Capital One® Quicksilver® Cash Rewards Credit Card

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Good
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Capital One® Quicksilver® Cash Rewards Credit Card’s Rewards

Bonus
$100
Base Earn
1.5%
Max Earn
1.5%
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016

Capital One® Quicksilver® Cash Rewards Credit Card’s Key APRs & Fees

Purchase Intro APR
0% until November 2016
Transfer Intro APR
0% until November 2016
Regular APR
13.24% - 23.24% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER
    FEE
    3%

Capital One® Quicksilver® Cash Rewards Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT
    FEE  
    None
  • MAX PENALTY APR   See Terms
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE
    RATE
    See Terms
  • CASH ADVANCE
    FEE
    3% (min $10)
  • FOREIGN
    TRANSACTION FEE  
    None
  • SMART CHIP   Yes, chip-and-signature
  • 0% intro APR on purchases until November 2016; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR until November 2016; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere
Apply Now
at Capital One’s
secure site

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Capital One® Quicksilver® Cash Rewards Credit Card to our community.

I have a Quicksilver credit card (not a Quicksilver One). Now, before I applied for it, I did some research on this particular card and it is very clear on numerous websites that you will get a one-time $100 bonus more
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Photo of Elizabeth M.
Jan 6, 2016
I had this happen to me because I already had a Cap1 card, and the 100.00 bonus is for new customers. I still really like the card, in particular, the 0% introductory apr. I also find Cap1 customer service to be above average.
7 Votes 17 10

What is my minimum payment for the Quicksilver card? Do I have to pay in full?
Reply

Photo of Card H.
Sep 10, 2015
If you have a balance of less than $25, your minimum payment is going to be equal to your balance. If that's not the case, your minimum payment will be the greater of $25 or 1% of your balance plus new interest, late payment fees, and an amount equal to a full year of membership fees divided by 12. Take into account that the bank might also add any past due amount to your minimum payment.
5 Votes 13 8

How can I find the balance on my Quicksilver Capital One card?
Reply

Photo of Card H.
Jan 9, 2016
The easiest way to check the balance of your Quicksilver card is to register your account for online management at: https://servicing.capitalone.com/c1/Login.aspx . You can also check your balance through the Capital One mobile app or by calling customer service at: 800-955-7070. Hope this helps. Best of luck!
1 Votes 1
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Customer Reviews

Share your insights and review the Capital One® Quicksilver® Cash Rewards Credit Card.

