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Prepaid Card
Explanation:
A prepaid card account is opened by depositing money into an account, much in the same way you would make a deposit to open a checking or savings account.
Once you have money in your account, you're issued a prepaid card that can be used anywhere one would use a regular credit card. The best part of the prepaid card is that you do not get in debt. The money is yours and once it's gone, you can't spend any more until you make another deposit. There are no bills and no interest charges. It's the same principle as using a debit card linked to a savings or checking account.
You do not build credit by using a prepaid card. However, you'll have most of the advantages of a credit card, and you won't have to worry about interest charges and bills.