Terms of Service
WalletHub Referral Program Terms
Last Updated: February 20, 2024
These Referral Program Terms ("Terms") are entered into by Evolution Finance, Inc. ("Evolution Finance," "we," "our," or "WalletHub") and the referring party executing this Agreement ("you" or "Participant"). These Terms govern your participation in our Referral Program described herein (the "Program"). This Agreement is effective when you access or participate in the Program. By accessing or participating in the Program, you acknowledge that (i) you have full legal authority to enter into these Terms; (ii) you have read and understand these Terms; and (iii) you agree to be legally bound by these Terms. If you do not have legal authority to enter into these Terms or do not agree to these Terms, you may not participate in the Program.
TO PARTICIPATE IN THE PROGRAM, YOU MUST BE AT LEAST 18 YEARS OF AGE AND A LEGAL RESIDENT OF ONE OF THE 50 UNITED STATES, THE DISTRICT OF COLUMBIA, OR PUERTO RICO. If you are an existing WalletHub customer, your existing account must be in good standing. The Program is void where prohibited by any applicable law or regulation.
Your participation in the Program is subject to these Terms, as well as our Privacy Policy, Terms of Service, and Reward Terms (below). To the extent that any term herein conflicts with any term in our Terms of Service, such term in our Terms of Service will control.
1. Description of the Referral Program
To participate in the Program, you must have an eligible WalletHub Account, log in to your WalletHub account and follow the instructions at https://wallethub.com/settings/invite, where WalletHub will provide you with a unique affiliate hyperlink ("Personal URL") to send to your friends, family, colleagues, and other contacts. Individuals who are referred are called "Referrals." For every "Qualified Referral" (defined below), you may be eligible to receive rewards ("Rewards"), provided you are otherwise eligible under, and fully compliant with, these Terms. Your Referrals must sign up using your Personal URL (this is the only way we can track referrals back to you).
2. Eligibility
2.1 Rewards will only be awarded for Qualified Referrals. A "Qualified Referral" has the meaning ascribed to that term in the Reward Terms.
2.2 If you violate these Terms, or if you violate terms and conditions of any other applicable WalletHub agreement, then, in addition to any other rights or remedies available to WalletHub, we reserve the right to permanently (to the extent permitted by applicable law) cease issuance of (and you agree you will not be eligible to receive) any and all Rewards otherwise issuable to you under these Terms, whether or not directly related to such violation, without notice and without prejudice to any right of WalletHub to recover damages in excess of this amount.
3. Relationship with Customers
3.1 WalletHub has complete discretion as to whom it will do business with and on what terms, including whether to accept a Referral as a Qualified Referral, and what amount to charge a Referral. Our customers are not, by virtue of your participation in the Program, your customers. You will not handle or address any contacts with any of our customers, and, if contacted by any of our customers for a matter relating to interaction with WalletHub, you will direct such customers to the contact directions on the WalletHub site to address customer service issues.
3.2 You will not misrepresent or embellish our relationship with you (including by expressing or implying that we support, sponsor, or endorse you), or express or imply any affiliation between WalletHub and you or any other person or entity except as expressly permitted by these Terms.
4. Warranties
You represent, warrant, and covenant that (a) you will not participate in the Program or use any other Evolution Finance services if you are the subject of U.S. sanctions or of sanctions consistent with U.S. law imposed by the governments of the country where you are using any services; (b) you will comply with all U.S. export and re-export restrictions, and applicable non-U.S. export and re-export restrictions consistent with U.S. law, that may apply to goods, software, technology and services, and (c) the information you provide in connection with the Program is accurate and complete at all times. You can update your information by logging into your account on the WalletHub site or mobile app ("WalletHub Properties") and selecting "Settings" within your "Profile" page.
