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Second Chance Credit Cards

Second Chance Credit Cards

Narrow your search for a second chance credit card

In the selection of second chance credit cards below, you will find good options for people with bad credit. If the reason you want a second chance credit card is solely to rebuild your credit, then a secured credit card is your least expensive option to do so. On the other hand, if you're interested in a second chance credit card because you both need to rebuild your credit and you need a line of credit (i.e. you need a loan), then you may want to apply for unsecured, fee-based credit card for people with bad credit. These credit cards have higher fees, but will provide you with the additional credit you need. Finally, do not forget that you can build, rebuild, or reestablish your credit history by making on-time monthly minimum payments to all of your creditors and maintaining your balances below the credit limits.

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    4

    Capital One® Secured Mastercard®

    capital one secured credit card
    • Secured Credit Card / Min Deposit of $49 - $200
    • Annual Fee $29
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 22.9% (V)
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    1.5

    First PREMIER® Bank Gold Credit Card

    first premier bank credit card
    • Annual Fee $75 1st yr, $45 after
    • Monthly Fee None 1st yr, $6.25 after
    • One-time Fees $95
    • Regular Rate 36% (V)
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    3.5

    First Progress Platinum Elite MasterCard® Secured Credit Card

    Platinum Secured Credit Card from First Progress
    • Secured Credit Card / Min Deposit of $300
    • Annual Fee $29
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 19.99% (V)
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    3

    First Progress Platinum Select MasterCard® Secured Credit Card

    Secured Credit Card Application from First Progress
    • Secured Credit Card / Min Deposit of $300
    • Annual Fee $39
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 14.99% (V)
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    3

    First Progress Platinum Prestige MasterCard® Secured Credit Card

    MasterCard Secured Card from FirstProgress
    • Secured Credit Card / Min Deposit of $300
    • Annual Fee $44
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 11.99% (V)
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    4.5

    Merrick Bank Secured Credit Card

    merrick bank secured credit card
    • Secured Credit Card / Min Deposit of $200
    • Annual Fee $36 1st yr, None after
    • Monthly Fee None 1st yr, $3 after
    • One-time Fees None
    • Regular Rate 17.45% (V)
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    3.5

    Harley-Davidson® Secured Credit Card

    harley davidson secured credit card
    • Secured Credit Card / Min Deposit of $300
    • Annual Fee None
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 22.99% (V)
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    3

    Open SkySM Secured Visa® Credit Card

    VISA Secured Credit Card Offer from Capital Bank
    • Secured Credit Card / Min Deposit of $200
    • Annual Fee $50
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 14.25% (V)
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    3

    VISA® Platinum from Credit One Bank®

    credit one credit card
    • Annual Fee $75 1st yr, $99 after
    • Monthly Fee None
    • One-time Fees None
    • Regular Rate 23.9% (V)
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    2.5

    Matrix Credit Card

    Discover Unsecured Credit Card for Bad Credit
    • Annual Fee $75
    • Monthly Fee None 1st year, $12 after
    • One-time Fees None
    • Regular Rate 29.99% (V)
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    Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Second Chance Credit Cards shown on this page.