Chase Slate®

Chase Slate® Sponsored Card
Required Credit Score: Excellent, Good
3.5 546 reviews   Write a Review!
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Chase Slate®'s Rewards

This card does not offer rewards.

Chase Slate®'s Key APRs & Fees

Intro Rate on Purchases
0% for 15 months
Intro Rate on Transfers
0% for 15 months
Regular Rate
12.99% - 22.99% (V)
  • ANNUAL FEE $0
  • BALANCE TRANSFER FEE None

Chase Slate®'s Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   29.99% (V)
  • GRACE PERIOD   21 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE 23.99% (V)
  • CASH ADVANCE FEE 3% (min $10)
  • FOREIGN TRANSACTION
    FEE  
    3%
  • Pay less interest. Save on balances and new purchases.
  • $0 balance transfer fee - introductory offer!
  • 0% Introductory APR for 15 months on purchases and balance transfers.
  • $0 Annual Fee.
Apply Now
at Chase's
secure site

Chase Slate® Reviews

 
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3.5
Overall Rating: 3.5 / 5
Total Ratings: 546
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Apr 7, 2014
Photo of Leslie J.
4
By:
I gave Slate from Chase a four out of five stars. It is an above average credit card. I didn't give it a full five stars because they do not offer a Rewards program. I like the Introductory offer of 0% APR for the first fifteen months. They also offer 0% interest on Balance transfers, which is a great way to pay off any other credit card debt you might have on other higher interest cards. The interest rate seems to be in the standard range for credit cards these days. It's not great, being above 12.99%. However, it is about par for the course when compared with other credit more
Apr 3, 2014
Photo of Chris O.
4
By:
The chase slate card is one of the most favorite credit cards I have ever owned. If you have any credit card balance you are trying to pay off you should use this card! Contact them, see if you qualify, and they will transfer a remaining balance from another card to them and give you over a year of interest free APR. I paid off an entire card's debt and saved thousands by using this card. Very highly recommended. The best card experience so far I've had.
Mar 18, 2014
Photo of Emily D.
4
By:
Great initial interest rate especially since you can get 15 months with 0% interest for balance transfers AND new purchases. Chase has great rewards programs that are fairly simple to use. I think the $25 late fee is high but it should be. This is a great card, if you qualify for it and want to continue qualifying for it, you should pay your bill on time. Chase has great customer service. I think this card is a great way to start using Chase if you’re not already. I love the bank, I love the card, their terms are fair, clear and upfront and their service is unmatched.
Mar 12, 2014
Photo of Kate P.
4
By:
This looks like a really good card - I have had other Chase rewards cards in the past and this one looks like it's even better. This Slate from Chase card, assuming you get a good APR rate, has 0% interest for 15 months on balance transfers as well as 0% interest on purchases for 15 months. That's better than 12 months, and the balance transfer option would be appealing to me. Chase is decent in general with customer service and online banking for their credit cards, and this card looks decent to me!
Mar 3, 2014
Photo of Stephanie W.
4
By:
The Chase Slate looks like an overall good card to have. I like the idea of a flat rate late fee. The over limit fee could be good or bad. If you need to go over for something, there's no option. But it does prevent you from actually going over. The penalty APR is about average for what most cards are now, but it would be nice to see one quite a bit lower. The 21 day grace period is great. With things going the way they are now, and with a lot of people scraping by, it's nice to know there is plenty of time to make up a more
Mar 3, 2014
Photo of Tammy G.
2
By:
I like the idea of the Slate card from Chase for the introductory interest rate of 0% for 15 months. The only way I would ever get this card was if I was in great need of funds that I knew I could pay on time and before the introductory rates were over. The late fee is quite hefty at $35. I like that there is no annual fee. I would never get a card with an annual fee. However, I like to use reward cards. Even if the rewards are slow in coming, they do help. I just got a free bread machine, pan and knife set that I more
Feb 19, 2014
Photo of Michael M.
4
By:
This is a great card. The APR is low and there are no hidden fees. I have had this card for over 5 years now and love it! I recommend the card to anyone and their customer support service is excellent!