5. Modifications to Terms; Termination
5.1 You should revisit these Terms on a regular basis, as revised versions will be binding on you. We reserve the right to modify any of the terms and conditions contained in these Terms at any time. If we make any material changes applicable to existing programs covered by these Terms, and we have your e-mail address on file, we will provide reasonable notice to you. Any and all changes to the Program are effective upon being posted, and you understand and agree that your continued access to or use of the Program indicates your acceptance of any changes hereto. These terms are effective until your account, if applicable, is deactivated by either you or WalletHub and you discontinue your participation in the Program or WalletHub terminates the Program. WalletHub reserves the right to terminate the Program (or a component of the Program) at any time, at its sole and absolute discretion. WalletHub shall not be liable to provide any Rewards in respect of any referrals occurring after the termination of the Program
5.2 In addition, we may terminate these Terms or suspend your account immediately upon written notice to you for any of the following reasons:
(a) you are in material breach of these Terms;
(b) you otherwise fail to cure within 7 days of our notice to you any other breach of these Terms;
(c) we believe that we may face potential claims or liability in connection with your participation in the Program;
(d) we believe that our brand or reputation may be tarnished by you or in connection with your participation in the Program;
(e) your participation in the Program has been used for deceptive, fraudulent or illegal activity;
(f) we believe that we are or may become subject to tax collection requirements in connection with these Terms or the activities performed by either party under these Terms;
(g) we have previously terminated these Terms (or suspended your account) with respect to you or other persons that we determine are affiliated with you or acting in concert with you; or
(h) we have terminated the Program as we generally make it available to Participants.
5.3 For the avoidance of doubt and without limitation for purposes of the foregoing Section 5.2(a), any violation of Sections 3 or 10 will be deemed a material breach of these Terms.
5.4 Upon any termination of these Terms, all rights and obligations of the parties will be extinguished, including any and all licenses granted in connection with these Terms, except that the rights and obligations of the parties under Sections 3 through 11 will survive the termination of these Terms. No termination of these Terms will relieve a Participant for any breach of, or liability accruing under, these Terms prior to termination.
6. Disclaimers
THE PROGRAM, THE WALLETHUB PROPERTIES, ANY PRODUCTS AND SERVICES OFFERED ON THE WALLETHUB PROPERTIES, ANY SPECIAL LINKS, LINK FORMATS, CONTENT, PRODUCT ADVERTISING CONTENT, OUR AND OUR AFFILIATES' DOMAIN NAMES, TRADEMARKS AND LOGOS (INCLUDING THE WALLETHUB MARKS), AND ALL TECHNOLOGY, SOFTWARE, FUNCTIONS, MATERIALS, DATA, IMAGES, TEXT, AND OTHER INTELLECTUAL PROPERTY RIGHTS, INFORMATION AND CONTENT PROVIDED OR USED BY OR ON BEHALF OF WALLETHUB OR OUR AFFILIATES IN CONNECTION WITH THE PROGRAM (COLLECTIVELY THE "SERVICE OFFERINGS") ARE PROVIDED "AS IS" AND "AS AVAILABLE". NEITHER WE NOR ANY OF OUR AFFILIATES MAKE ANY REPRESENTATION OR WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO THE SERVICE OFFERINGS. WE AND OUR AFFILIATES AND LICENSORS DISCLAIM ALL WARRANTIES WITH RESPECT TO THE SERVICE