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Authentication
Explanation:
The process by which a bank or other organization confirms that you are who you say you are.
Common authentication practices include asking for your mother's maiden name, the last four digits of your Social Security number, or the number on the back of your credit card.
Our Thoughts:
Before sharing any authentication information, make sure you are speaking with a genuine representative of the bank/organization. This caution will help to keep you from becoming the target of fraud.