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ATM Owner Surcharge
Explanation:
When you withdraw cash from an ATM that is outside of your bank/card issuer's ATM network, the owner of that ATM will generally assess a fee, known as an ATM owner surcharge. The average ATM owner surcharge is roughly $2.33.
This fee is in addition to the fee (i.e. the ATM Fee ) that your bank/card issuer may charge you for using out-of-network ATMs. If your bank/card issuer does not have its own ATM network, you may have to pay both an ATM fee and an ATM owner surcharge every time you withdraw money.