OFFERINGS, INCLUDING ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT AND ANY WARRANTIES ARISING OUT OF ANY LAW, CUSTOM, COURSE OF DEALING, PERFORMANCE, OR TRADE USAGE. WE MAY DISCONTINUE ANY SERVICE OFFERING, OR MAY CHANGE THE NATURE, FEATURES, FUNCTIONS, SCOPE, OR OPERATION OF ANY SERVICE OFFERING, AT ANY TIME AND FROM TIME TO TIME. NEITHER WE NOR ANY OF OUR AFFILIATES WARRANT THAT THE SERVICE OFFERINGS WILL CONTINUE TO BE PROVIDED, WILL FUNCTION AS DESCRIBED, CONSISTENTLY OR IN ANY PARTICULAR MANNER, OR WILL BE UNINTERRUPTED, ACCURATE, ERROR FREE, OR FREE OF HARMFUL COMPONENTS. NEITHER WE NOR ANY OF OUR AFFILIATES WILL BE RESPONSIBLE FOR (A) ANY ERRORS, INACCURACIES, VIRUSES, MALICIOUS SOFTWARE, OR SERVICE INTERRUPTIONS, INCLUDING POWER OUTAGES OR SYSTEM FAILURES OR (B) ANY UNAUTHORIZED ACCESS TO OR ALTERATION OF, OR DELETION, DESTRUCTION, DAMAGE, OR LOSS OF, YOUR DATA, IMAGES, TEXT, OR OTHER INFORMATION OR CONTENT. NO ADVICE OR INFORMATION OBTAINED BY YOU FROM WALLETHUB OR FROM ANY OTHER PERSON OR ENTITY OR THROUGH THE SERVICE OFFERINGS WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
FURTHER, NEITHER WE NOR ANY OF OUR AFFILIATES WILL BE RESPONSIBLE FOR ANY COMPENSATION, REIMBURSEMENT, OR DAMAGES ARISING IN CONNECTION WITH (X) ANY LOSS OF PROSPECTIVE PROFITS OR REVENUE, ANTICIPATED SALES, GOODWILL, OR OTHER BENEFITS, (Y) ANY INVESTMENTS, EXPENDITURES, OR COMMITMENTS BY YOU IN CONNECTION WITH YOUR PARTICIPATION IN THE PROGRAM, OR (Z) ANY TERMINATION OR SUSPENSION OF YOUR PARTICIPATION IN THE PROGRAM. NOTHING IN THIS SECTION 6 WILL OPERATE TO EXCLUDE OR LIMIT WARRANTIES, LIABILITIES, OR REPRESENTATIONS THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. YOU ACKNOWLEDGE THAT YOU HAVE RECEIVED NO ASSURANCES FROM ANY EVOLUTION FINANCE ENTITY THAT YOU WILL EARN ANY PARTICULAR AMOUNT OF REWARDS OR THAT YOU WILL RECOUP ANY EXPENDITURE MADE BY YOU IN CONNECTION WITH THE PROGRAM.
7. Limitations on Liability; Indemnification
7.1. AS A CONDITION OF ENTERING THE PROGRAM, YOU AGREE THAT UNDER NO CIRCUMSTANCES WILL YOU BE ENTITLED TO ANY AWARDS FOR ANY LOSSES OR DAMAGES, AND YOU HEREBY WAIVE ALL RIGHTS TO CLAIM PUNITIVE, INCIDENTAL, CONSEQUENTIAL AND ANY OTHER DAMAGES, AND ANY AND ALL RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED. IN NO EVENT WILL THE AGGREGATE CUMULATIVE LIABILITY OF EVOLUTION FINANCE, ITS SUBSIDIARIES, AFFILIATES, ANY RELATED COMPANIES, SUPPLIERS, LICENSORS AND PARTNERS, AND THE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND REPRESENTATIVES OF EACH OF THE FOREGOING ("EVOLUTION FINANCE ENTITIES") TO YOU FOR ANY MATTERS ARISING FROM OR RELATED TO THE PROGRAM, WHETHER IN CONTRACT, IN TORT, OR OTHERWISE, EXCEED $100.
7.2 By participating in the Program, you agree to defend, indemnify and hold harmless Evolution Finance Entities from any claim or demand, including any and all losses, liabilities, alleged and actual claims, demands, damages, costs or expenses, causes of action, suits, proceedings, judgments, awards, executions, and liens, including reasonable attorneys' fees and costs, whether brought by third parties or otherwise, due to or arising out of or in any way connected to your participation in the Program and/or your use of any Rewards.
8. Governing Law and Disputes
Any dispute relating in any way to the Program or these Terms (including any actual or alleged breach hereof), any transactions or activities under these Terms, or your relationship with any Evolution Finance Entity will be subject to the governing law and disputes provisions within the "General" section of our Terms of Service.
