US Bank College Visa® Credit Card
- Minimum Credit Required:
Fair, Limited History - Annual Fee:
None - Network: VISA
| Intro Rate |
Intro Period |
Regular Rate |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate11.99% - 20.99% (V) | Balance Transfer Fee |
| Cash Advance Rate |
Cash Advance Fee |
- Build good credit in your name and learn critical money management skills while you're still in school.
- Zero Fraud Liability.
- Flexible Payment Options help ensure that your payments are always on time, since late or missed payments can damage your credit score.
- Internet Banking customers receive their Experian® Credit Score - at no cost.
- Max Late Fee:
$35 - Max Overlimit Fee:
None - Max Penalty APR:
None
- Grace Period:
24 days - Online Response:
No - Foreign Transaction Fee:
3%
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The card information shown on this page was last updated: June 3rd, 2013 at 1:36 EDT
The online credit card
application for this card uses
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I got this card back when I started going to college and needed something that wasn’t always pulling from my checking account. I turned to US Bank as I had a savings and a checking account with them. They were really nice helping me determine whether or not this was the right card for me. Since then I have never had any issues with the card or the bank in general. They are very good at sending reminders to pay the balance and the amount you can get approved for is amazing for a broke college student. My campus also had a branch which made it that much easier to deposit money, pay off the balance, and ask any questions I had. I have never had any security issues either and would highly recommend this card for any college student looking to build credit.
April 13, 2013 at 01:14am
I’ve never run into issues with this card, I absolutely love it. Everything is clearly spelled out when you sign up, and the website explains everything else. It’s so easy to pay it off online and the customer service line if there’s a problem is the best. I just got this card when I started college to establish credit, and I haven’t gone back since. They just make it so easy. I had a US Bank on campus when I first got my card, and this made it much easier when I needed to pay in person. They protect your identity and want to keep you as a customer, they want to make you happy.
April 12, 2013 at 10:20pm
I initially signed up for this card to ensure I had overdraft protection on my student checking account with US Bank. I didn't really use it until I had to pay over $400 for books one month. I didn't have the money and had no idea where I was going to get it from. I Forgot about my credit card and used it, knowing I was getting a tax refund withing a couple weeks. I was so happy I had this card, it really saved me. Also, there is an amazing 24 day grace period before interest starts accruing. I paid my balance in full when I received my tax refund and didn't get charged a penny in interest. This card is great for any student who has limited or no credit because the limit is manageable and US Bank's customer service is amazing. Would definitely recommend to any friend!
March 21, 2013 at 06:29pm
Starting out as a young, poor college student can certainly be frightening. I was really lucky to have a U.S. Bank on campus that was ready to help me figure out how to pay for books, food, and loans. The U.S. Bank College Visa® Card is perfect for helping beginners navigate the world of credit by helping students to establish a solid credit rating. I've always enjoyed the convenience of U.S. Bank, as well as their Zero Fraud Liability advantage. I had my card stolen once and as soon as I called, the customer care representative took care of everything right away! Definitely a solid choice.
July 3, 2012 at 07:15pm