Open Sky℠ Secured Visa® Credit Card
- ONE-TIME FEES None
- ANNUAL FEE $35
- MONTHLY FEE None
- REGULAR RATE 17.64% (V)
- GRACE PERIOD 25 days
Open Sky℠ Secured Visa® Credit Card’s Highlights
- Build Your Credit, with monthly updates to all 3 credit bureaus.
- Control Your Finances, start with a security deposit and credit line as low as $200.
- Extra Credit When You Need It, increase your credit line up to $5000.
- Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
- Easy funding options, with 4 ways to fund and NO checking account needed.
- After your Account is open for one year or more Capital Bank will charge you a Credit Limit Increase Fee of $25.00 each time you add Deposit Funds and increase the Credit Limit and a Credit Limit Decrease Request Fee of $25.00 each time you request a reduction in your Credit Limit.
- Apply in less than 5 minutes.
Open Sky℠ Secured Visa® Credit Card’s Additional Info
- MAX LATE FEE $27
- MAX PENALTY APR 21.75% (V)
TRANSACTION FEE 3%
- SMART CHIP No
RATE 17.64% (V)
FEE 5% (min $6)
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The most frustrating about this card is the website. It is completely outdated and not at all interactive, very disappointing.
How long do I have to put the deposit down and can I pay it slowly in small increments?
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Last updated on: Jan 9th, 2016 at 2:48 EST