Capital One® VentureOne® Rewards Credit Card

capital one ventureone Sponsored Card
Required Credit Score:
Good
3.5 2,310 reviews   Write a Review
Apply Now
at Capital One’s
secure site
JUMP TO: REWARDS | APRs | REVIEWS | Q&A | CUSTOMER SERVICE INFO
Existing Cardholders
 
 
 

Capital One® VentureOne® Rewards Credit Card’s Rewards

Bonus
20,000 miles
Base Earn
1.25 miles / $1
Max Earn
1.25 miles / $1
Earn / Redeem Limit
No
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don’t expire and there’s no limit to how many you can earn

Capital One® VentureOne® Rewards Credit Card’s Key APRs & Fees

Intro Rate on Purchases
0% until June 2016
Intro Rate on Transfers
Not Offered
Regular Rate
11.9% - 21.9% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER
    FEE
    None

Capital One® VentureOne® Rewards Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT
    FEE  
    None
  • MAX PENALTY APR   29.4% (V)
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE
    RATE
    24.9% (V)
  • CASH ADVANCE
    FEE
    3% (min $10)
  • FOREIGN
    TRANSACTION FEE  
    None
  • SMART CHIP   Yes, chip-and-signature
  • Enjoy a low intro APR on purchases until June 2016; 11.9%-21.9% variable APR after that
  • No foreign transaction fees
  • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
  • Fraud Coverage - $0 Fraud Liability if your card is ever lost or stolen
  • Warranty Manager/Extended Protection - provides you with valuable features to help manage, use, and even extend warranties of items purchased with your card.
  • Auto rental insurance - use your card to rent an eligible vehicle and you’re covered for collision, damage, and loss
Apply Now
at Capital One’s
secure site
back to top

