ATM Fee
Explanation: This is the fee that your bank/card issuer may charge when you withdraw cash from an ATM machine that is not in its network. In most cases, if your bank/card issuer does not have its own ATM network, all withdrawals will lead to an ATM Fee.
This fee is in addition to the fee (i.e. the 'ATM Owner Surcharge') that you will be charged by the owner of the ATM machine.