Feb 18, 2014
Photo of Kara A.
3
By:
I think that I would only choose this card if no other cards were available to me. It seems like a decent card, but there are a few things that put me off. First of all, and this may sound silly but, I don't like the look of the card. While the look of the card wouldn't deter me from a great offer, it would dissuade me from taking up an average offer like Chase Slate. With so many other offers available, a great credit card really needs to have something to set it apart like rewards. For now, I'll stick with my shiny red BOA card.
Feb 17, 2014
Photo of Number T.
2
By:
I don't like the fact that this card offers no rewards. With the interest rates that one pays for this card, a person could have a different card with the same rate that pays in rewards.
Feb 2, 2014
Photo of Steven A.
3
By:
I personally prefer my Bank of America Cash Back card to this card, even though BoA can sometimes be a hassle. This card really needs some sort of incentive to get customers interested in using it, such as cash back, gift cards to specific store/restaurants, etc. I also do not care for the look of the card. I much prefer the regular landscape card as opposed to the vertical card this one uses. Although, I do enjoy the metallic feel this card has, it is very unique.
Feb 2, 2014
Photo of Jake F.
3
By:
I am absolutely in love with my Chase Slate card. This card is amazing, I just use it and pay it off each and every month. Here is a list of positives about it; easy management online with paying your credit card off each month. Friendly customer service each time I call. Another reason i really like this card, is that if i ever have a problem I can just travel to my neighborhood Chase branch and get my questions answered and taken care of. There are however some disadvantages to this card. As mentioned previously it does not offer any rewards incentives that many other Chase cards offer nowadays. more
Dec 24, 2013
Photo of David S.
3
By:
Honestly I don't like Chase in general so I'm not a big fan of their credit card products, with the exception of the Amazon.com card, Slate is no different. There isn't really any special reason to choose this card over any other and the fact that Chase is poor at customer service makes it worth avoiding. Honestly the only thing about it that I ever liked while I was using it was the design of the card itself which I thought was pretty unique and attention grabbing. Rates, fees and other features are pretty much standard, and the other big downside is that it offers nothing in return for using more
Dec 19, 2013
Photo of Dallas H.
3
By:
The Slate from Chase credit card is a mediocre credit card at best. There are no incentives to get the card in the first place, except for the 0% APR introductory offer. There are no rewards or cash back offered with this card, and the standard APR on this card is about average, from about 13 to 23 percent. The great things about this card are the no annual fee, and that it is backed by Chase bank. Also, the 0% APR offer lasts for the first 15 months, whereas a lot of other credit cards only have the introductory offer for 12 months. All in all, the Chase card more
Nov 20, 2013
Photo of Kyle C.
4
By:
My wife recently got this card (Slate from Chase) after having a Chase Freedom Card for many years. While it does not have all the bells and whistles, and fancy rewards that a lot of other cards have, it does have an excellent company behind it. We both have had several cards from Chase, and their customer service has always been helpful. They called, stopped the charge, and issued new cards the second they saw a charge in a foreign country five minutes after using it at the local store. The best part about upgrading to the Slate, is the long 0% interest, it is a great plan, just in more
Nov 19, 2013
Photo of Allen M.
3
By:
The chase slate seems better than it is. It presents itself as a good card that offers amazing benefits but I think it is perfectly average. There are many better offers out there including the freedom card from chase. Its interest rates are average, the introductory period of 0% APR can be matched by different cards that would give you more, like rewards which this one doesn't. Its cool looking because it is vertical when most cards are horizontal and it does give you more control over your finances so it is good for first time credit card holders who are still trying to make sense of it but for more
Nov 16, 2013
Photo of Ann R.
3
By:
The Slate card does not have particularly amazing rewards, but it is simple and functional. I was able to attain the card with a mediocre credit score and use it to built my credit back up. The blueprint aspect makes it very clear what you owe and how long it will take to pay off the debt. I appreciate how clear and straightforward they make it! I found it to be very easy to transfer balances, with zero interest rates, from other cards. Overall, a good experience with Chase and one I'd recommend for anyone looking for a starter credit card.
