Southwest Airlines Rapid Rewards® Plus Credit Card

southwest airlines credit card
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241 reviews   Write a Review
Info about the Southwest Airlines Rapid Rewards® Plus Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
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Southwest Airlines Rapid Rewards® Plus Credit Card’s Rewards

50,000 points
Base Earn
1 point / $1
Max Earn
2 points / $1
  • Earn 50,000 bonus points after you spend $2,000 on purchases in your first 3 months your account is open.
  • Earn 2 points for each $1 of Net Purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift card , and Southwest Vacations package purchases, and at participating Rapid Rewards® Hotel and Rental Car Partners.
  • Earn 1 point for every $1 you spend on all other purchases.
  • Receive 3,000 Points every year after your Cardmember Anniversary.
  • No Change Fees
  • Your Bags Fly Free. Unlimited Reward Seats, No Blackout Dates, and Points Don't Expire.
  • Earn 1 point for every $1 in balance transfers, up to 10,000 points, within the first 90 days of opening your account.
  • Use your points for Gift Cards, Car Rentals, Cruises, Hotel Stays, and Access to Exclusive Events.

Southwest Airlines Rapid Rewards® Plus Credit Card’s Key APRs & Fees

Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
16.24% - 23.24% (V)
  • ANNUAL FEE $69
    5% (min $5)

Southwest Airlines Rapid Rewards® Plus Credit Card’s Additional Info

  • MAX LATE FEE   $37
  • GRACE PERIOD   21 days
    25.24% (V)
    5% (min $10)
  • SMART CHIP   Yes, chip-and-signature

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Southwest Airlines Rapid Rewards® Plus Credit Card to our community.

What's my balance?

Photo of Card H.
Jul 21, 2016
You can check your balance by logging into your online account at: or by calling customer service at: 888-269-8690. Hope this helps!
5 Votes 7 2

I am looking to build my credit, I have never had a credit card. Is it possible to get approved with no credit? I am a frequent flyer as well.

Photo of Card H.
Jun 16, 2016
It’s unlikely, as this card usually requires at least good credit for approval. You may therefore want to check out our editors’ picks for the best starter credit cards: .

In particular, Capital One’s Platinum ( ) and QuicksilverOne ( ) cards are two of our favorites, as they can be very inexpensive to use. Hope this helps!
4 Votes 11 7

Umm to the poster that claimed 30k points a year and 2 free flights- to my knowledge it is 3000 points per year and as of right now 25000 point signing bonus which equals a little more than $400 worth more

Photo of Card H.
Mar 16, 2012
The offer has changed a lot over the past few months, which will explain the discrepancy. Toward the end of last year the Southwest card offered $800 in Want to Get Away tickets.
4 Votes 17 13
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Customer Reviews

