US Bank FlexPerks Cash Rewards Visa® Business Credit Card

US Bank FlexPerks Cash Rewards Visa® Business Credit Card Sponsored Card
  • Minimum Credit Required: Excellent, Good
  • Annual Fee:None 1st yr, and $0 annual fee if you make one purchase per year, otherwise $25
  • Network: VISA
  • Rating:
    4.14.1 / 5 from 149 votes - Cast your vote!
 
Proceed
 
 
Rewards: Yes Type:  Cash Back
Initial Bonus None Base Earn 1% Max Earn 3% Earn / Redeem Limit No
Reward Details:
  • Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases.
  • No cap on the cash rewards you can earn and they never expire.
  • 25% annual bonus of your prior year's cash rewards up to $250
 
 
Purchases:
Intro Rate 0% Intro Period 15 months Regular Rate 11.99% - 17.99% (V)
Balance Transfers: 
Intro Rate0% Intro Period15 months Regular Rate11.99% - 17.99% (V) Balance Transfer Fee 3%
Cash Advances:
Cash Advance Rate 23.99% (V) Cash Advance Fee 4% (min $10)
 
 
Additional Info:
  • 0% Intro APR for 15 billing cycles on purchases and balance transfers.
  • Free online reporting.
  • $0 annual fee if you make one purchase per year, otherwise $25.
  • Max Late Fee:  $39
  • Max Overlimit Fee:  $39
  • Max Penalty APR:  28.99% (V)
  • Grace Period:  24 days
  • Online Response:  No
  • Foreign Transaction Fee:  3%
 
 
Your Recommendation
4.1
Your Rating: 1 2 3 4 5  
Overall Rating: 4.1 / 5 from 149 users

If you currently have the US Bank FlexPerks Cash Rewards Visa® Business Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
 
 
back to top Reviews & Discussion

Share your experiences, thoughts or just ask a question:

  • Anonymous User:
    I’m not quite sure why I had so many issues with the US Bank Cash Rewards Visa Card, I just know we had a lot. We used this card for my start-up company just to build our credit and gain some cash rewards. What we received was a false bill, junk mail out of our behind, and a cancellation process I can’t even begin to describe. When statement time came around, we received our bill for the card and it was $10,000 over what we spent on it. We were blown away by how much it was. I knew something was wrong because there is no way we could of spent that much. I ended up talking to customer service and it turned out that they mixed several cards up and even had a breach. It took 2 months to get this straightened out and through that time we weren’t able to use our card. This was a very long and terrible process and I don’t plan on using any US Bank cards any longer.
    December 19, 2012 at 03:34pm
 

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The card information shown on this page was last updated: May 24th, 2013 at 9:37 EDT


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