards that a lot of modern cards offer it does have a great 1 year 0% interest introductory and Chase customer service has always been prompt and very helpful, I would highly recommend this card, especially for it's awesome 1 year 0% offer.
Jul 3, 2014
Photo of Karen C.
5
By:
Jul 3, 2014
I have a Chase Freedom card that I've used for many years, so when I was offered the Chase Slate card, I took it. The 0% introductory offer helped, though I really didn't need it at the time. Still, it was nice to know that when I used it, I wasn't going to be paying any interest -- which meant I didn't have to pay off my bill right away. I never put much on it, so when the interest rate increased eventually, I didn't have a balance. Even without the 0% offer, the rate on this card is reasonable. I've only had good experiences with Chase, so I'm keeping more
Jul 3, 2014
Photo of Joshua C.
4
By:
Jul 3, 2014
I got this credit card because of the introductory rate. It was 0% for an entire year, and I really do love this card. They offer text message and email alerts so that you always remember to make your payments. The interest rate after the introductory rate is a little high, but it is totally work it. It also helps that this card also just looks cool with it's vertical design and matte plastic material.
Jun 24, 2014
Photo of Beth G.
4
By:
Jun 24, 2014
I signed up for this credit card because they offered a 0% interest balance transfer rate, with no fee for transferring my balance. That is amazing! I haven't seen any other bank offer anything close to this. And it was 0% interest for an entire year! I made so much progress on paying down my debt as a result of signing up. The only reason I would give them four stars instead of five, is that once the grace period ends and the standard interest kicks in, the interest rate is higher than the other credit card I use.
Jun 17, 2014
Photo of Pamela G.
5
By:
Jun 17, 2014
I like this card. The interest rate has always been fair when it was necessary for me to carry a balance. One time my payment fell down between the seat and the console of my car and was not mailed on time. I called them and explained the situation and they removed the late fee. They have always been fair and I am very happy with it!
Jun 10, 2014
Photo of Jay L.
5
By:
Jun 10, 2014
The Slate card from Chase looks like it is a pretty good deal. It has no annual fee which is always nice, and its rate is also fairly low even after the introductory period. I like that there is no interest on transfer for the first year too. This would help someone pay off their debts more quickly, and I can see how this might be helpful for me in the future. My current card is from a credit union, so it has a much better rate. I realize that this rate is unrealistic for most people, so I feel that the Chase card is good for many out there.
May 26, 2014
Photo of Anunay S.
4
By:
May 26, 2014
Chase Slate card has been a great addition to my wallet about 6 months back. I tend to use this card more often as compared to other credit cards I have. This is primarily because of the 0% APR offered by Chase on the Slate card for the first 15 months. Moreover, there is no annual fee once one qualifies for the card. This is really nice as I avoid paying the annoying annual fee when compared to other credit cards even when I don’t use them. One thing which I don’t quite like about the card is the 3% foreign transaction fee, which is a little higher than other more
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Oct 20, 2014
Photo of Tonia H.
By:
Oct 20, 2014
How long does the balance transfer take?
Nov 19, 2014
Photo of Card H.
Nov 19, 2014
According to the terms of the Slate card, 10 days after the company mails you the credit card, balance transfers will be applied to your account and sent to payees.
Sep 6, 2014
Photo of Tom S.
By:
Sep 6, 2014
Is there a $ limit on balance transfers from another card ?
Sep 8, 2014
Photo of Card H.
Sep 8, 2014
After reading the FAQs on the company’s site, it seems that the total amount you can transfer from another card to Chase Slate can't be higher than your available credit or $15,000 (whichever is lower). This amount includes fees and interest charges.
Aug 29, 2014
Photo of Barbara K.
By:
Aug 29, 2014
If I use my Slate card to purchase a used car will this transaction be considered a cash advance?
Sep 12, 2014
Photo of Card H.
Sep 12, 2014
It can only be considered a cash advance if you use your card to withdraw money from the ATM and then use that money to pay for the car. It is not a cash advance if you pay using the actual credit card.
Jul 21, 2014
Photo of Becky D.
By:
Jul 21, 2014
I have a question: if I transfer a balance but do not pay it off by the end of the 0% apr on balance transfers period-do I get hit with retroactive interest?
Jul 31, 2014
Photo of Card H.
Jul 31, 2014
After the end of the intro period your APR will vary from 12.99% to 22.99%, depending on your credit rating. The moment the regular rate comes into effect, you will start paying interest on the card’s remaining balance and you will not get charged interest retroactively.
Sep 7, 2012
Photo of Jason H.
By:
Sep 7, 2012
Has anyone transferred balance from one chase card to another chase card? Is there any implication to that?
Sep 7, 2012
Photo of Joshua B.
Sep 7, 2012
I have done it and I did not receive any extra fees . I talked to them on the phone while doing it. This was about 3 months ago
Sep 7, 2012
Photo of Loney M.
Sep 7, 2012
You are more than welcome to make a trial run into my account. I can let you know how it works our
Mar 8, 2012
Photo of Tamekia Q.
By:
Mar 8, 2012
Yes, this seems like a relly nice offer but there is a maximum balance transfer that the offer does not specify. I tried trnasfering a balance from another card and I was declined because there under the 'maximum' balance transfer amount allowed was over. I couldn't find anywhere in the credit card contracts specifically a maximum transfer amount. I was declined even though I was 2K below my maximum credit card spending limit.

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Last updated on: Feb 27th, 2015 at 4:24 EST