Capital One® VentureOne® Rewards Credit Card

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3,114 reviews   Write a Review
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Capital One® VentureOne® Rewards Credit Card’s Rewards

Bonus
20,000 miles
Base Earn
1.25 miles / $1
Max Earn
1.25 miles / $1
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Miles don’t expire and there’s no limit to how many you can earn

Capital One® VentureOne® Rewards Credit Card’s Key APRs & Fees

Purchase Intro APR
0% for 12 months
Transfer Intro APR
Not Offered
Regular APR
12.24% - 22.24% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER
    FEE
    None

Capital One® VentureOne® Rewards Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT
    FEE  
    None
  • MAX PENALTY APR   None
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE
    RATE
    23.24% (V)
  • CASH ADVANCE
    FEE
    3% (min $10)
  • FOREIGN
    TRANSACTION FEE  
    None
  • SMART CHIP   Yes, chip-and-signature
  • Enjoy a low intro APR on purchases for 12 months; 12.24%-22.24% variable APR after that
  • No foreign transaction fees
  • Travel when you want with no blackout dates
  • Fly any airline, stay at any hotel, anytime
  • Fraud Coverage - You're covered by $0 Fraud Liability if your card is ever lost or stolen
  • Complimentary concierge service - Enjoy assistance 24 hours a day, from home and when you travel
  • Emergency Card Services - If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance with MasterCard® Global Service
Apply Now
at Capital One’s
secure site

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Capital One® VentureOne® Rewards Credit Card to our community.

Do you get the rewards for paying bills like rent or power or only on purchases such as gas and groceries?
Reply

Photo of Card H.
Jul 30, 2015
If you can use your credit card for the payment, you will earn rewards. Some landlords and utility companies will accept credit, while others won’t. Check out our Guide to Paying Rent with a Credit Card for more info: cardhub.com/edu/pay-rent-with-credit-card/
31 Votes 37 6

How many miles does it take to get a free airline ticket or hotel stay?
Reply

Photo of Card H.
Mar 18, 2015
That depends on the price of the ticket or hotel reservation. You can reference CardHub’s Capital One Rewards Program Review for information about the value of your miles when redeemed for travel.
11 Votes 20 9

Does this card charge transaction fees when I'm in another country?
Reply

Photo of Card H.
Jun 5, 2014
No, there aren't any transaction fees when the card is used abroad.
11 Votes 20 9
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Customer Reviews

Share your insights and review the Capital One® VentureOne® Rewards Credit Card.