9. Issuance of Rewards:
9.1 Participants responsible for Qualified Referrals will be issued either (a) a credit to their WalletHub account or (b) a cash Reward, at WalletHub's discretion. The amount and type of such Reward and terms of issuance will be determined based upon the current offer at the time of the applicable Qualified Referral's qualifying enrollment or action and are further described in the Reward Terms below. The Reward Terms will contain up-to-date information regarding the Rewards. Rewards may take up to 10 days to process from the date of issuance. By participating in the Program, you agree that we shall make the final determination as to whether any Referred Customer meets the requirements to be considered a Qualified Referral. These Terms are valid only in the United States and cannot be combined with any other offers. We reserve the right to add, modify and/or delete any Rewards and/or requirements to receive any Rewards. Our decisions with respect to all aspects of the Program, including the Rewards, are final and binding.
9.2 Evolution Finance Entities may prohibit you from participating in the Program or receiving a Reward if they determine, in their sole discretion, you are attempting to undermine the fairness, integrity or legitimate operation of the Program in any way by cheating, hacking, deception, or any other unfair playing practices of intending to annoy, abuse, threaten or harass any other customers or representatives of Evolution Finance Entities. Use of any automated system to participate in the Program is strictly prohibited and will result in disqualification. You may not enter with multiple or fake email addresses or accounts, use fictitious identities, use fraudulent payment methods or use any system, bot or other device or artifice to participate in the Program or receive a Reward. Evolution Finance Entities reserve the right to disqualify any Participant it finds to be tampering with the entry process or the operation of the Program or violating these Terms. Qualified Referrals generated by a script, macro or other automated means will be disqualified. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROGRAM MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND WILL RESULT IN DISQUALIFICATION FROM PARTICIPATION IN THE PROGRAM. SHOULD SUCH AN ATTEMPT BE MADE, EVOLUTION FINANCE ENTITIES RESERVE THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEYS' FEES) TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.
9.3 All issuances of Rewards to you under these Terms will be made without reduction for any and all taxes, duties or levies assessed by applicable governmental authorities, which shall be paid by you. You are solely responsible for, and will file, on a timely basis, all tax returns and payments required to be filed with, or made to, any federal, state or local tax authority with respect to your participation in the Program and receipt of Rewards. You are solely responsible for, and must maintain adequate records of, expenses incurred in the course of participating in the Program. No part of your compensation will be subject to withholding by us for the payment of any social security, federal, state or any other employee payroll taxes.
10. Marketing Activities:
10.1 By permitting you to participate in the Program, we are not authorizing you to make any statements on behalf of WalletHub, our products and services, or the Program, and all such statements are expressly disapproved by WalletHub. You will not send an email or other message (i) using our Marks (as defined below), (ii) implying our endorsement, purporting to be sent on behalf of WalletHub or any Evolution Finance Entity, or impersonating WalletHub or any Evolution Finance Entity, or (iii) identifying WalletHub or any Evolution Finance Entity in the "from" line (or equivalent). If you choose to make any statement about WalletHub, our products and services, or the Program, you do solely at your own risk and you agree to be solely liable and responsible for such statements. You agree that all statements about WalletHub and its products and services made by you will: (a) be truthful and accurate based on publicly available information; (b) be limited to descriptions of your personal opinion regarding WalletHub and its products or services and will not include any claims related to the alleged performance or quality attributes of any particular product or service; (c) be accompanied by a clear, conspicuous statement that any statements made reflect only your opinion and not those of WalletHub, and that you may be eligible to receive a Reward from WalletHub in connection with your participation in the Program; (d) be sent only to an individual or entity that has requested such information; and (e) always include your contact information and "unsubscribe" information in any email regarding WalletHub, any Evolution Finance Entity, and our products and services (including the Program).