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3.7 out of 5

3,013 reviews
26%
33%
25%
11%
5%
Photo of Card H.
Oct 12, 2015
Capital One Quicksilver is an excellent everyday rewards credit card, offering straightforward yet lucrative rewards without charging an annual fee. This, in other words, is the type of offer that can take the pressure off both your wallet and your mind. You won’t be guilted into either using or closing the card since there are no fixed costs, but you’ll want to – use it, that is – given the 1.5% cash back you’ll earn on every purchase, the fact that you can nab a $100 bonus just for spending $500 in the first three months, and the conspicuous absence of annoying rewards program limits and loopholes. You don’t need more
Photo of Dustin P.
Jan 4, 2016
Credit karma recommended Capital One Quicksilver...Transunion 748, Equifax 742 and a recent bankruptcy six months ago. I did have an excellent credit rating because of long credit history and 100% on time payment history.
Applied also for CO MasterCard platinum, was approved as well. Looking forward to rebuilding my credit with a fresh start.
Photo of Joshua R.
Jan 2, 2016
I am really happy to own this card. I really like how the limit on the card can be raised, this makes the card very useful for monthly spending on products for the holidays. I have saved much money throughout the years and going on trips have been made a breeze due to the ease of the cards use.
Photo of Joshua L.
Jan 2, 2016
This is the card I use the most. I do not use credit cards very often but I have started using this card frequently due to the cash back option. I use it instead of my debit card now and just pay off the balance monthly so I do not pay interest(although the interest rate is a pretty good rate). I save up my rewards and then use it towards paying off my bill around every 3 or 4 months.
Photo of CJ N.
Jan 2, 2016
I LOVE THIS CARD, I use my card every month to pay bills, buy groceries and gas and Capital One pays me a small percentage back! I did take advantage of the 100 credit if you spend 500 in the first 3 months, I used my card for Christmas gifts and I'm going to get a 100 buck for doing that. The 1.5 percent you get back on purchases offsets the fairly high interest rate. That's good for people with rebuilding good credit. I really like Capital One's Quicksilver Cash back Card.
Photo of Rob P.
Dec 30, 2015
I applied and was initially given a $500 credit limit, which went up to $750 within the year. The 0% APR feature is an incredible offer. This allows you to essentially extend out purchases for the cash value you spent and not pay interest. I utilized this as often as I could before the promotion period ended. The online and mobile app for Capital One is very good. I get reminders when my bill is due and can easily pay my bill on my mobile device. Great card so far!
Photo of Rock C.
Dec 30, 2015
I have had fair credit rating for several years and was in need of a credit card. I completed an application online for the Capital One Platinum card. To my surprise and true happiness, I was approved instantly for $1000. With my credit score and in dire need, it literally saved my life. I called customer service soon after and they were extremely helpful and friendly and answered all my questions quickly. A huge plus is how informative their online interface is, and payments post quickly. The best part so far is my credit score has raised significantly.
Photo of Jaya B.
Dec 28, 2015
Quicksilver card is one of the best cards that I have ever used in my life. From the services to the physical appearance of the card it looks neat and tidy and it also provides information about updates of the respective services. The texture and design of the card really look awesome and it enables the customers to use it more.
Photo of Cara B.
Dec 25, 2015
Capital One is a great card if you can pay off your balances monthly. After our zero perecent introductory interest I was excited to be able to pay it off. My husband was injured and we were unable to payoff the amount. We have been making minimal payments just keep our credit on the positive side.
Photo of Mark W.
Dec 25, 2015
A great card for those looking to earn cash back. I use this as my primary card and pay it off each week by transferring money from my primary bank account. I have friends whom have had credit issues in the past that had no trouble getting approval for the QuickSilver card. This is my second card from Capital One over the years and customer service is outstanding, as well.