Nov 13, 2013
Photo of Richard M.
5
By:
Great card,,,never a problem,,,excellent service people,,LOVE my SLATE Card!
Nov 13, 2013
Photo of Jeremy S.
4
By:
Slate is a basic, no-nonsense card for people who don't want to be bogged down by high interest and fees. What I like most about this credit card is that I enjoy zero percent interest on gas purchases, which is great because I charge gas purchases as a business expense. The long period of introductory zero percent interest (15 months) is nice as well. The credit limit I started with was a little puny compared to other cards that I have had in the past, but as a card intended to make small, every day purchases it's good enough for me.
Nov 5, 2013
Photo of Royale Z.
5
By:
I wanted to get a simple card I could use for just my gas purchases. This one appealed to me the most because of the benefits you can select with the product you spend the most on. The best part about this card is the payment options. It allows you to choose a plan depending on how you want to pay it off. Then that also determines your monthly minimum which is a great way to give the owner control over their own finances. The few times I have used customer service was a great experience, no problems whatsoever. I would definitely recommend this one!
Nov 4, 2013
Photo of Jeff G.
5
By:
I really like this card because it offered me a chance to transfer my balance from another card to this one with no fees and no interest for 15 months. It was great, because the balance transferred can be easily paid off before that 15 month period has ended. I also am enjoying the first 15 months of purchases at 0% interest! To me this is a great deal. It’s very easy to keep you plan in place to ensure that the card is paid off by the end of the first 15 months, because you don’t have to take into account how much interest they will be charging. Once more
Oct 25, 2013
Photo of Andre F.
4
By:
My second(Technically third) credit card from chase. A free offer after having my freedom for a few years. I have a love/hate with this card. The one thing I dislike the most is it has no rewards. Reasons to use my money more. Having my freedom still allows me to use this card in combination with it. The main draw for me to this card was the massive intro period of 15 months. The added bonus of no balance transfer fees and the lowest APR of any card I have 12.99 for the Slate but 13.99 for my Freedom, was an obviously nice draw. Of course basics like no annual more
Oct 12, 2013
Photo of Aaron G.
3
By:
This was one of the first credit cards I got. It is equipped with blueprint which should help you pay off certain purchases faster. I haven't really looked into that however since I pay my credit card off right away. Once in awhile I get deals sent to me where if I borrow money the apr will be very low. These are in check forms and might be useful for some. I don't particularly like this card because as far as I know, I don't get any sort of points on it. I like to use credit cards that have points and then pay off my purchases immediately. The design more
Oct 2, 2013
Photo of Lily Y.
4
By:
The card itself is not bad but the customer service is terrible. I was attracted to the balance transfer deal. Most balance transfers cost 3% of the transfer amount. This card is 0%. However to do the balance transfer I had to call chase customer service. They told me that they don't send credit card checks for this process. Which I thought was strange since BoA and US Bank has credit card checks for customers who want to do balance transfers. When I did my balance transfer the agent asked a lot of information and they told me they never heard of keybank. They asked me a lot of strange more
Sep 19, 2013
Photo of Alan V.
3
By:
The Chase Slate Credit card is okay. The 0% APR for 15 months is much longer than most credit cards. This card has all of the regular features that most entry level cards have. This was my first credit card so I was very limited on my options. The only drawback is the lack of rewards that can be received from this card. There are no rewards whatsoever. If they were to do just a 1% cash back, that would be great! Overall, I am a student and this was my first credit card and I have had no problems yet!
Sep 6, 2013
Photo of Calvin H.
4
By:
This Slate Chase Credit card is very nice! The intro 0% APR lasts a few months longer than the typical twelve months like on other cards. This is great since there's no balance transfer fee, meaning if you get approved for this card, you can get an extra 0% APR on your balances for over a year! There's also no annual fee, which is great for these kinds of cards that are usually just used for taking the balance from another card. I think it's a lot better than the Capital One Classic Platinum Credit Card which only has 0% APR for less than a year. The only drawback is more
Aug 30, 2013
Photo of Chip S.