10.2 Except with WalletHub's prior approval, you will not (i) engage in any bulk marketing methods with respect to WalletHub, any Evolution Finance Entity, our products and services (including the Program), or any Personal URL, including but not limited to online and offline methods such as fax, broadcast, telemarketing, SMS/text message, email communications, social media, video platforms, ad exchanges, ad networks, or search engines; (ii) use malware, spyware or any other aggressive advertising or marketing methods in any of its dealings relating to WalletHub, any Evolution Finance Entity, our products and services (including the Program), or any Personal URL; (iii) make any false, misleading or disparaging representations or statements with respect to WalletHub or any Evolution Finance Entity; (iv) offer or provide any warranties, guarantees, incentives, rewards, or indemnities, except as set forth herein or in our Terms of Service; (v) copy, resemble or mirror the look and feel of WalletHub's or any Evolution Finance Entity's websites, trademarks (including the Marks), products or services or otherwise misrepresent your affiliation with WalletHub or any Evolution Finance Entity; or (vi) engage in any other practices which may adversely affect the credibility or reputation of WalletHub or any Evolution Finance Entity, including but not limited to using any website in any manner, or having any content on any website, that (a) uses aggressive or low-quality marketing, (b) promotes sexually explicit materials, violence, discrimination based on race, sex, religion, nationality, disability, sexual orientation or age, or any illegal or objectionable activities, (c) violates any intellectual property or other proprietary rights of any third party; (d) violates our Privacy Policy; or (e) violates any law, rule, or regulation. BULK DISTRIBUTION OR ANY OTHER PROMOTION OF A PERSONAL URL IN A MANNER THAT WOULD, IN OUR SOLE DISCRETION, CONSTITUTE OR APPEAR TO CONSTITUTE UNSOLICITED COMMERCIAL MESSAGING OR "SPAM" IS EXPRESSLY PROHIBITED AND MAY BE GROUNDS FOR IMMEDIATE TERMINATION OF YOUR ACCOUNT AND DISQUALIFICATION FROM THE PROGRAM. WE HAVE A NO TOLERANCE SPAM POLICY.
10.3 You understand and agree that we are the sole and exclusive owner of the entire right, title and interest in and to our name, logo, and any other trademarks that we own ("Marks"). You have no right to use the Marks. You agree that you will not, and you will not encourage any third party to: (a) adopt or use any name, mark, logo, insignia or design that is, or is likely to be, confusingly similar to or could cause deception or mistake with respect to any of the Marks, (b) challenge the validity of any of the Marks or of our title to any of the Marks, (c) apply for registrations in the United States or in any foreign country of any mark or design that includes the Marks (or any variations of them), alone or in combination, (d) purchase or register domain names that include the Marks or any variations and misspellings of the Marks, (e) purchase or bid on search engine keywords, search terms, or other identifying terms (whether for use in a search engine, portal, sponsored advertising service or other search or referral service) that include the Marks, any components of the Marks, or any variations and misspellings of the Marks, or (f) use or display any of our Marks in any profile on any social media site. The goodwill resulting from your use of the Marks will inure to our benefit. You may not use the Marks to disparage WalletHub, any Evolution Finance Entity, our products or services (including the Program) or in a manner which, in our judgment, could diminish, dilute or otherwise damage the value of or our goodwill in the Marks or our products and services.
11. General
These Terms constitute the entire agreement between you and WalletHub concerning your participation in the Program. The failure of WalletHub to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these Terms remain in full force and effect. You understand that you are an independent contractor of WalletHub, and these Terms do not create any association, partnership, joint venture, employee, or agency relationship between you and WalletHub for any purpose.
Reward Terms
These Reward Terms ("Reward Terms") are incorporated by reference into the Referral Program Terms. Capitalized terms used herein and not otherwise defined will have the definitions provided in the Referral Program Terms.