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3.5 out of 5

3,114 reviews
22%
32%
28%
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4%
Photo of Card H.
Feb 21, 2016
If you have good credit or better, you’re a relatively light spender and you love to travel, the Capital One VentureOne Credit Card might just be tailored to your needs. It doesn’t charge an annual fee or foreign-transaction fees, and it offers a $200 initial bonus and the miles equivalent of 1.25% cash back on all purchases, provided you redeem your earnings for travel. This isn’t as much of a limiting factor as it would be with many other travel rewards cards, as you’ll use miles to pay for travel-related charges after they post to your account rather than booking your accommodations. That makes blackout dates and most other booking more
Photo of Brenda T.
Apr 7, 2016
This card is fine until it is not! Capital One restricted my account when I tried to book a hotel in Italy right after they had accepted airline tickets to Italy. They did not ask me if the charge was fraudulent. They just restricted it. That was 6 days ago. After multiple phone calls and documents submitted, they tell me today that I will have to wait another 4 days because the fraud department doesn't work on weekends. Meantime I am stuck in Europe without a credit card through no fault of my own. I'm returning to Bank of America.
Photo of TJ
Feb 26, 2016
I got this card after I received the seventh letter in the mail. I usually just throw them out, but I figured I'd look though it. The rates were reasonable, the incentives were nice, and so I signed up for it. That was a few months ago, and so far the card has been fantastic. I've only used it for day to day purchases so far, but I've enjoyed the card. It's accepted everywhere I've tried it. Capital One's website for the card has been intuitive and easy to use. I'd recommend this card to anyone who qualifies.
Photo of JohnV
Feb 3, 2016
I originally signed up for this card on a recommendation from a close friend of mine. We both like to travel and he had told me about all of the travel perks and rewards associated with this card. I signed up and have been using it for a little over a year. The result? I love it! The reward structure works extremely well, in my opinion. I use Uber a lot and I always pay with this card, which earns me 1.25 miles per dollar spent. I have only cashed out my miles once so far, but it was an easy and pleasant experience. I am appreciative that the card more
Photo of Jetlaggedtravlr
Jan 28, 2016
I got this card because I travel a lot and I heard Capital One is a bit more generous with credit lines and credit line increases. Additionally, I wanted a visa signature card. The 20,000 mile bonus was a nice plus as well as not having an annual fee. Using the miles is very easy. I like the purchase eraser for applying my miles to purchases I have previously made. The Capital One app that I use with this card is also very handy. I love that paying my bill and monitoring my transactions is very easy and the graphics are pleasing. I'm a bit let down by the higher more
Photo of misterspender
Jan 25, 2016
I got this card because it was recommend to me by my brother who has the same card. There isn't anything I can think of to improve this card as I have not had any problems using it so far, so this is a card I would highly recommend to others especially if you travel a lot. The customer service has been excellent. I once lost my card and was able to get it deactivated with a new card sent to me immediately.
Photo of Todd S.
Dec 27, 2015
I received a capital one pre paid gift card for Christmas. It was a grest gift because this card could be used at any place. I used it for the first time at a retail store yesterday and it worked great. I never thought I would get a card like this as a gift. I recommend for others to do the same thing.
Photo of Kelli P.
Dec 27, 2015
I love this card. I use the maximum each month then pay it off so I get the maximum number of miles possible. I've already bought 3 pane tickets with it and am working on saving up for a really big one in a year or so - this is especially complimented by the fact that there are no foreign transaction fees (my bank charges these fees and it's really annoying).

