Petco Pay Credit Card
Petco Pay Credit Card
Info about the Petco Pay Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
TermsReviewsFAQContactAccepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
25.74% - 34.74% (V)
Balance Transfer
APR: 26.99%
Balance Transfer Fee
Rewards
Get 20% off your first purchase when you open and use your card at the time of account opening at Petco only.
Get $25 Vital Care Rewards when you spend $500 with your card outside of Petco in the first 90 days of account opening.
Earn 2 points per $1 spent at Petco or Petco.com, 2 points per $3 spent on grocery store, and 1 point per $3 spent on all other purchases.
Petco Pay Credit Card's Additional Info
cash advance fee | 5% (min $10) |
cash advance APR | 35.74% (V) |
foreign transaction fee | 3% |
smart chip | Yes |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | N/A |
grace period | 25 days |
Petco Pay Credit Card Pros & Cons
No membership fees
High rewards rate
20% discount + $25 initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Requires good/excellent credit
Compare The Petco Pay Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR25.74% - 34.74% (V) | Regular APR19.24%, 25.24% or 27.99% (V) | Regular APR21.24% - 29.24% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Petco Pay Credit Card Q&A
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