Firestone Credit Card Reviews: Is It Worth It? (2024)Reviews, rates, fees, and rewards details for The Firestone Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership feesHigh rewards rate5 % initial rewards bonusQualify with fair creditSpending caps on rewardsHigh regular APR
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Firestone Credit Card has a rating of 3.0/5 according to our proprietary credit card rating system. This rating reflects how appealing Firestone Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Rewards (Store Cards)'. To break it down further, Firestone Credit Card earned a score of 5.0/5 for Fees, 2.7/5 for Rewards, 2.9/5 for Cost, and 3.2/5 for User Reviews. Info about the Firestone Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
3.2/5
30 reviewsRead and write reviews
Market Comparison
Market Comparison
3.0
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Rewards (Store Cards)” for this card.
Fees
5.0
Rewards
2.7
Cost
2.9
Other Features
0.0
3.0/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
29.99%
Balance Transfer
Balance Transfers Not Allowed
Rewards
Receive 5% off your first purchase made with your new card.
Cardholders exclusives: $20 off any $100 service purchase, $60 off Standard Brake Service, plus $9.99 complete car care package with tire rotation. Limited time offer.
Cardmembers automatically earn 3 points per $1 spent on participating merchants when you spend up to $2499.99 per year.
Get Adventurer status by spending at least $2,500 per year and earn 4 points per $1 spent on participating merchants.
Reward automatically issued when 1,000 points are earned (redeemable for a $10 statement credit on next qualifying purchase).
Firestone Credit Card's Additional Info
Special financing available for in-store purchases.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
User Reviews
3.2
Market Comparison
3.0
fees: 5.0
rewards: 2.7
cost: 2.9
Other Features: 0.0
4.0WalletHub Rating
WalletHub Rating
4.0
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.6
User Reviews
3.9
Market Comparison
4.0
fees: 2.9
rewards: 3.8
cost: 4.7
Other Features: 0.0
4.1WalletHub Rating
WalletHub Rating
4.1
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.2
User Reviews
3.6
Market Comparison
4.2
fees: 4.3
rewards: 5.0
cost: 4.3
APR: 3.8
(15)
(425)
(2,904)
annual fee$0
annual fee$95
annual fee$0
rewards rate 3 points / $1
rewards rate 1 - 3 points / $1
rewards rate 1 - 3% Cash Back
bonus offer5 %
bonus offer 60,000 points
bonus offer $200
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APR0% for 15 months
transfer intro aprNot Offered
transfer intro aprNot Offered
transfer intro apr0% for 15 months|Transfer Fee:3% (min $5)
Can't find what you are looking for? Submit your question about Firestone Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
The easiest way you can pay your Firestone Credit Card is either online or over the phone, by calling customer service at (800) 321-3950. Alternatively, you can make a payment via mail. You cannot pay your Firestone Credit Card bill in person.
Here's how you can pay your Firestone Credit Card:
Online: To make an online payment, just log in to your account and click the “View Payments” link.
Phone: If you prefer to make a Firestone Credit Card payment over the phone, call (800) 321-3950 and follow the prompts.
Mail: To make a payment via mail, send a check or money order (but not cash) to the following address:
Credit First NA P.O. Box 81344 Cleveland, OH 44188-0344
Just keep in mind that payments via mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.
No, you cannot use your Firestone Credit Card everywhere because it is a store credit card that only works at 1,700+ Firestone locations nationwide. On the other hand, the Firestone Mastercard® can be used everywhere Mastercard is accepted. Which card you get, if any, depends on your overall creditworthiness when you apply.
You need a credit score of 640 or better to get the Firestone Credit Card. That means you should have a good shot at getting approved as long as you have at least fair credit and enough income to afford monthly bill payments.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Firestone Credit Card, too. Some other key...
Unfortunately, you cannot get a cash advance with your Firestone Credit Card. This is a store card and it can only be used for purchases at Firestone locations.
The fact that Firestone Credit Card cash advances are not an option might actually be a blessing in disguise. Cash advances are very expensive, due to a cash advance fee and a separate cash advance APR that apply as soon as you withdraw the cash. There may also be ATM-owner fees,...