1. General Limitations
a) Qualified Referrals will be disqualified and no longer be Qualified Referrals if they are made in a manner that violates these Reward Terms or any other Evolution Finance agreement, condition, specification, statement, or policy that we may issue from time to time that applies to the Program, including the most up-to-date version of the Referral Program Terms. You will be eligible to receive a Reward only if and when WalletHub determines that your account is in good standing and you have complied with the Referral Program Terms for the entirety of the period for which the Reward is made and through to the date that the Reward is issued. In such case, we will provide the Reward to you by the end of the calendar month following any calendar month in which the balance reflected in your account equals or exceeds the applicable Reward threshold. All issuances of Rewards are subject to fraud and risk analysis considerations and anti-money laundering procedures. If WalletHub is investigating your compliance with the Referral Program Terms or you have been suspended or terminated, the issuance of the Reward may be delayed or withheld. WalletHub may also withhold issuance of the Reward if you fail to provide WalletHub with information that is required to issue the Reward. WE RESERVE THE RIGHT, IN OUR SOLE DISCRETION NOT TO ISSUE ANY REWARDS TO A PARTICIPANT WHERE WE DETERMINE THE PARTICIPANT'S ACTIONS ARE NOT CONSISTENT WITH THE INTENT OF THIS PROGRAM.
b) Unless expressly authorized in writing by WalletHub, you may not enter into any type of arrangement with a third party where that third party receives (i) payments as part of the Referral (or in exchange for the Referral) or (ii) other financial benefit in relation to the Program.
c) WalletHub has the right to withhold or adjust the issuance of Rewards to you to exclude any amounts WalletHub determines arise from invalid activity. Invalid activity includes, but is not limited to, (i) spam, invalid clicks, invalid conversions, or other invalid events generated by any person, bot, automated program or similar device, including through any clicks, conversions, or other events originating from your IP addresses or computers under your control; (ii) clicks, conversions, or other events solicited or generated by payment of money, false representation, or requests for end users to take certain actions; (iii) any click, conversion, or other event occurring on a WalletHub Property that does not comply with the Referral Program Terms; (v) any click, conversion, or other event occurring on a WalletHub Property associated with another WalletHub account you use; and (vi) all clicks, conversions, or other events in any account with significant amounts of invalid activity, as described in (i-iv) above or with the types of invalid activity indicating intentional misconduct. In the event WalletHub detects invalid activity, either before or after issuing a Reward for that activity, WalletHub reserves the right to debit your account, and adjust future Rewards accordingly, for all invalid clicks, conversions, or other events including for all clicks, conversions, or other events on WalletHub Properties that do not comply with the Referral Program Terms.
d) Additionally, WalletHub may refund or credit customers or other applicable third parties for some or all of the payments associated with such party 's account. You acknowledge and agree that, whenever WalletHub issues such refunds or credits, you will not be entitled to receive any payment for any associated referral activity.
e) If you elect to receive a cash back Reward, you must identify and verify your PayPal account. To ensure proper payment, you are responsible for providing and maintaining accurate contact and payment information in your PayPal account. All cash back Rewards are issued to your verified PayPal account in USD, and you are fully responsible for any applicable tax implications and tax reporting in your jurisdiction. Cash back Rewards are also subject to the terms and conditions of any agreement you have with PayPal, Inc.
For more information on Rewards for Referred Customers, see Section 2.
For more information on Rewards for Referred Visitors, see Section 3.
2. Referred Customers
2.1. Definition. "Referred Customer " means a Referral who is referred to sign up for one of our products or services using a Personal URL for such purpose.
2.2 Qualified Referrals. Rewards for Referred Customers will only be awarded for Qualified Referrals. A "Qualified Referral" means that all the following conditions are met: (1) The Referred Customer signed up for a WalletHub product or service using your Personal URL; (2) the Referred Customer is (a) a legal resident of one of the 50 states in the United States of America, the District of Columbia, or Puerto Rico, and (b) at least 18 years or older; and (3) the Referred Customer is not currently, and has never previously been, an Evolution Finance customer. Only one Qualified Referral can be earned for each Referred Customer. Any additional or subsequent purchases made by a Referred Customer will not be Qualified Referrals. You can view the status of your Qualified Referrals at https://wallethub.com/settings/invite.
2.3 Reward Limitations. The following additional Reward limitations currently apply
a) You shall be limited to a total sum of Rewards equal to $500 per calendar year unless an alternate agreement has been made between WalletHub and you.
b) A Participant responsible for a Qualified Referral's WalletHub product order, for which a cancellation, return, or refund has been initiated, is not eligible for a Reward in connection with such product order.
c) A Participant responsible for a Qualified Referral's purchase of a WalletHub product purchased after termination of the Terms is not eligible for a Reward in connection with such product order.
