Blue Cash PreferredSM from American Express

Blue Cash Preferred from American Express Sponsored Card
  • Minimum Credit Required:Excellent
  • Annual Fee:$75
  • Network: American Express
  • Rating:
    4.54.5 / 5 from 82 votes - Cast your vote!
 
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Rewards: Yes Type:  Cash Back - Extra on Gas
Initial Bonus $150 Base Earn 1% Max Earn 6% Earn / Redeem Limit No
Reward Details:
  • Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership.
  • Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases.
  • NO spend minimum, NO enrollment, and NO rotating rewards categories.
  • The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
 
 
Purchases:
Intro Rate 0% Intro Period 12 months Regular Rate 17.24% - 22.24% (V)
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate17.24% - 22.24% (V) Balance Transfer Fee 3%
Cash Advances:
Cash Advance Rate 25.24% Cash Advance Fee 3% (min $5)
 
 
Additional Info:
  • Offers a wide range of discounts and extras at hotels, restaurants, retailers, and more.
  • $75 bonus for each friend you refer who is approved for the Card -- no limit to how many bonuses you can receive.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  None
  • Max Penalty APR:  27.24%
  • Grace Period:  25 days
  • Online Response:  Yes
  • Foreign Transaction Fee:  2.7%
Proceed
 
 
Your Recommendation
4.5
Your Rating: 1 2 3 4 5  
Overall Rating: 4.5 / 5 from 82 users

If you currently have the Blue Cash PreferredSM from American Express and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
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About the Issuer: American Express

Based on their website: "American Express is a leading global payments, network and travel company founded in 1850.
Since its founding in 1850, American Express has conducted business according to several guiding principles that over the years have become inextricably linked with the company's brand, products, services and "perhaps most notably" its people. Generations before the phrase company values entered the corporate lexicon, American Express employees across the organization were demonstrating the same core principles upheld by the company today: Customer Commitment, Quality, Integrity, Teamwork, Respect for People, Good Citizenship , A Will to Win, Personal Accountability."

 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Margie Cole:
    People often make a big deal out of the Blue Cash Everyday Card from American Express and for good reason; it offers 3% cash back at supermarkets, 2% at gas stations and department stores, and 1% on everything else. Great card, no doubt about it. I just like the Blue Cash Preferred Card from Amex better, and it’s not because the word “Preferred” is thrown into its name. It’s because I am content paying a $75 annual fee in return for getting 6% cash back at supermarkets, 3% at gas stations and department stores, and 1% on everything else. I mean, I’m going to use my credit card regardless and I’m confident that the more lucrative rewards structure offered by the Blue Cash Preferred Card will give me enough free money in the long term to more than make back my $75. This is especially true since the Amex Blue Cash Preferred also gives you a $150 initial bonus. The Blue Cash Preferred even gives you 0% on purchases for a year! Don’t get me wrong, from where I’m sitting this card has its weaknesses. I mean, not everyone can get it since you must have excellent credit for approval. There’s also no low balance transfer rate, and as quickly as the annual fee will pay for itself, we’d all obviously prefer that the Blue Cash Preferred Amex Card not have one. With no annual fee, you’d feel no obligation to use the Blue Cash Preferred regularly and could instead save whenever you wanted to make purchases with plastic. But if you have the proper credit standing and could use a good rewards card for your everyday expenses, you can’t go wrong with the benefits provided by Amex’s Blue Cash Preferred Credit Card.
 
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The card information shown on this page was last updated: May 23rd, 2012 at 1:05 EDT

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