Ram® Credit Card
Ram® Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 6 months, 21.24% - 30.24% (V) APR after that
Balance Transfer
APR: 21.24% - 30.24% (V)
Balance Transfer Fee
Rewards
Get a $100 statement credit when you spend $100 in FCA US purchases in your first billing cycle.
Earn 5 points per $1 spent on FCA purchases, 2 points per $1 spent on qualifying travel and gas purchases and 1 point per $1 spent on other purchases.
Earn a $1,000 Bonus Certificate towards the purchase of your next vehicle when you spend $7,500 in your first year.
You have 7 years from when points are awarded to use them before they expire.
You can redeem for rewards at the dealership or donations, travel, cash back, brand name merchandise and gift cards.
Ram® Credit Card's Additional Info
0% Introductory APR applies only purchases made at FCA US dealerships in which single or multiple items are purchased in the same transaction totaling at least $499.
FCA US dealerships are Chrysler, Dodge, Jeep®, Ram, Mopar, SRT and/or FIAT® dealerships in the United States.
From time to time, qualifying cardmembers may receive exclusive, private offers, such as low-rate financing options, added dealer bonus cash and other valuable benefits.
Cardmembers can keep tabs on their FICO® Score – at no cost.
cash advance fee | 5% (min $15) |
cash advance APR | 30.24% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-signature |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 21 days |
Ram® Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
High rewards rate
$100 initial rewards bonus
No intro APR on balance transfers
Balance transfer fee
Foreign fee
Requires good/excellent credit
Compare The Ram® Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 6 months | Purchase Intro APR0% for 12 months from account opening | Purchase Intro APR0% for 15 months |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro apr0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer |
Regular APR21.24% - 30.24% (V) | Regular APR20.24% - 29.99% Variable | Regular APR18.74% - 28.74% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Ram® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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What credit score do you need for the Ram Credit Card?
The credit score you need for the Ram® Credit Card is 700 or better. That means people with at least good credit have a shot at getting approved for the Ram® Credit Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Ram® Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it's best to wait to apply until you meet the Ram® Credit Card credit score requirement. You can check your credit score for free on WalletHub.
Ram® Credit Card Reviews
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