How do I apply for the First Access Visa Card?
The only way to apply for the First Access Card is online, and you can get to the online application by clicking the “Apply Now” button on WalletHub or by going directly to The Bank of Missouri's website.
Keep in mind that the First Access Card requires bad credit, which means you need a 500+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it's good to know what your chances are before applying. You can check your credit score for free here on WalletHub.
How to Apply for the First Access Card Online
- Go to the application page on The Bank of Missouri's website or click the “Apply Now” button on sites like WalletHub to be taken there.
- Read over the terms and conditions of the card to make sure you understand how the card works before you apply.
- Fill in the requested personal information such as your name, address, phone number, SSN or ITIN, and date of birth.
- Fill in the requested financial information such as your income, sources of income, employment status and housing status.
- Authorize The Bank of Missouri to do a hard pull of your credit report, which will help them evaluate if you are qualified to get the card.
- Double check to make sure the application is complete and all the information is accurate.
- Submit the application.
Once you've submitted your First Access Card application, you may receive a decision right away. If approved, you'll get your new card in the mail within 14 business days.