How do I apply for University of Florida Credit Card?
The easiest way to apply for the University of Florida Credit Card is online, and you can get to the online application by clicking the “Apply Now” button on WalletHub or by going directly to Commerce Bank's website. Alternatively, you can apply by phone.
Keep in mind that the University of Florida Credit Card requires good credit, which means you need a 700+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it's good to know what your chances are before applying. You can check your credit score for free here on WalletHub.
Ways to Apply for the University of Florida Credit Card
- Online: Applying online is the fastest and most straightforward way. You can do that by clicking “Apply Now” on sites like WalletHub or through Commerce Bank's website. You will then need to fill in your personal and financial information.
- By Phone: Call 1 (800) 645-2103 and follow the prompts to get connected with a customer service representative. You will then be guided through the application process.
How to Apply for the University of Florida Credit Card Online
- Go to the application page on Commerce Bank's website or click the “Apply Now” button on sites like WalletHub to be taken there.
- Read over the terms and conditions of the card to make sure you understand how the card works before you apply.
- Fill in the requested personal information such as your name, address, phone number, SSN or ITIN, and date of birth.
- Fill in the requested financial information such as your income, sources of income, employment status and housing status.
- Authorize Commerce Bank to do a hard pull of your credit report, which will help them evaluate if you are qualified to get the card.
- Double check to make sure the application is complete and all the information is accurate.
- Submit the application.
Once you've submitted your University of Florida Credit Card application, you may receive a decision right away. If approved, you'll get your new card in the mail within 7-10 business days.