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4.3 out of 5

241 reviews
Photo of KK S.
Feb 27, 2016
I got this credit card because I fly across the country multiple times a year in order to visit family. I always choose Southwest, because I like the open seating policy, the fact that bags fly free, and the staff is always very nice and friendly! They are often also the cheapest airline option. This card allows me to earn miles for the things I purchase, and then use those miles to reduce my traveling costs. This is very convenient for me. The annual fee is low and well worth it.
Photo of Sam R.
Jul 21, 2015
You charge an international transaction fee. I would take your card in a minute if this was not the case. Many others do not charge this fee.
Photo of Frau W.
Jan 13, 2015
This card has been excellent for saving up points for flying (my husband and I don't fly often). However, I do wish that this card was available through any other bank but Chase. Not a big fan of Chase Bank. Also, my card expired last May and I have not been able to get a new one through the mail, even though I've notified both Southwest and Chase. This has been frustrating.
Photo of Christopher K.
Apr 25, 2014
I’ve been using the Southwest Airlines Rapid Rewards Plus Credit Card for over five years now and I love the perks and benefits it provides. As I travel often for my job, I’ve been able to accumulate a number of free flights and hotel stays by using my card regularly to rack up the points. Because Southwest’s fares and prices are often much lower than many competitor airlines in my area, I get the most bang for my buck using my Southwest card. Highly recommended!
Photo of Catherine R.
Aug 26, 2013
The Southwest Airlines Rapid Rewards Credit Card is a good option if you like to travel and live in a city that Southwest services. When you sign-up you receive the equivalent of 2 round-trip airfares, albeit after a few months. I signed up about 6 months ago and just now received the bonus. Yes, there's an annual fee of $69 or so, but that is offset somewhat by Southwest rewarding you with a $50 flight credit every year. If you like Southwest as an airline, I strongly recommend this credit card. It's one of the better airline rewards cards out there, and I've had a great experience with it.
Photo of Tiffany M.
Aug 20, 2013
I've only had this credit card a short time but I love it! I love the rewards that come when you first sign up. I was able to take a couple trips with the bonus miles that the Southwest credit card offers. It was a bit of a let down that you had to spend some money before you receive the bonus miles, but if you are already going to spend the money it's easy. I'm also able to rack up more points anytime I want by simply making a purchase. The annual fee is a bit of a pain but if you use the card enough it's worth it more
Photo of Cliff W.
Apr 26, 2013
I love this card! All I have to do is spend money and I earn points towards a free flight, it doesn't get much better than that. Both my Mom and I fly Southwest because they're the most economical way to travel to where each other lives. We both got this Southwest card so we can see each other more often! Being able to earn points towards a free flight means we can see each other one or two more times during the year. Aside from that perk, it's a good card to have. They monitor transactions so when something looks fraudulent they let you know quickly. If I've ever more
Photo of Cory G.
Apr 5, 2013
Before I had a dedicated business credit card and needed to fly constantly when setting up my business this was a great card. I'm a loyal Southwest airlines customer so why not save on flights. Some credit cards make it difficult to redeem travel points but this was always a simple process and I've already used it to receive quite a few flights. They frequently have opportunities to accrue additional points like when redeeming for airport services, rental cars, hotels etc. There is an annual fee but if you're looking for a card to redeem for Southwest air travel you can't beat this great card. Online banking is easy to more
Photo of Tom G.
Mar 29, 2013
The Southwest Airlines Rapid Rewards card is the main credit card that I use. If you spend $2000 in the first 3 months, you get two free flights to just about anywhere in the continental US! I actually found that I had enough points for 3 round trip flights, so it was a pleasant surprise to get more than was expected. With this card, you are always earning points when you spend money and they have special partner programs to help you earn points even faster. Though there is a $69 annual fee, they help offset that by giving you an extra 3,000 points on your anniversary. Points can be more
Photo of Carole C.
Feb 1, 2013
TThis is my main card that I use. I have had no problems with it whatsoever. I tend to travel a bit so this card fits my needs perfectly. I've used my points on this card to travel to Florida twice already and am planning on taking another trip in the near future. I have never had any problems with this card in any store or for any service, it's always accepted. I also like how it's different from many other cards that my friends have. I pull it out and people tend to ask me what it is and of course they like it after I describe it.
Photo of Tara S.
Dec 26, 2012
This card is my absolute favorite! I am usually weary of opening new credit cards but this one is a must! There is only a $69 annual fee but it is worth it if you include the free flights from southwest! I used my points on this card to book a flight to Disneyland with my sister and even used the points on the hotel! I also love the fact that I can get more points with my regular purchases. Southwest is initially one of my favorite airlines due to the value and quality of service. I think that this card is excellent for college students who want a free more
Photo of Sean M.
Dec 7, 2012
This card is great! I initially signed up for it when I was making semi regular trips from GA to CA. I have gotten two flights for very cheap (you still have to pay the security fees, but they're only like $10 round trip). The initial bonus was great, and the rapid rewards program makes it very easy to rack up lots of bonus points. Customer service is great, and the online banking is very easy and user friendly. The only downside is the annual fee, which is negated once you consider the amount of points that they give you every year for being a continuing card member. It also more
Photo of Sally B.
Dec 3, 2012
signned up for this deal..rec'd card , but no mention of 50,000pt reward, inaddition the annual fee was lissted as $99.
Photo of Card H.
Dec 4, 2012
hmm - maybe you applied for another Southwest credit card because if you click on the Apply Now button listed on this page it shows a 50,000 bonus with a $69 annual fee.
Photo of Todd L.
Dec 7, 2012
likewise when I click on the link it is the same offer need to check this out
Photo of Christopher O.
Oct 4, 2012
I absolutely adore this card. I originally got it earlier this year since my family is going to Disney early next year, and flight costs were absolutely going to kill out budget for the trip. The initial standard offer was fifty thousand points for signing up, which would have gotten me pretty much two of the three tickets I need for my family to fly from BWI to Orlando. The day after I got my card, I received a different offer of eighty thousand points if I spent three thousand dollars in the first three months. I was a bit sad at the timing, but when I called customer service, more
Photo of Eddie C.
Sep 14, 2012