4
By:
The Chase Slate card was the first credit card that I opened and it has been one of the most versatile and dependable cards I have had. The biggest advantages of the Chase Slate is the 0% intro APR for 15 months along with the no annual fees. I started with a very good credit limit of $1500 and I was able to build that up year by year. Though the Slate card doesn't reward you with points, I haven't had any issues with fraud, declines, or any other problems with credit card use. Also, Chase customer service has always been helpful and very responsive. Overall, a great credit card.
Aug 28, 2013
Photo of Michael H.
5
By:
Slate from Chase is a great card based on the terms. The 0% intro rate for 15 months is a huge deal as most companies offer intro rates for shorter periods. This card is similar to my Bank of America Visa card as both have similar interest rates and fees. I am considering applying for this card as I could definitely use the 0% interest for some big upcoming purchases that I’d rather pay for over time. I could even save a lot of money by transferring my other card balances to the Slate from Chase card and avoid interest for the next 15 months.
Aug 21, 2013
Photo of William R.
4
By:
The Slate From Chase offers great benefits such as a lower than average interest rate (as low as 120, and more than a year of free interest rate purchases (15 months). In addition, it comes with no annual fee, and $0 fraud liability as standard features. They even offer an additional charge for another user for free. A similar card like the Wells Fargo Platinum Credit Card offers less time interest free, and a higher regular rate. I feel that Chase offers a good value with the zero balance fee offer, and excellent customer service. Quite simply, this card offers attractive characteristics with low risk.
Aug 15, 2013
Photo of Aaron K.
5
By:
Fantastic card. I signed up for the card because I was out of the country and needed some extra spending cash just in case of an emergency. The fact that this card has 0% interest for over a year makes it one of the best cards out there. Their customer support team is also fantastic; I can't say enough good things about them. I'm generally not a big spender but the few times I have used this card I have had no problems. I have not used the Blueprint option yet but it is nice to know that the option is available.
Aug 14, 2013
Photo of Odysseas P.
5
By:
If you want a free balance transfer it does not get any better than this.
Aug 14, 2013
Photo of Richard A.
5
By:
This is one of my favorite cards. I run a fast business that needs to move capital around fast. The 0% transfer fee is ideal as I work to keep my business growing and solvent. The card also has 0% for over a year. This would also be ideal for people looking to consolidate credit from multiple cards. I highly recommend.
May 6, 2013
Photo of Robert L.
4
By:
I signed up for this card because I wanted to take advantage of the 0% APR for 15 months as well as the 0% interest on balance transfers. I already have a Chase Freedom card and I got this card off of the reputation of the Freedom card. I had a few credit cards with some balances on them and wanted to consolidate the balances onto one card. 0% interest on balance transfers made this card attractive. The only gripe I have with this card is that there are no rewards for purchases. I have yet to take advantage of the Blueprint feature. I've read up on it and think more
Apr 26, 2013
Photo of Pamela H.
5
By:
They were one of the first credit cards to give me a chance after my husband died and I had very little credit. It started at $1000.00 credit limit and is now higher. I would highly recommend this card. It came with 0% APR for one year. I have now had it about 5 years. It comes in handy for emergencies. The Blueprint feature comes in handy as well, it lets me keep track of all my purchases. I really like the lack of a yearly fee. I tried once to buy a computer online with it and they denied the purchase, at first. They wanted to make certain it more
Apr 19, 2013
Photo of Maria L.
5
By:
I have only had positive experiences with my Chase Slate card thus far, and I've had it for around three years. I was initially attracted to the lack of yearly fees and start up fees. After all, no one wants to pay just to have a credit card. I have to say I have never been hit with hidden fees or anything sneaky. Chase seems to be a good, upstanding company. I really like that you can make payments online. The website is very useful in that it keeps all your purchase and payment information well organized. My friend also has a Chase Slate card and about a year ago more
Apr 19, 2013
Photo of Glennis V.