Capital One® VentureOne® Rewards Credit Card Reviews

 
Your Rating: 0 edit
Your Rating:
0
1 2 3 4 5
 
3.5
Overall Rating: 3.5 / 5
Total Ratings: 2310
Sort by:
May 28, 2015
Photo of Ritu C.
5
By:
May 28, 2015
i have this card for about a year now and i love this card as this 20,000 miles on every $1000 spend is very useful for me as i love to travel and i can use these miles on airfares of any airlines and to book hotels. you can travel whenever you want there is no blackout date. these miles does not expire so you can use them anytime you want. Plus this card is very useful while you are traveling as there is no foreign transaction fee so i never forget to take this card while traveling. one more nice feature of this card which you can use while more
May 23, 2015
Photo of Nick T.
5
By:
May 23, 2015
This is a great card. as a college student just learning the ropes of credit, this was the first credit card that I got, and I'm glad I went with a provider as reputable as capital one and the venturone card for my first one. The company has been great at providing me all of the information I ask for and any assistance that I need.
May 21, 2015
Photo of Rose K.
5
By:
May 21, 2015
I absolutely love this card. Instant approval, very generous limit and 20,000 miles when you spend 1000.00 within the first 3 months! I was planning the family vacation when I applied. I was able to take the credit against my balance and utilize the airline membership. I can use the card for any type of charges! Interest rate is low, but I do believe that it is based on your FICO score. I truly love what is in my wallet!
May 19, 2015
Photo of Elixir T.
4
By:
May 19, 2015
I have had my Capitol One VentureOne Rewards Credit Card for nearly one year now, and I really enjoy it! The 20,000 miles bonus once you spend 1000 has gained me enough miles to take a vacation soon. I'm supposed to be able to choose whatever airline or hotel I want. My friends travel a lot too, for festivals and sightseeing. Its going to be great to be able to meet up with them in whatever hotel they are staying in.
Apr 1, 2015
Photo of Luiz O.
5
By:
Apr 1, 2015
Capital One Venture credit card is the best I had a whole lot of emergency uses for it. There is no over limit fee the max APR is 29.4 % you can get a cash advance in case you need it. You can use your card for a rental car like I did and it was a great help. It also has a smart chip to help prevent fraud. The best part about the capital One Venture card is the free credit score tracker. To get approved took me a while they do not have an Online Response System but other than that It's all right. I you use it more
Mar 23, 2015
Photo of Meesig J.
4
By:
Mar 23, 2015
This card is really good. It has no annual fee and there is no limit to the points you can earn!
Mar 16, 2015
Photo of Jessica W.
3
By:
Mar 16, 2015
I have had the Venture rewards card from Capital One for almost three years now. There are good and bad things about this account. First of all starting off I must say Capital One is generous with their credit lines on this account. Even if you start out with a small limit it will increase over time as long as you are responsible. That being said besides the credit limit increases that come with the account the rewards are good IF you use the account a lot to build them up. The interest rate that comes with this account is high. When I opened the account, my credit wasn't bad more
Feb 26, 2015
Photo of Shelley L.
1
By:
Feb 26, 2015
This is another credit card that seems great initially, then you realize it's been designed to separate you from your money (like ALL credit cards). You don't have to have great credit to get it, and that's fine, I understand that from time to time making purchases on a credit card is desirable. The only thing that should matter is the interest rate: on this card, it's 11.9 to 19.9 which is bad enough, but just look at the completely insane penalty rates and cash advance fees. That's nearly 25% interest for a cash advance, and max penalty is 29.4, keep in mind folks, this is what they are advertising more
Feb 21, 2015
Photo of Sue E.
1
By:
Feb 21, 2015
This card does NOT offer chip technology at the current time. This is false advertising.
Dec 4, 2014
Photo of Korina G.
4
By:
Dec 4, 2014
What I love most about this card is that there is not limit to what I can earn in rewards. What I hate most about other rewards cards is the fact they put ridiculous limits on what you can earn and even how you can spend it. And on top of this wonderful level of freedom with my rewards the interest rate is not very high at all. Overall it is a great card and I would recommend to anyone I know!
Nov 6, 2014
Photo of Luckya C.
5
By:
Nov 6, 2014
I really LOVE my Venture rewards card. When I first got an offer, my credit was not the best. I applied and was approved! I was even able to choose my design, I really nice sunset. I continued to use the card and pay on time. My credit score has increased significantly due to the use of the card. I attribute my increase to the use of the card. rewards are a bonus to an already awesome card. The customer service is excellent as well. I can get a person on the other end, not an automated system spinning me from one main menu to another. I would recommend this more
Nov 6, 2014
Photo of Justus J.
4
By:
Nov 6, 2014
This is an excellent card that has allowed me to really raise my credit score to finance things that i want. I am happy with this service and i would recommend it to anyone
Oct 31, 2014
Photo of Kelly C.
5
By:
Oct 31, 2014
I love this card. I get a great deal erasing past travel.
Oct 14, 2014
Photo of Amanda M.
5
By:
Oct 14, 2014
I have had the Capital One VentureOne Rewards card for about a year now and I couldn’t be more satisfied. I took advantage of the sign up bonus, there is no annual fee, and the rewards are exceptional! I always use this card which allows me to take advantage of the excellent rewards. I have had a few interactions with customer service and they have always acted in a prompt and professional manner. I highly recommend this card to everyone!
Oct 9, 2014
Photo of Robert H.
4
By:
Oct 9, 2014
The Capital One VentureOne Rewards credit card is a great card for those who have excellent credit (a FICO credit score above 720). The rewards of the card are fairly competitive, with a bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, unlimited 1.25 miles on every purchase, every day, and there's no limit to how many rewards you can earn and redeem. There are also no blackout dates, and the miles you earn do not expire.