Like someone else said, I do wish that you could redeem part of your points for discounts on airfare, but it's not a deal breaker for me. Otherwise, I love the card and would highly recommend it!
Photo of Shankar T.
Dec 24, 2015
I really like this card for the earning of $1 for every 1.25 miles and no transaction fees even for foreign transaction for purchases.Also there is no annual fee is another cool feature.But the real mess up is Max late fee,it is $35 and looks like really high. Customer care assistant is seems very good.Online response mentioned as "No" and it is not really cool for my side.
Photo of Robert T.
Dec 20, 2015
The card is great for day to day transactions and even greater to travel with, no transaction fees, 1.25 points for all purchases, accident coverage when renting a vehicle, reliable customer service if you loose your card, 24/7 monitoring of your account and the ability to pay your travel expenses with points. The CO website and app are easy to navigate, monitor your account and even pay your bill from abroad. Last but not least the ability to carry your favorite picture on your card.
Photo of Senthil K.
Dec 15, 2015
What I love most about this card is that there is not limit to what I can earn in rewards. What I hate most about other rewards cards is the fact they put ridiculous limits on what you can earn and even how you can spend it.I got this card just for travelling and vacations because the card comes with no annual fees and every dollar spent on travel is always rewarded with miles that can be redeemed at any time since they do not expire which is a great thing if you want to get the most for your dollar
Photo of Joe E.
Nov 26, 2015
I've had great experiences with this card, which was good because I had some issues with cards in the past. Some erroneous charges were placed but got dismissed with no hassle at all, and any other issues were cleared up immediately. The rewards are pretty good, especially if you pay attention and try to get the most out of it.
Photo of Erin H.
Nov 24, 2015
I've had my venture card for several years now. The only thing that I don't enjoy is that you have to have x amount of miles to cash them in. I wish it could be a partial cash in, but you can use the miles for something other than just miles. The only other problem I would say is that Captial One RARELY lowers your APR. Other than that, I enjoy my card and they have the latest chip technology for less chance of fraud.
Photo of Thomas S.
Nov 22, 2015
Great card! Been with Cap One now for over 10 years. Never any issues. I have mostly reward cards since you can get something back. And you can do well with this type of card. Had a couple of charges I did not make & they took them off immediately.
Photo of Jonathan S.
Nov 22, 2015
I’ve had my card for about a year now and I’m not disappointed. I shopped around for a while between cards the last time and finally settled on this mostly for travel. I have to hoof around quite a bit and it’s a good combo incentive to tie in the miles. It’s nice to have some expenses taken care of as a bonus to building good credit. I’d recommend having one for any traveler who needs credit.
Photo of Zoey B.
Sep 13, 2015
I have the Capital One Venture One Visa Signature Card, and this is a GREAT CARD! Earning 1.25 miles per dollar spent is better than the standard 1 point per dollar, or 1 point per 2 dollars, and way better than the Chase Sapphire card. I have called Customer Service several times and get through and get VERY GOOD assistance right away. I have had a No Hassle Cap One card for about 10 years and upgraded to the Venture One Visa Sig card and have not had any issues with either card. I also have the Sapphire Preferred and have cancelled it since it charges an annual fee. I more
Photo of Brandon B.
Sep 7, 2015
I have been using this card for a little bit over 18 months. The main reason that I chose this card was that I was looking for the best airline miles reward card and I believe that I have found it. i just got back from my first trip for which I used my miles and it was outstanding having that part of the trip paid for. Very reasonable rates and a generous limit are all huge plusses as well!
Photo of Ritu C.
May 28, 2015
i have this card for about a year now and i love this card as this 20,000 miles on every $1000 spend is very useful for me as i love to travel and i can use these miles on airfares of any airlines and to book hotels. you can travel whenever you want there is no blackout date. these miles does not expire so you can use them anytime you want. Plus this card is very useful while you are traveling as there is no foreign transaction fee so i never forget to take this card while traveling. one more nice feature of this card which you can use while more
Photo of Odysseas P.
Aug 25, 2015
The 20,000 bonus miles are not given on every $1,000 you spend, but rather is a one-time bonus once you spend $1,000 on purchases within the first 3 months.
Photo of Nick T.
May 23, 2015
This is a great card. as a college student just learning the ropes of credit, this was the first credit card that I got, and I'm glad I went with a provider as reputable as capital one and the venturone card for my first one. The company has been great at providing me all of the information I ask for and any assistance that I need.
Photo of Rose K.
May 21, 2015
I absolutely love this card. Instant approval, very generous limit and 20,000 miles when you spend 1000.00 within the first 3 months! I was planning the family vacation when I applied. I was able to take the credit against my balance and utilize the airline membership. I can use the card for any type of charges! Interest rate is low, but I do believe that it is based on your FICO score. I truly love what is in my wallet!
Photo of Elixir T.
May 19, 2015
I have had my Capitol One VentureOne Rewards Credit Card for nearly one year now, and I really enjoy it! The 20,000 miles bonus once you spend 1000 has gained me enough miles to take a vacation soon. I'm supposed to be able to choose whatever airline or hotel I want. My friends travel a lot too, for festivals and sightseeing. Its going to be great to be able to meet up with them in whatever hotel they are staying in.
Photo of Luiz O.
Apr 1, 2015
Capital One Venture credit card is the best I had a whole lot of emergency uses for it. There is no over limit fee the max APR is 29.4 % you can get a cash advance in case you need it. You can use your card for a rental car like I did and it was a great help. It also has a smart chip to help prevent fraud. The best part about the capital One Venture card is the free credit score tracker. To get approved took me a while they do not have an Online Response System but other than that It's all right. I you use it more
Photo of Meesig J.
Mar 23, 2015
This card is really good. It has no annual fee and there is no limit to the points you can earn!
Photo of Jessica W.
Mar 16, 2015
I have had the Venture rewards card from Capital One for almost three years now. There are good and bad things about this account. First of all starting off I must say Capital One is generous with their credit lines on this account. Even if you start out with a small limit it will increase over time as long as you are responsible. That being said besides the credit limit increases that come with the account the rewards are good IF you use the account a lot to build them up. The interest rate that comes with this account is high. When I opened the account, my credit wasn't bad more
Photo of Shelley L.
Feb 26, 2015
This is another credit card that seems great initially, then you realize it's been designed to separate you from your money (like ALL credit cards). You don't have to have great credit to get it, and that's fine, I understand that from time to time making purchases on a credit card is desirable. The only thing that should matter is the interest rate: on this card, it's 11.9 to 19.9 which is bad enough, but just look at the completely insane penalty rates and cash advance fees. That's nearly 25% interest for a cash advance, and max penalty is 29.4, keep in mind folks, this is what they are advertising more
Photo of Sue E.
Feb 21, 2015
This card does NOT offer chip technology at the current time. This is false advertising.
Photo of Kathleen M.
Mar 13, 2016
does now, just got the chip
Photo of Korina G.
Dec 4, 2014
What I love most about this card is that there is not limit to what I can earn in rewards. What I hate most about other rewards cards is the fact they put ridiculous limits on what you can earn and even how you can spend it. And on top of this wonderful level of freedom with my rewards the interest rate is not very high at all. Overall it is a great card and I would recommend to anyone I know!
Photo of Luckya C.
Nov 6, 2014
I really LOVE my Venture rewards card. When I first got an offer, my credit was not the best. I applied and was approved! I was even able to choose my design, I really nice sunset. I continued to use the card and pay on time. My credit score has increased significantly due to the use of the card. I attribute my increase to the use of the card. rewards are a bonus to an already awesome card. The customer service is excellent as well. I can get a person on the other end, not an automated system spinning me from one main menu to another. I would recommend this more
Photo of Justus J.
Nov 6, 2014
This is an excellent card that has allowed me to really raise my credit score to finance things that i want. I am happy with this service and i would recommend it to anyone
Photo of Kelly C.
Oct 31, 2014
I love this card. I get a great deal erasing past travel.
Photo of Amanda M.
Oct 14, 2014
I have had the Capital One VentureOne Rewards card for about a year now and I couldn’t be more satisfied. I took advantage of the sign up bonus, there is no annual fee, and the rewards are exceptional! I always use this card which allows me to take advantage of the excellent rewards. I have had a few interactions with customer service and they have always acted in a prompt and professional manner. I highly recommend this card to everyone!
Photo of Robert H.
Oct 9, 2014
The Capital One VentureOne Rewards credit card is a great card for those who have excellent credit (a FICO credit score above 720). The rewards of the card are fairly competitive, with a bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, unlimited 1.25 miles on every purchase, every day, and there's no limit to how many rewards you can earn and redeem. There are also no blackout dates, and the miles you earn do not expire.

