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0% Credit Cards for Bad Credit

0 credit cards for bad credit

Expand your search beyond Bad Credit 0% Credit Cards

Zero percent credit cards give you extra time to pay off new purchases before incurring interest charges, but given that issuers tend to only offer these cards to consumers with above-average credit scores, there’s a good chance that there will not be any 0% credit cards for bad credit contained in the following list of credit cards for people with poor credit. If there are, keep in mind that you might be paying for the lower interest rate with higher monthly and annual fees. The reason for this is that people with bad credit must regain the trust of creditors before qualifying for cards with unadulterated perks. To do so, we suggest putting your big-ticket purchase on hold, opening a secured credit card and paying your bill on time and in full every single month. This will allow you to build credit at a minimal cost and expedite your ability to qualify for a true 0% credit card.

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Applied Bank® Secured Visa® Gold Credit Card

Gold Secured Credit Card Application
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee $50
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 9.99%
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Capital One® Secured Mastercard®

Capital One Secured Credit Card Application
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee $29
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 22.9% (V)
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First Progress Secured Credit Card

Secured Credit Card Application from First Progress
  • Secured Credit Card / Min Deposit of $300
  • Annual Fee $39
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 14.99%
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Platinum Zero® Secured Visa® Credit Card

Low Interest Secured Credit Card
  • Secured Credit Card / Min Deposit of $500
  • Annual Fee None
  • Monthly Fee $9.95
  • One-time Fees None
  • Regular Rate 0% Fixed
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Orchard Bank® Secured MasterCard

secured credit card orchard
  • Secured Credit Card / Min Deposit of $200
  • Annual Fee None 1st yr, $35 after
  • Monthly Fee None
  • One-time Fees None
  • Regular Rate 7.99% (V)
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We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the 0% Credit Cards for Bad Credit shown on this page.