The maximum late fee that can be charged is $25, which is not bad, but if you're using this card, late fees are not something you're generally going more
Oct 3, 2014
Photo of Amanda R.
4
By:
Oct 3, 2014
Great card love the rewards. Comes in handy when u need a few extra dollars
Aug 11, 2014
Photo of Brian A.
4
By:
Aug 11, 2014
I have only had this card for about 6 months, and I love it. Grat sign up bonus and no annual fees!
Jul 14, 2014
Photo of Aaron H.
4
By:
Jul 14, 2014
Great card with no annual fee, the APR is reasonable and the card offers some of the best reviews of cards in its class. I highly recommend this card.
Jul 9, 2014
Photo of Dean D.
5
By:
Jul 9, 2014
Great sign up bonus, no annual fees, use it wisely and it will be a valuable resource! Great for vacations that you can pay off over time. Enjoy Hawaii, Europe, or Mexico!
Jul 8, 2014
Photo of Anto A.
5
By:
Jul 8, 2014
I got this card just for travelling and vacations because the card comes with no annual fees and every dollar spent on travel is always rewarded with miles that can be redeemed at any time since they do not expire which is a great thing if you want to get the most for your dollar. Apart from that they also give you a sign up bonus if you meet some minimum requirements within the first three months of activating your card and the cards come with a zero APR for a year then the regular APR kicks in. Generally it is the best card to have if you travel alot.
Jun 24, 2014
Photo of Amanda S.
4
By:
Jun 24, 2014
I've had my card for a while, and I've really enjoyed the rewards. (I cashed them in for an Amazon card!) Also, when I was out of a job and couldn't pay the minimum balance one month I was able to call them up and get the payment waived for that month. I'm not getting rid of this card any time soon.
Apr 30, 2014
Photo of Theo K.
5
By:
Apr 30, 2014
This is an excellent card that has allowed me to really raise my credit score to finance things that i want. I am happy with this service and i would recommend it to anyone
Apr 10, 2014
Photo of Fran K.
4
By:
Apr 10, 2014
I use this card for everything, including bills, to build up rewards. I pay-as-I-go, meaning, I charge, I pay online so as to never accrue interest. The rewards do take a while and a lot of spending, but I'm not going to complain, I used them for a First Class round trip airline ticket, so as long as you are responsible, this is a great card!
Mar 26, 2014
Photo of Evan P.
4
By:
Mar 26, 2014
I am very happy with the miles this card has allowed me to build. The interest rate is quite high after the introductory rate though. I went on a trip and paid for my hotel and rental car for a week with the rewards I earned with this card. I would recommend this card to anyone who does a lot of traveling.
Mar 14, 2014
Photo of Matt M.
4
By:
Mar 14, 2014
This is one of the best credit cards out there for someone's first card. There is no annual fee, 0% APR starting out, and more. If you spend $2000 in 3 months you receive 20000 bonus miles as well.
Feb 10, 2014
Photo of Val M.
5
By:
Feb 10, 2014
Do your homework and you'll see that this is one of the best starter cards out there. No annual fee, decent 0% intro APR purchases period, $0 fraud liability, and much more. Plus I like that I can finally personalize my card with my own image, which in my case, was a good one of my cats, hahah. These are the things that attracted me to Capital One's VentureOne Rewards card, and what keeps me a loyal member... until a better card and card deal come along. Until then, this one really is as good as it gets, folks.
Feb 10, 2014
Photo of David R.
5
By:
Feb 10, 2014
The Capital One Venture Rewards card has been an excellent card for my every day purchases. The rewards program isn't as great as some other cards but the 20,000 signup bonus is excellent in my view. To make up for the mediocre rewards program you get no annual fee, a relatively low APR and excellent customer service. Also, since I bank with Capital One I can make automated payments from my checking account and never have to worry about missing a payment or being late.
Feb 6, 2014
Photo of Jared B.
5
By:
Feb 6, 2014
The Capital One VentureOne rewards card is pretty great. I have been using it for a while and have almost no complaints. While there is no cash back, they give you a 20,000 mile bonus if you spend up to $2,000 in your first three months. After that, they give you 1.25 miles per $1 that you spend, so points can add up quickly. They also let you fly on any airline without any blackout dates, which has personally come in handy. Another thing I enjoy about the bonuses is that they let you redeem you miles for hotel rooms, which everybody should do in my opinion.
Feb 2, 2014
Photo of Todd P.
4
By:
Feb 2, 2014
The Capital one Ventureone rewards card has been a card that I've used for a while now. The bonus was getting the 20,000 miles at sign up. The 1.25 miles per $1 spent doesn't add up super fast as I don't use the card for any major purchases. I have bought a few things like a computer and a TV and i'm up near 32,000 miles now though so it’s added up decently quick in a little over a year. The rate is pretty good and I’ve been pretty happy so far with the card and company when I needed customer service. I would recommend the card to others.
Jan 16, 2014
Photo of James L.
5
By:
Jan 16, 2014
The Capital One VentureOne Rewards Credit Card has been my everyday card for many years now. I use it on everything from car payments to food shopping. The card offers amazing rewards that add up quickly. I have used this card on many important occasions. I used it to help my friend get back to florida and there were no issues at all. My favorite thing about this card would have to be the extremely helpful customer service.