I really love this card. I use this card to pay for rent to get the points that I need for free flights. Being a college student, this card as really helped me to fly back home. It's nice how you are given so many points when you first get the card. I have flown 1 round trip flight this year and planning another for my winter break. So far so good, I have really enjoyed getting the points to fly. I would recommend this card to anyone who wants to fly for free. Southwest is a great airline and I've had nothing but good experiences with them.
Photo of Brett F.
Aug 15, 2012
This card is by far the best one in my wallet! Rapid rewards points accumulate quickly and the points are added to your account quickly. The 50,000 bonus points gain by spending $1,000 in the first 3 months is a great deal, just make sure you have enough money to pay it down each month. The annual fee is paid back in points, which is a nice bonus. I have never had problems using the points I have accumulated with the card. The bonus reward partners with Rapid Rewards make it even easier to gain points using this card. All things considered I have gain 3 free flights with this more
Photo of Jennifer W.
Jul 25, 2012
This card is the only one we use. We loved the free flight with the initial purchase. It's crazy how fast points add up. Also, you can use the points for more than just flights. The payment is really easy. Since we were already banking with Chase, it is just added to the bottom of our online account information. The card has great customer service and many other ways to get points. Since there is an annual fee, it is beneficial to use this card often. In our opinion it's totally worth it because we love Southwest!
Photo of Paula H.
Jul 25, 2012
I must agree this card is wonderful. When I signed up a year ago I however was not required to spend $1k to get the 50k in points, I just needed to make one purchase in any amount. These points have definitely come in handy, it is essentially a free flight. The point system is very rewarding in that you are awarded points for purchasing SW travel and again for using your card. This applies to car rentals, hotels, dining, etc. I have almost 80k in points and they reward you on your anniversary with bonus points and SW has no blackout dates, points don't expire and no baggage fees. more
Photo of Kristi S.
Jul 3, 2012
I love this card. I have flown on Southwest Airlines for the last 10 years. If I am planning a business trip or vacation, South West is always my go to airline. Especially now that most of the other airlines charge you for everything from pillows to baggage fees. I was elated when I found out that the company now offers a Visa credit card. I love the fact that every time I use this card for a purchase, I earn points toward my next flight. I would recommend this card to any one who travels quite often and enjoys a good bargain every now and then. Using this card more
Photo of Susan G.
Jul 3, 2012
My husband and I have had this card for almost a year now, and it's been great for us. With family scattered all over the country, we end up flying at least once a year. Last year it was several flights. That can get expensive, but this card helps a lot! Why not get rewarded for the money you already have to spend? We got our annual trip to see family covered for free, and our vacation tickets are already covered. It's definitely worth the annual fee. Overall we've saved so much money having this card!
Photo of Chris C.
Jun 27, 2012
I recently applied for the southwest rewards card and I got a bonus of 50,000 points after my first statement. I love southwest airlines and I love that I get points for spending money. It is really convenient that I get points for all my purchases. The interest rate is kind of high for my taste, but just as long as I pay off my bill every time it doesn't bother me too much. I use this card for everything; gas, groceries, and whatever else I need. I've been able to book two round trip flights so fare with my sign up bonus and I still have some points left over!
Photo of Enid C.
Jun 21, 2012
I use my SW card for everything; gas, groceries, utilities and everything in between. I earn over 8,000 to 10,000 points a month by doing this. I have earned over 4 round trip flights this way in the last year alone. The points are quickly added to my SW account and booking is a snap. The interest rate is low, but I pay it off each month so I have yet to pay any. The yearly fee is 69.00. It is worth it, based on the savings I get on flights! A great card to carry!
Photo of Jared D.
Jun 21, 2012
I have owned a rapid rewards card for a few years and I can say that I am very pleased with it so far. My parents pay for its use and I have a limit on what I can spend. The biggest benefit I find is that I can use it out in LA and my parents use the rapid rewards points to come and visit me. Being a Visa card is also a huge plus in my opinion. Almost anywhere I go accepts visa, and so I never have an issue when I need to put something on my card. With my mom, dad, sister, brother and I all more
Photo of Stacy C.
Jun 14, 2012
I love this credit card! I use it for daily purchases and let it rack up my points to earn trips! I have had this card for a year now, and wouldn't have any other card! The interest rate is bar none one of the best I have ever had! My only problem is that it is too easy to use! I love the online statement, it is so easy to use. I love the fact that it is so easy to link your southwest airlines rewards card up. It was almost effortless! If you haven't done so already to and get yours!
Photo of Bernarda B.
Jun 14, 2012
I have been a card member of the southwest rapid rewards card for several year now and am glad to be a member. The primary reason I have this card is because I only fly South West Airlines. It is my favorite "no hassle" airline. The main benefit of the rapid rewards card is that you can earn a free flight, which I have done and been quite happy with that perk as I fly quite a bit on pleasure and business. I know that the real benefit comes in first signing up for the card with the initial signup points, but to me it is still a worth wild more
Photo of Margie C.
Apr 26, 2012
Even though this offer seems like its changed a lot over the years, Id still get it if I didn’t care how my credit score was over the next few months. I mean, I’m all for a free roundtrip Southwest Airlines flight. With that being said though, the Southwest Airlines Credit Card may not be the best offer of its kind on the market right now and if you just want to open one credit card right now, it might not be for you as a result. Why don’t we find out with a little pro and con.


- Free flight: I don’t want to give anything away, but I kind more
Photo of Joe W.
Oct 20, 2011
I feel bad for anyone who doesn’t know about this offer. In case you didn’t catch it above (I don’t know how that’s possible, but people have short attention spans these days), by opening the Southwest Airlines Rapid Rewards® Plus Credit Card and making A SINGLE PURCHASE you get TWO FREE FLIGHTS! While only Southwest Airlines frequent flyers would care about the ongoing rewards this card offers (1-2 points per $1 spent and 30,000 bonus points each year), anyone can benefit from such a great initial bonus.

There doesn’t seem to be a catch either, for all of those cynics out there. Yeah, the free flights you get aren’t going more
+214 users submitted a rating without a full review
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Last updated on: Sep 27th, 2016 at 7:11 EDT

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