Photo of Jaime B.
Dec 16, 2015
I love this card. I had dug myself into a hole with credit when I was younger. I was trying to rebuild my credit. Capital one allowed me a credit card and I was off rebuilding. I love the cash back feature. I would highly recommend this card. The interest is a tad high but as I improve my credit it will change.
Photo of Lori L.
Dec 16, 2015
I love having this card, I was unable to get credit of any kind after my divorce and they took a chance on me. I have had wonderful experiences with capital one and everyone is very friendly and helpful. My interest rate is a little high and I do not have a high credit limit at this time, but in time that will change as my credit score gets better. I am very happy with this card.
Photo of Malayna L.
Dec 16, 2015
I was offered an upgrade to this card recently and seeing the increase in cash back, I decided to accept the offer. This card is absolutely wonderful and it is amazing to get even more cash back than I did before. The smart chip feature also is pretty nifty when shopping versus having to swipe it and that possibly messing up. With no annual fee, it makes the card even more wonderful because it makes me feel like I will not be hit with any sudden charges. Their website is easy to navigate and understand. Also the features that come along with this card that include a credit tracker are more
Photo of Bemwell I.
Jan 5, 2016
So you had the quicksilver one MasterCard with the annual fee? Since you used the card so much to rack up cash back rewards you were offered an upgrade to the visa signature with no annual fee correct? How long did you until you had an offer for an upgrade upon opening the account? just wondering thanks.
Photo of Jeff S.
Feb 1, 2016
I was upgraded to the quicksilver as well. I had a rewards card with annual fee and 3300 limit. Just before the upgrade offer I had been approved for a CL increase and had just made a 1k payment. Hope that helps.
Photo of Jacob M.
Dec 7, 2015
I have had this card for a little under a year now at it has been great. The credit limit went up as promised, and it is very easy to pay the bill on time every month using my phone. The cash back is also extremely easy to use, and much less complicated than other cards. I would definitely recommend this card for anyone looking to get a new credit card as it is extremely simple to use, without any hidden fees.
Photo of Mike C.
Dec 6, 2015
this card is my favorite card out of all the credit cards i ever owned.they really work with you so you can pay on time and not go completely broke after paying because of high fees.the customer service reps are very nice and helpful as well,I love this card.
Photo of Rachel J.
Dec 5, 2015
I like this card because it is easy to use and does not have hidden fees. I really like the cash back feature. It's rewarding when you spend money to earn money
Photo of Kimberly C.
Dec 5, 2015
This is the only credit card I currently have and generally use it for emergencies only. I have never had any issues with it and the one time I had to contact customer service, my questions were answered quickly and professionally. As long as payments are made on time, this is a good card to have.
Photo of Caitlyn T.
Nov 30, 2015
I have really enjoyed having this card. I enjoy the rewards that come with this card. I also enjoy the Capital One credit tracker that they update monthly with my credit reviews. This has been a great card to have around for holiday shopping because the rewards are nice to have after I shop and spend my money.
Photo of George F.
Nov 25, 2015
The Capital One Quicksilver card is probably the first credit I have had where I actually regularly use the rewards. That's why I rate it highly. My favorite features are that I don't need to sign up for bonuses, I get the same percentage cash back on every purchase, and I can set the cash back to be automatically credited to my account. It's like I automatically get free money back without even thinking about it. With other programs it always seemed like I was just a few points away from getting anything useful.
Photo of Kelli P.
Nov 22, 2015
I really like Capital One as a company. Their customer service is always great and they did not even hesitate to help me when my card was stolen and the thief racked up almost $300 in charges in one day. They made everything so easy and I feel safe knowing I have this card.

