SlateSM from Chase - No Balance Transfer Fee
Sponsored Card
- Minimum Credit Required:
Excellent - Annual Fee:None
- Network: VISA
| Intro Rate 0% |
Intro Period 15 months |
Regular Rate 11.99% - 21.99% (V) |
| Intro Rate0% | Intro Period15 months | Regular Rate11.99% - 21.99% (V) | Balance Transfer Fee None |
| Cash Advance Rate 19.24% - 23.24% (V) |
Cash Advance Fee 3% (min $10) |
- No Balance Transfer Fee!
- 0% Intro APR for 15 months on purchases and balance transfers.
- Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5.
- Slate with Blueprint℠ helps you pay down your balances faster and save on interest.
- Zero liability on unauthorized purchases.
- Max Late Fee: $35
- Max Overlimit Fee: $35
- Max Penalty APR: 29.99% (V)
- Grace Period: 21 days
- Online Response: No
- Foreign Transaction Fee: 3%
If you currently have the SlateSM from Chase - No Balance Transfer Fee and are satisfied or you like the terms of this credit card offer please let your friends know.
SlateSM from Chase - No Balance Transfer Fee is an Editor's Pick for
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SlateSM from Chase - No Balance Transfer Fee is related to the following credit card categories:
- 0% APR Credit Card
- Chase 0% APR Credit Cards
- 0% Credit Cards for Excellent Credit
- Unsecured VISA Credit Cards
- Visa 0% APR Credit Cards
- No Balance Transfer Fee Credit Cards
- Low Interest No Annual Fee Credit Cards
- CHASE Visa
- Credit Cards for Excellent Credit with No Annual Fee
- Low Interest Chase Credit Cards
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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Slate℠ from Chase - No Balance Transfer Fee shown on this page.
The card information shown on this page was last updated: May 23rd, 2012 at 3:33 EDT
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I love my Slate from Chase credit card. The no balance transfer fees are an excellent thing, and it is something I considered before enrolling for this card. And I also take advantage of the Blueprint offer, in which I do not pay interest if I pay off certain purchases within the month. Chase makes it easy to see what my minimum monthly balance is and how much of it is Blueprint charges when I log on to their website to view my account. It is also extremely easy to pay my monthly balance online – even on the day that it is due!
I don’t often comment on sites like this, but I’ve been meaning to start because I feel that I have something valuable to contribute to all my fellow personal finance geeks out there and basically anyone looking to get a credit card. Wow, that may have come off as conceited, but trust me, anyone can figure out credit cards if they follow industry news; it’s just a hobby of mine, which some would probably call strange. Anyway, I don’t comment a lot, but I can’t resist telling people about a great deal, and that’s exactly what the No Balance Transfer Slate Card from Chase is. This card offers a 0% introductory APR on purchases as well as balance transfers for 15 months and true to its name, does not charge a balance transfer fee. If you were going to transfer $20,000 in credit card to the No Balance Transfer Slate Card, for instance, its lack of a balance transfer fee would save you $600 relative to a card charging the standard 3% fee. That’s not even the most interesting thing about the Slate Card with No Balance Transfer Fee. After this offer initially caught my eye, I read up on it a bit. Apparently, no transfer fee 0% cards were common a couple years ago but that 2010 personal finance law made the shady practices serving as their revenue source illegal. Nothing’s changed though, so I don’t really know how Chase can offer this card (and a lot of people smarter than me feel the same way). But it doesn’t really matter when you get down to it, now does it? I know I’m going to tell everyone I know to take advantage of Chase’s No Balance Transfer Fee Slate Card before it disappears, and you should too!
Yes, this seems like a relly nice offer but there is a maximum balance transfer that the offer does not specify. I tried trnasfering a balance from another card and I was declined because there under the 'maximum' balance transfer amount allowed was over. I couldn't find anywhere in the credit card contracts specifically a maximum transfer amount. I was declined even though I was 2K below my maximum credit card spending limit.
There’s a lot about this Slate Card from Chase that stands out, but most notable is its shape and lack of a balance transfer fee. These features are designed to catch your eye, and they certainly do accomplish that task, but what you have to figure out is whether the Slate Card – No Balance Transfer Fee is truly outstanding or just standing out. The first thing ya gotta understand is that a balance transfer fee is just one of the costs to watch out for when transferring a balance (moving your debt from one credit card to another to get a lower interest rate). The other primary cost obviously stems from the balance transfer interest rate you get and (since most cards these days are offering 0% introductory rates) how long it’s offered for. You need to weigh all of these factors in evaluating any balance transfer card, including the Chase Slate no balance transfer fee offer. The best way to compare balance transfer cards is to figure out how much you can afford to put toward your credit card debt each month and use a balance transfer calculator to figure out how long it will take you to pay it off. That will make it easy to figure out how much of a balance would remain following the end of any card’s 0% intro rate. Comparing the effects of interest incurred at this time to the money you’d theoretically save by having no balance transfer fee will tell you whether eschewing a longer 0% period for a card with no transfer fee would be a good idea. The point is that you should not allow a credit card company’s marketing to influence your choice too much. Credit card companies love to zero out a card’s terms in one area and typically offset this in other areas. In other words, the Slate no balance transfer fee credit card might not actually be a better offer than certain cards that do have a balance transfer fee. I can’t tell you for certain which the best card is as so much depends on your individual situation, but some cards to check out are the Discover More Card and the three Citicards offering 0% for 18 months. It’s also important to note that if a card advertises its 0% rate as a range (0% for 6-12 months), you shouldn’t assume or hope that you’ll get the high end. How long you’ll get it for depends on your credit score. The higher it is, the longer you’ll get it for.