Dec 18, 2013
Photo of John D.
5
By:
Dec 18, 2013
Capital One is great. I have had my card for 4 years now. I can easily view my account online and get up to date information concerning my account. I can easily make payments online in a matter of seconds. They also have a really great iPhone application. I highly recommend Capital One for all your credit card needs.
Dec 18, 2013
Photo of Frederick C.
5
By:
Dec 18, 2013
The Capital One Venture Rewards Credit Card is an excellent card for any frequent flyer such as myself. I was approved very quickly and the no annual fees combined with the competitive APR make this card a must have. I travel often for work so getting discounts on hotels, car rentals and getting airline miles is a huge plus. Another benefit of the Capital One Venture card is definitely the online website. The website is very well designed and it makes my purchases and points very easy to track. I definitely recommend this card to anyone that frequently travels as it is a life saver!
Dec 11, 2013
Photo of Frank O.
4
By:
Dec 11, 2013
I have this card and I really enjoy it. I like to travel often so the initial bonus miles were great, and earning miles for every purchase is even better. I have a nice low interest rate, as well.
Dec 3, 2013
Photo of John P.
5
By:
Dec 3, 2013
I love this credit card, it always gets me out of trouble when I need it. Not only that, but the APR is super low so my interest doesnt build up over time. Thanks capital one!
Nov 24, 2013
Photo of Chris C.
4
By:
Nov 24, 2013
I was called by Capital One a couple of months ago and informed that my current card was going to be upgraded to a Venture card. It was just in time for Holiday shopping and travel. This was my first rewards card so I must say it's having this benefit. I now use this card for most of my daily purchases and just pay it off at the end of every month. Capital One has a great iOS app that allows you to track your points, and purchases. Coupled with decent APR and no annual fee this card is a must have for anyone out there.
Nov 22, 2013
Photo of Nick D.
3
By:
Nov 22, 2013
I have used Capital One VentureOne for almost 4 years now. It is a great card to have. It was very easy to get approved online. I filled out the card application online, was approved, and they mailed the card to me within a week. I use the card often for work and traveling with family. Setting up an online account is very easy and quick. Customer support is handy 24/7. No annual fees and decent APR makes this Capital One VentureOne card a must have for anyone who is a frequent flyer. I highly recommend this card.
Dec 11, 2014
Photo of Ian S.
Ian Sergeant
Dec 11, 2014
Then why did you give it only three stars?
Nov 6, 2013
Photo of Joseph G.
5
By:
Nov 6, 2013
The Capital One Venture card's features are simply one of the best! I got the card mostly for the travel reward points it offers. I live too far from my family and often fly to visit my brothers. The bonus miles I receive in terms of reward points would easily benefit my travel expenses. And since I travel frequently, there is a good chance of the card getting stolen and the Venture Card covers this with a $0 fraud liability. This combined with a 24 hr travel assistance and cash advance is simply an irresistable deal! It covers most of my needs and I simply love the card!
Feb 4, 2014
Photo of Nicole L.
Nicole Latti
Feb 4, 2014
Thank you for the information. I have been curious about this particular credit card so it's good to know this one offers bonus miles, $0 fraud liability, cash advances, and 24 hour travel assistance. All great features!
Nov 5, 2013
Photo of Nicole W.
4
By:
Nov 5, 2013
I have had this card for about a year and a half and am very pleased. The online interface is easy to use, so managing purchases and payments is very easy. I am able to set up balance alerts, payment reminders, and other email alerts that make managing payments very easy. I pay on time and in full each month, so my rewards have accumulated quickly. I have used both the Purchase Eraser function and the balance credit function. You get a much better value out of your points with the Travel Purchase Eraser, so I always make sure to book travel on this card and then I can use more
Oct 30, 2013
Photo of Jeanna S.
5
By:
Oct 30, 2013
By reading through the card, I found out the nice features that it has to offers customers like myself. The information that had caught my eye was that Capital One offers )% on purchases until November 2014, which is for a year and that the interest rates were at a reasonable rates ranging from 11.9 to 19%. Also I was happy to see that there was a zero annual fee for the card, something that wasn't zero in my previous card. And to top off all the positive things, Capital one offers plenty of rewards for their customers like 1.25 miles per dollar on every purchase and every day purchases, more
Oct 30, 2013
Photo of Gregory S.
4
By:
Oct 30, 2013
This is a really neat card. I've had it for a few years and I use it primarily for travel expenses. It's quite convenient and loaded with cool benefits. I didn't even know this when I first got it but I've earned 1.25 miles per dollar on every purchase which goes a long ways once you start to use the card. When I initially signed up, I received 10,000 bonus miles which I applied towards an airline ticket. The APR isn't the lowest but the rate is competitive and there isn't a limit on rewards miles. Besides flights, you can also use your reward miles for hotel accommodations, car rentals, more
Page: 1 · 2 · 3 · 4
 
