Orange County's Credit Union Mastercard Platinum Select
Orange County's Credit Union Mastercard Platinum Select
Accepted Credit Scores
Bad Credit
Minimum Security Deposit
See terms
Fees
APR on Purchases
19.49% (V)
Orange County's Credit Union Mastercard Platinum Select's Additional Info
Your activity is reported to the major credit bureau to establish history.
To get started, just provide a security deposit when applying to secure your credit limit. The credit limit will equal the security deposit you place when you open your card.
After 12 months of responsible card use, your account may be reviewed and, based on your overall credit history, you may qualify to have your security deposit returned and your credit card to be upgraded to a Mastercard Platinum Rewards.
24-hour replacement card assistance with Mastercard Global Service
Zero Liability and Online shopping security with Mastercard SecureCode
24/7 online self-service with MyCardInfo in Online Banking
Apple Pay, Google Pay, Samsung Pay and Masterpass digital wallets
cash advance fee | 2% (min $5) |
cash advance APR | 23.49% (V) |
foreign transaction fee | 1% |
smart chip | Yes, chip-and-PIN |
max late fee | $7 |
max overlimit fee | $0 |
max penalty APR | None |
Orange County's Credit Union Mastercard Platinum Select Pros & Cons
No membership fees
Qualify with bad credit
High regular APR
Foreign fee
Requires security deposit
Compare The Orange County's Credit Union Mastercard Platinum Select vs. Popular Alternatives
minimum depositSee terms | minimum deposit$49, $99 or $200 | minimum deposit$200 |
one time fees$0 | one time fees$0 | one time fees$0 |
annual fee$0 | annual fee$0 | annual fee$0 |
monthly fee$0 | monthly fee$0 | monthly fee$0 |
Regular APR19.49% (V) | Regular APR29.99% (V) | Regular APR29.99% (V) |
rewards rate | rewards rate | rewards rate |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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