No, you cannot use a Firestone Credit Card at Walmart, as it is a store card and can only be used at Firestone locations. Store credit cards are not tied to any major network and can only be used for purchases with certain retailers.
The Firestone Credit Card offers a 5% discount on your first purchase, $20 off any $100 service purchase, and N/A of deferred interest on purchases of at least $149.
If you lost your Firestone Credit Card, you have to call customer service at (800) 321-3950 and report the lost card. The issuer will request some security information in order to verify your identity before sending a replacement.
Check the Expiration Date. Your Firestone Credit Card's expiration date should be written on the front of the card. If your card has expired, then call customer service at (800) 321-3950 to request a replacement if you haven't received one yet.
Contact Customer Service. Call the card's customer service at (800) 321-3950 (or the number you see on the back of...
Share your insights and review for the Firestone Credit Card
5
40%
4
7%
3
13%
2
20%
1
20%
3.2
15 reviews
15 reviews
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deejaywells @deejaywells
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2 Star Rating
Scam. That's all you need to know. They pull you in with all these perks, and then when you get the card, it's a heavy weight afterwards. They allow automatic payments for only six months so you can get used to automatic drafts and forget in the seventh month that you have to renew. Then they can add a $30 late fee if you are a day late. This card is not in your favor or to help you. Trust me.
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Gen Vega @Genvega10
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1 Star Rating
Beware, worst card ever. They get you in with a credit limit. After a few months they raise it if you pay on time. I missed my payment by 5 days (after a year of on time payments) and they dropped my credit limit by half with no warning and of course the usual high interest and late payment. It's a scam... You think you have credit, they secretly get you to go over the limit to charge you more and keep you indebted and paying high interest... Cutting this card up ASAP.....
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Angel Melendez @melendez484848
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1 Star Rating
You are not allowed to set up auto payment , so you can only set up 6 months and that is an obvious way to get your hard earned money thru fees !! Its a disgusting practice , I will NOT recommended this card to anyone who wants convenience . So every single time you use this card you will have to go and log in and be sure you plan ahead for 6 months ??? Who does that ? Stay away from any business who has a business model designed to prey on inconvenience.
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1
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Sharron @snolynx
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5 Star Rating
Verified Customer
Great for vehicle repairs and maintenance. Nice people clean work and I tried to go to the same location to establish a relationship. Very happy with this card and the people. I spend whenever the need for repairs or maintenance comes up and then I try to pay the bill as soon as I can.
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s70cummings @s70cummings
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3 Star Rating
Verified Customer
I have not used this card with Firestone enough to give a credible rating. I have just recently used it for the 1st time and is looking forward to putting more service charges on. We will see what happens and what their rewards program is like.
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0
MIster Caleb @user979797
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4 Star Rating
Verified Customer
Decent card that now has a MasterCard option with Rewards. Customer service has always been nice and based in the USA. The card always credits my payments promptly and I haven't had any issues using it. The interest rate decreased upon the transition so overall I am happy with this credit card.
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KuShawn @kushawnm
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1 Star Rating
Verified Customer
Closed this account and now they’re trying to say it’s not paid for when it is. I have called them several of times about this matter but all they want is payments. I shouldn’t have to continue making payments on something that is already paid for and closed. At least should have been!
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1
0
Kathlene S @scarlettkathlene99
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2 Star Rating
Verified Customer
They seem to be reporting that this acct has been close with 0 balance to the reporting agency not true I'm still making payments last one made on March 3rd and I just used this card two days ago when I've called them they also assured me my acct still open why would they close it when I've never had a missed payment or late payment and just got a credit limit increase of 1200 in January just don't make sense
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Evelyn Luper @Eluperamerican
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2 Star Rating
Firestone does not protect their credit card holders against deceptive shops. They will pay the shops that break your vehicle and expect you to pay it.
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Kevin @cuikevin
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5 Star Rating
Verified Customer
Its one of the easier cards i can use that doesnt really require to much attention or detail and honestly its worth having it and not to mention the cashback .
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