Mar 30, 2015
Photo of Sarah S.
By:
Mar 30, 2015
Is this a MasterCard or Visa card?
Apr 1, 2015
Photo of Card H.
Apr 1, 2015
It is a Visa card.
Mar 14, 2015
Photo of Mike H.
By:
Mar 14, 2015
How many miles does it take to get a free airline ticket or hotel stay?
Mar 18, 2015
Photo of Card H.
Mar 18, 2015
That depends on the price of the ticket or hotel reservation. You can reference CardHub’s Capital One Rewards Program Review for information about the value of your miles when redeemed for travel.
Dec 26, 2014
Photo of Dennis G.
By:
Dec 26, 2014
Does this card offer extended service warranty on purchases?
Feb 2, 2015
Photo of Card H.
Feb 2, 2015
According to the company’s site, Capital One® VentureOne offers extended warranty protection on eligible purchases. This protection doubles the time period of the original manufacturer’s written U.S. repair warranty up to 1 additional year on eligible warranties of 3 years or less for items purchased entirely with your eligible Visa Signature card. This benefit is limited to no more than the original price of the purchased item (as shown on your Visa Signature card receipt), less shipping and handling fees, up to a maximum of $10,000 per claim and $50,000 per cardholder.
Jun 4, 2014
Photo of Jodie M.
By:
Jun 4, 2014
Does this card charge transaction fees when I'm in another country?
Jun 5, 2014
Photo of Card H.
Jun 5, 2014
No, there aren't any transaction fees when the card is used abroad.
Apr 6, 2014
Photo of Dianne E.
By:
Apr 6, 2014
This card and all other Capital One cards do not have smart chips. I called the # to find out.
Apr 1, 2014
Photo of Pamela D.
By:
Apr 1, 2014
Does this card have a smart-card chip?
Apr 2, 2014
Photo of Card H.
Apr 2, 2014
Your best bet is to call customer service at 1-800-955-7070. They should be able to help you.
Mar 8, 2014
Photo of Emily C.
By:
Mar 8, 2014
What credit score do you usually accept?
Mar 10, 2014
Photo of Card H.
Mar 10, 2014
At the top of this page, under the name of the card you can see that this card is for people that have good or excellent credit.
Editor's Pick

Capital One® VentureOne® Rewards Credit Card is an Editor's Pick for:

Related Credit Cards

If you are interested in the Capital One® VentureOne® Rewards Credit Card, check out the following credit cards as well:

 
Related Credit Card Categories

Capital One® VentureOne® Rewards Credit Card is related to the following credit card categories:

CardHub is an independent card comparison service.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Once you click the "Apply Now" button, you will be directed to the issuer's website. Before applying, we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Capital One® VentureOne® Rewards Credit Card shown on this page.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted toward the top of the page using the designation "Sponsored Card", when applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

Regardless of advertiser status, none of the information on CardHub constitutes a referral or endorsement of the respective issuer by us, or vice versa. Furthermore, it is important to note that the inclusion of non-sponsored cards on CardHub does not indicate that issuer's involvement with the site. Information is displayed first and foremost for helping consumers make better credit card decisions.

Last updated on: Jun 19th, 2015 at 6:45 EDT