Wells Fargo® Secured Credit Card
- ONE-TIME FEES None
- ANNUAL FEE $25
- MONTHLY FEE None
- REGULAR RATE 18.99% (V)
- GRACE PERIOD 25 days
Wells Fargo® Secured Credit Card’s Highlights
- Deposit an amount, from $300 to $10,000 into a Collateral Account. Your credit card limit equals the amount of money in your Collateral Account.
- Your purchases are billed to you each month and you are responsible for making at least the minimum monthly payment. Payments are not deducted from your Collateral Account.
- As a cardholder, your account performance is reported to major credit bureaus
- Stay on top of your account activity with free email alerts when you approach your credit limit, a payment is due, and more.
- Easily track your expenses. My Spending Report with Budget Watch has built-in tools that help you see where your money is going and easily set up a budget.
- Visa benefits: Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch and Travel and emergency assistance services.
- Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping.
- Secured Card accounts are reviewed periodically and may become eligible for an unsecured credit card and have the Collateral Account funds refunded.
- Zero Liability Program: automatically protects you from liability for unauthorized transactions when you report them promptly
- Overdraft protection: You may link your credit card to your checking account to help avoid overdrafts
- All Secured cardholders have access to free online credit education courses and tips to help you manage credit wisely
Wells Fargo® Secured Credit Card’s Additional Info
- MAX LATE FEE $35
- MAX OVERLIMIT FEE None
- MAX PENALTY APR None
- SMART CHIP Yes, chip-and-PIN
- CASH ADVANCE RATE 23.99% (V)
- CASH ADVANCE FEE 5% (min $10)
Wells Fargo® Secured Credit Card Reviews
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Last updated on: Jan 28th, 2015 at 6:13 EST