US Bank College Visa® Credit Card

us bank college rewards credit card
Required Credit Score:
Limited History
110 reviews   Write a Review
Info about the US Bank College Visa® Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
Existing Cardholders
Change my rating to: Excellent

US Bank College Visa® Credit Card’s Rewards

This card does not offer rewards.

US Bank College Visa® Credit Card’s Key APRs & Fees

Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
12.24% - 21.24% (V)
    3% (min $5)

US Bank College Visa® Credit Card’s Additional Info

  • MAX LATE FEE   $37
  • GRACE PERIOD   24 days
    24.24% (V)
    4% (min $10)
  • SMART CHIP   Yes, chip-and-signature
  • Build good credit in your name and learn critical money management skills while you're still in school.
  • Zero Fraud Liability.
  • Custom payment options – Avoid late fees by setting up your own payment preferences so that you never miss a payment.
  • Free online account access – Get important account information 24/7 on your computer or mobile device.
  • U.S. Bank Overdraft Protection can automatically transfer funds from your U.S. Bank Visa® Credit Card account into your checking account when needed.
  • FlexControl™ from U.S. Bank is a free online tool that can help you avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster.
Apply Now
at U.S. Bank’s
secure site

Customer Questions and Answers

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Can you receive a cash advance still with all the available credit used up already? (0 available credit but still get up to 45$ cash advance, right?)

-1 Votes 1

Customer Reviews

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4.7 out of 5

110 reviews
Photo of Rachel W.
Nov 20, 2014
This is a great card. I don't really know if there is a rewards program, because I do not use it. But, this was the first card I had and it really helped me to build my credit and helped me become responsible with a credit card. I would recommend this card to a friend.
Photo of Sai S.
Aug 11, 2014
I've had this card since I was 16. At first it was great, but they've slowly been cutting away at the Rewards program and find excuses to put minimum fees. Their minimum fee at $35 is one of the highest compared to all my other credit cards. If I weren't stuck with this card as my oldest line of revolving card, I would get rid of it. At the very least, I won't be using it any longer especially when I can be spending that money on something like my Amazon card which gives me lots of rewards. I definitely recommend NOT getting this card.
Photo of Alexandra S.
May 16, 2014
I've had this card for almost four years. I started out with a $300 credit limit, which apparently is a common amount for students. I have never applied to increase my credit limit because honestly, I just don't have a need to. I've never made a late payment, paid the minimum payment, or used over 60% of my credit. Due to this, my credit score has gone up. I had a few problems with customer service when I changed my name and tried to get that reflected on my account, but to me, that's understandable. Besides that, their customer service department has always been more than helpful. Also, I've never more
Photo of Lily Y.
Oct 25, 2013
I got this card after I stopped using my citi student card. This card gets too stars from me since I had it over 3 years and never had a late payment. They won't increase my credit amount. When I open this card my credit limit is $300.Mind you, when I first opened this card I made like $5000 a year and now I make way more than that. I still remember when this card was "dark blue" design. Like any student card, this one has no annual fees or any real benefits. Every bank offers zero fraud liability, in fact I don't know a bank that don't. I feel more
Photo of Ok F.
Apr 13, 2013
I got this card back when I started going to college and needed something that wasn’t always pulling from my checking account. I turned to US Bank as I had a savings and a checking account with them. They were really nice helping me determine whether or not this was the right card for me. Since then I have never had any issues with the card or the bank in general. They are very good at sending reminders to pay the balance and the amount you can get approved for is amazing for a broke college student. My campus also had a branch which made it that much easier to more
Photo of Duncan L.
Apr 12, 2013
I’ve never run into issues with this card, I absolutely love it. Everything is clearly spelled out when you sign up, and the website explains everything else. It’s so easy to pay it off online and the customer service line if there’s a problem is the best. I just got this card when I started college to establish credit, and I haven’t gone back since. They just make it so easy. I had a US Bank on campus when I first got my card, and this made it much easier when I needed to pay in person. They protect your identity and want to keep you as a customer, they more
Photo of Maile L.
Mar 21, 2013
I initially signed up for this card to ensure I had overdraft protection on my student checking account with US Bank. I didn't really use it until I had to pay over $400 for books one month. I didn't have the money and had no idea where I was going to get it from. I Forgot about my credit card and used it, knowing I was getting a tax refund withing a couple weeks. I was so happy I had this card, it really saved me. Also, there is an amazing 24 day grace period before interest starts accruing. I paid my balance in full when I received my tax more
Photo of Nez L.
Jul 3, 2012
Starting out as a young, poor college student can certainly be frightening. I was really lucky to have a U.S. Bank on campus that was ready to help me figure out how to pay for books, food, and loans. The U.S. Bank College Visa® Card is perfect for helping beginners navigate the world of credit by helping students to establish a solid credit rating. I've always enjoyed the convenience of U.S. Bank, as well as their Zero Fraud Liability advantage. I had my card stolen once and as soon as I called, the customer care representative took care of everything right away! Definitely a solid choice.
+102 users submitted a rating without a full review
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Last updated on: Sep 23rd, 2016 at 4:10 EDT

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