University of Oklahoma Credit Card
University of Oklahoma Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 12 months, 19.24% - 24.99% (V) APR after that
Balance Transfer
0% intro APR for 12 months, 19.24% - 24.99% (V) APR after that
Balance Transfer Fee
Rewards
Earn 1 point for every $1 spent on qualifying purchases.
No limit on the number of points earned.
Redeem points for merchandise, gift cards, travel, cash back and even OU® fan gear. You can also apply a credit to an OU® student's Bursar Account using your rewards points.
University of Oklahoma Credit Card's Additional Info
Online account access – consolidated view with your other MidFirst Bank accounts online and on the MidFirst Bank Mobile App.
Safe and secure spending with the Visa Zero Liability Policy.
cash advance fee | 5% (min $10) |
cash advance APR | 24.99% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-PIN |
max late fee | $24.50 |
max overlimit fee | $0 |
max penalty APR | 24.99% (V) |
grace period | 25 days |
University of Oklahoma Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
No initial rewards bonus
Balance transfer fee
High regular APR
Foreign fee
Compare The University of Oklahoma Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 12 months | Purchase Intro APR0% for 15 months |
transfer intro apr0% for 12 months|Transfer Fee: 3% (min $10) | transfer intro apr0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer |
Regular APR19.24% - 24.99% (V) | Regular APR18.74% - 28.74% (V) |
rewards rate | rewards rate |
bonus offer | bonus offer |
Sponsored Apply Now |
Questions & Answers
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University of Oklahoma Credit Card Reviews
Share your insights and review for the University of Oklahoma Credit Card
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One would think that BofA would donate a certain percentage of your spending with the OU credit card to the school, allow you to redeem points for unique OU experiences, or provide some other unique perk to explain why this card gets OU branding, but I was unable to find any on either the University of Oklahoma online credit card application or the OU website. I therefore don’t really see the point to getting the OU credit card. In doing so, you would be sacrificing a heck of a lot of rewards potential basically to have the OU logo on your card, which you can do for free if you simply personalize any Capital one credit card. By the way, from what I can tell OU Homecoming festivities will be taking place from Oct. 17 – Oct. 22, culminating with a home football game against Texas Tech.
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