5
By:
I've had the Chase Slate card for about two years. I signed up to take advantage of the 0% intro APR. I have been very happy with this card so far. I've never come across a place where it wasn't accepted. I spend a lot of time in Europe, and it is very convenient for me to pay my bill online through my chase account, as well as keep track of my purchases while overseas. I've also found that the card is extremely easy to use and widely accepted overseas. Although I have two other credit cards, this is the only one that I use. I've had problems in the more
Apr 12, 2013
Photo of Jason H.
5
By:
I've had the chase slate card for about 3 years now and is my primary credit card at the moment. I had originally got the Slate to replace my old card but soon found the blueprint feature to be one of the main draws of the card. If your the kind of person that's afraid to have a credit card because they might get caught up in the payments and end up paying out way more than you should then Slate with Blueprint is what you need. It keep you on track with payments and lets you set up your own automated payment methods. I personally have found this feature more
Apr 5, 2013
Photo of Laura R.
4
By:
I signed up for this card a few months ago to take advantage of the 0% intro APR. Then, I set up an automatic payment through my bank account to prevent defaulting. So far, my dealings with Chase have been very hands-off. (I guess this is a good thing because it means I haven’t had any problems with them.) I called them a few days ago to ask when my promotional rate ends. The person I spoke with had a British accent but spoke clearly. He was very friendly and very helpful. My only complaint about this card is that their website isn’t as intuitive as the sites for some more
Apr 5, 2013
Photo of Bradley J.
5
By:
I’ve had a Chase Slate card for approximately four years now. It is very convenient and comforting to know that I have this card in my wallet with me at all times. I primarily use the card for very large purchases, in cases of emergencies, or when I just don’t have enough funds to purchase an item or service that I need. I especially like their new feature online, where I am able to pay off specific charges instead of just paying towards the total balance. This is particularly helpful with gas purchases, and allows me to avoid paying more interest than I need to. All in all, my Chase more
Mar 29, 2013
Photo of Coco L.
5
By:
I have a Slate card from Chase. I have had this card for a few years now and have never had any problems with it. I enjoyed the initial 0% for the first year or so (now it is for sure 15 months). There is no additional fee for this card which is a huge reason I like it. Also, when I had gone to Chase a few months ago and asked if there was any way to lower some of my interest rates, they did say that this particular card has such a low interest rate already that they were unable to go any lower. That is always good to hear.
Mar 21, 2013
Photo of Tess W.
2
By:
I'm unimpressed by any Chase credit card. We have three, one of which is this so-called "Slate" one. I guess "Slate" is just a marketing gimmick because I see absolutely no difference between Chase's "Slate" "product" and their other credit cards. The interest rates on all our Chase credit cards are at or over 24% interest which is pretty much highway robbery as far as I'm concerned. We wound up with Chase as our credit card company after our bank (Washington Mutual) was absorbed by Chase years ago. When we'd first gotten our pre-Chase credit cards, our interest rates were doable. Now Chase has increased our interest rates and made more
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Oct 24, 2012
Photo of Joseph M.
By: Joseph Miklus
did you seriously write this or did your FB get hacked or something
Sep 7, 2012
Photo of Jason H.
By: Jason Horwitz
Has anyone transferred balance from one chase card to another chase card? Is there any implication to that?
Sep 7, 2012
Photo of Joshua B.
Joshua Brin
I have done it and I did not receive any extra fees . I talked to them on the phone while doing it. This was about 3 months ago
Sep 7, 2012
Photo of Loney M.
Loney Moses
You are more than welcome to make a trial run into my account. I can let you know how it works our
Mar 8, 2012
Photo of Tamekia Q.
By: Tamekia D. Quijano
Yes, this seems like a relly nice offer but there is a maximum balance transfer that the offer does not specify. I tried trnasfering a balance from another card and I was declined because there under the 'maximum' balance transfer amount allowed was over. I couldn't find anywhere in the credit card contracts specifically a maximum transfer amount. I was declined even though I was 2K below my maximum credit card spending limit.
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Last updated on: Apr 7th, 2014 at 2:58 EDT