The maximum late fee that can be charged is $25, which is not bad, but if you're using this card, late fees are not something you're generally going more
Photo of Amanda R.
Oct 3, 2014
Great card love the rewards. Comes in handy when u need a few extra dollars
Photo of Brian A.
Aug 11, 2014
I have only had this card for about 6 months, and I love it. Grat sign up bonus and no annual fees!
Photo of Aaron H.
Jul 14, 2014
Great card with no annual fee, the APR is reasonable and the card offers some of the best reviews of cards in its class. I highly recommend this card.
Photo of Dean D.
Jul 9, 2014
Great sign up bonus, no annual fees, use it wisely and it will be a valuable resource! Great for vacations that you can pay off over time. Enjoy Hawaii, Europe, or Mexico!
Photo of Anto A.
Jul 8, 2014
I got this card just for travelling and vacations because the card comes with no annual fees and every dollar spent on travel is always rewarded with miles that can be redeemed at any time since they do not expire which is a great thing if you want to get the most for your dollar. Apart from that they also give you a sign up bonus if you meet some minimum requirements within the first three months of activating your card and the cards come with a zero APR for a year then the regular APR kicks in. Generally it is the best card to have if you travel alot.
Photo of Amanda S.
Jun 24, 2014
I've had my card for a while, and I've really enjoyed the rewards. (I cashed them in for an Amazon card!) Also, when I was out of a job and couldn't pay the minimum balance one month I was able to call them up and get the payment waived for that month. I'm not getting rid of this card any time soon.
Photo of Theo K.
Apr 30, 2014
This is an excellent card that has allowed me to really raise my credit score to finance things that i want. I am happy with this service and i would recommend it to anyone
Photo of Fran K.
Apr 10, 2014
I use this card for everything, including bills, to build up rewards. I pay-as-I-go, meaning, I charge, I pay online so as to never accrue interest. The rewards do take a while and a lot of spending, but I'm not going to complain, I used them for a First Class round trip airline ticket, so as long as you are responsible, this is a great card!
Editor's Pick

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Last updated on: Jul 27th, 2016 at 4:24 EDT

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