How can I get pre-approved for the First Premier Bank Platinum Mastercard?
You cannot get pre-approved for the First PREMIER® Bank Platinum Credit Card as the card is no longer available to new applicants. However, if First Premier Bank considers you a good candidate, they will send you a pre-approved mail offer for their available credit cards.
Alternative Credit Card Option
If you're looking for a similar credit card, you should consider the Credit One Bank® Platinum Visa® for Rebuilding Credit. You can check for pre-approval online. Plus, this card accepts people with bad credit. You can also earn 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services. The card's annual fee is $75 intro 1st yr, $99 after.
In general, getting pre-approved doesn't affect your credit score, since it only triggers a soft inquiry on your credit. If you apply for a credit card, a hard inquiry will be triggered, which can lower your credit score for a short period of time. Keep in mind that pre-approval indicates you have good odds of approval, but it doesn't guarantee you'll get the card.