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ATM Fee
Explanation:
This is the fee that your bank/card issuer may charge when you withdraw cash from an ATM machine that is not in its network. In most cases, if your bank/card issuer does not have its own ATM network, all withdrawals will lead to an ATM Fee.
This fee is in addition to the fee (i.e. the 'ATM Owner Surcharge' ) that you will be charged by the owner of the ATM machine.