2.4 Reward Amount. The amount of the Reward paid out to you will be a fixed amount per Qualified Referral as stated in the table below:
Reward Program ID | Reward Program Name | Qualifying Event | Reward Amount |
---|---|---|---|
1.1 | WalletHub Premium Referral | A Referred Customer must sign up for WalletHub Premium or WalletHub Premium+ while this Program is still active and maintain an active subscription in good standing for at least thirty-five (35) days after activation of Referred Customer's account. | $10 |
3. Referred Visitors
3.1. Definition. "Referred Visitor" means a Referral who is referred to content on any WalletHub Property using a Personal URL for such purpose.
3.2 Qualified Visitor Referrals. Rewards for Referred Visitors will only be awarded for Qualified Visitor Referrals. A "Qualified Visitor Referral" means that all the following conditions are met: (1) the Referred Visitor performs a content monetization action on a WalletHub Property that generates revenue for WalletHub using your Personal URL; and (2) the Referred Visitor is (a) a legal resident of one of the 50 states in the United States of America, the District of Columbia, or Puerto Rico, and (b) at least 18 years or older. You will be able to view the status of your Qualified Visitor Referrals at https://wallethub.com/settings/invite.
3.3 Representations and Warranties. You represent, warrant, and covenant that (a) you will participate in the Program and create, maintain, and operate your websites, social media platforms, newsletters, e-mails, or other media, content, or communications ("Sites") in accordance with the Referral Program Terms, (b) neither your participation in the Program nor your creation, maintenance, or operation of your Sites will violate any applicable laws, ordinances, rules, regulations, orders, licenses, permits, guidelines, codes of practice, industry standards, self-regulatory rules, judgments, decisions, or other requirements of any governmental authority that has jurisdiction over you (including all such rules governing communications, data protection, advertising, and marketing); and (c) you will use reasonable efforts to use your Personal URL as part of your Sites and promote WalletHub products and services.
3.4 Right to Monitor. We have the right, in our sole discretion, to monitor your Sites at any time to determine if you are in compliance with the Referral Program Terms. We may take actions to block messages, remove content, or otherwise prohibit use of the Program that violates the Referral Program Terms.
3.5 Reward Limitations. The following additional Reward limitations currently apply:
(a) You shall be limited to a total sum of Rewards equal to $500 per calendar year unless an alternate agreement has been made between WalletHub and you.
(b) Subject to this section and the Referral Program Terms, you will receive a Reward related to the number of events performed by Referred Visitors on the WalletHub Properties.
Rewards will be calculated solely based on WalletHub's accounting. You acknowledge and agree that you are only entitled to receive a Reward for your Qualified Visitor Referrals' use of the WalletHub Properties for which WalletHub has been paid; if, for any reason, WalletHub does not receive payment from the applicable third party or credits such payment back to the applicable third party, you are not entitled to receive a Reward for any associated use of the WalletHub Properties. Additionally, if the applicable third party whose content is displayed on a WalletHub Property defaults on payment to WalletHub, we may withhold the Reward or charge back your account.
3.6 Reward Amount. The amount of the Reward issued to you will be an amount per Qualified Visitor Referral as stated in the table below.
[There are no active programs for "Referred Visitors"]
4. Participants Referring Both Customers and Visitors
4.1 Types of Personal URLs. We offer two distinct types of Personal URLs: (1) Personal URLs for Referred Customers and (2) Personal URLs for Referred Visitors, which may not be available to everyone.
4.2 Reward Eligibility. You are only eligible to receive a Reward if a Referral's use of your Personal URL results in the desired action associated with such Personal URL. For the avoidance of doubt, if a Referral's use of your Personal URL for Referred Customers results in a content monetization action, you will not be eligible for and will not receive any Reward associated with such action. Similarly, if a Referral's use of your Personal URL for Referred Visitors results in a sign-up for one of our products or services, you will not be eligible for and will not receive any Reward associated with such action.