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Second Chance Credit Cards

Second Chance Credit Cards

Narrow your search for a second chance credit card

In the selection of second chance credit cards below, you will find good options for people with bad credit. If the reason you want a second chance credit card is solely to rebuild your credit, then a secured credit card is your least expensive option to do so. On the other hand, if you're interested in a second chance credit card because you both need to rebuild your credit and you need a line of credit (i.e. you need a loan), then you may want to apply for unsecured, fee-based credit card for people with bad credit. These credit cards have higher fees, but will provide you with the additional credit you need. Finally, do not forget that you can build, rebuild, or reestablish your credit history by making on-time monthly minimum payments to all of your creditors and maintaining your balances below the credit limits.

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Orchard Bank® Secured MasterCard

secured credit card orchard
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee None 1st yr, $35 after
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 7.99% (V)
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First Progress Secured Credit Card

Secured Credit Card Application from First Progress
  • Secured Credit Card / Min Deposit of $300
  • Annual Fee $39
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 14.99%
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Applied Bank® Secured Visa® Gold Credit Card

Gold Secured Credit Card Application
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee $50
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 9.99%
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Capital One® Secured Mastercard®

Capital One Secured Credit Card Application
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee $29
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 22.9% (V)
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Platinum Zero® Secured Visa® Credit Card

Low Interest Secured Credit Card
  • Secured Credit Card / Min Deposit of $500
  • Annual Fee None
  • Monthly Fee $9.95
  • One-time Fees None
  • Regular Rate 0% Fixed
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We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Second Chance Credit Cards shown on this page.