Above all else, though, the 1.5% cash back is WONDERFUL. I usually pay off my card each month so I literally get paid to use my card.
Photo of Joseph A.
Nov 20, 2015
I received this card last year and I've been happy with it for the most part. I love that I'm getting 1.5% cash back on all my purchases, and the extra security from the smart chip is extra, appreciated piece of mind. I use this card as much as possible to earn cashback rewards, and I love it.
Photo of Mike J.
Nov 19, 2015
The Capital One Quicksilver card is one of the best rewards cards on the market. It offers 1.5% cash back on all purchases. There are no catches or gimmicks to the cash back, you can easily redeem your cashback as a statement credit or opt for a gift card or check. There are other cards offering better rewards for certain categories, but for overall spending, the Quicksilver is probably the best rewards card.
Photo of Ronald W.
Nov 19, 2015
I applied for a Capital One Quicksilver credit card almost 6 months ago and the application process was amazing and quick and it also provided a pre-qualification so it would not hit my credit unless I was ready to apply. The percentage rate is very good especially if you are attempting to build credit and they provide a bunch of options to keep track of your account. Great card and I recommend it.
Photo of Mike Y.
Nov 19, 2015
Really love this card, I've had it for awhile now. It really is a good rewards card as stated. When charging it's always lovely to be able to get something back. One other aspect of this card that I enjoy is the really low apr rate, it's really low for my credit score and situation. I gave this card a five star rating just based off of the cash back benefits it has, but has many other great futures that you will love in a credit card.
Photo of Zach S.
Nov 2, 2015
This is a really good credit card especially since it has no annual fee. The best perk for this card is the 20% off Uber rides. I think that makes this card worth it if you use Uber regularly. The cash back is not that great at 1.5%, but I think this card is great to use exclusively for uber rides. Which I do. This has also been a great card for when I travel abroad since it does not have any foreign transaction fees. I think this is a great card to have, but it is not the best for everyday use.
Photo of Collin K.
Oct 28, 2015
I use this card everywhere I go. It is great with no foreign transaction fees. I am able to use it whenever I travel. It also gives 1.5% cash back on all purchases. No need to pull down the quarterly calendar and figure out which card you are going to use to get a discount. I love this card, and never leave home without it.
Photo of Christopher F.
Oct 7, 2015
I love this card and the 1.5% cash back rewards for everything you use it for.
And Cap One was the ONLY company that accepted me post Ch. 7 Bankruptcy, literally just 5 days after my discharge!
I've had the card just a few months now and pay it in full with each billing cycle and they already sent me an e mail saying my credit would automatically raise from $500 to $750 after just 5 monthly on time payments which I will be sure to do. This is really the only credit card I need (or want) and I hope to continue growing my credit limit and also rebuilding my more
Photo of Jacoby G.
Sep 18, 2015
Let me just begin by saying that Capital One's Quicksilver Cash Rewards card is one of the better rewards cards that I've owned. The fact that this card offers cash back on all purchases and on ever-changing categories like my Discover card, make it incredibly valuable. This card of course isn't without its caveats. The only thing that really bugs me about this card is its relatively low cash back rewards amount; 1.5% is OK, but it's not excellent. Overall, I'd recommend the Capital One Quick Silver Cash Rewards card if you're looking for a "catch-all" rewards card that have category restricted rewards.
Photo of Kenneth G.
Aug 22, 2015
Applied for this card after getting several pre-approval notices only to be denied credit. If only I had known better I wouldn’t had applied, now I have a hard inquiry on my record that will damage my credit score. I have ok credit and am trying to build not make it worse!
Photo of Samantha R.
Aug 15, 2015
Got this credit card about two months ago. What I DIDN'T know is that when you withdraw money from an ATM machine, you are going to be charged a 10.00 advance cash fee, plus whatever fee the ATM charges. Looked over my statement and saw THREE 10.00 charges for advance ATM cash advance fees. When I called, I was told 10.00 will be charged every time I withdraw from an ATM, and to add insult to injury, you will be charged INTEREST "immediately" on this fee. What a JOKE! Since you can't withdraw money by PIN at a grocery store, you have no choice to use ATM for emergency cash more
Photo of Derek M.
Oct 14, 2015
I don't see how you can fault the credit card or Capital One for doing something that is very clearly outlined in the fine print; you just didn't care enough to read it.
Photo of Elizabeth M.
Jan 6, 2016
That is frustrating when something unexpected comes up, and you need to use an atm. You can also go to a bank teller to get a cash advance, with no daily limit. There will still be a fee for the cash advance, either 3%, or a straight $10.00, whichever is smaller. If you know you are going to be short on cash, it is better to get one advance for a larger amount, than to divide it up into multiple smaller advances. I hope that helps!
Photo of Jenny R.
Aug 11, 2015
I have the Capital One Quicksilver Credit Card for a while now and I really like this card. I like that I can get cash back on all my purchases instead of just gas one month and the grocery store the next month.

The one thing I don't like is that you only get back 1.5% and have to spend almost $6,000 to get back $100. That $100 is money I wouldn't have originally had using a regular credit card so I guess it's not all bad.
Photo of Duke T.
Jun 25, 2015
I have the Capital One Quicksilver Cash Rewards Credit Card and I LOVE it. I did a lot of research before I decided on this card and I am glad I chose it. The card has 1.5% cash back on EVERYTHING. Some people will argue that other cards have a higher cash back percentage but they all use rotating categories which are a pain and might not even be applicable to your lifestyle. Also, I got $100 if I spent over a certain amount when I got the card which was easy. So far, I have gotten roughly $300 back after using this card for about a year.
Photo of Tim N.
Jun 20, 2015
The offer doesn't state the associated network: Visa, MC, etc. When I'm in a foreign country, I have to have Visa or MC, period.
Photo of Willam S.
Aug 12, 2015
So when you getting the card it looks like a charge card?
Photo of Zillow R.
Jun 17, 2015
Really good credit card for everyday!
Photo of Jeanna S.
May 19, 2015
As we all know, everyone loves to get rewards for many a purchase using a credit card. Since nobody uses cash anyone, getting a few extra bucks at the end of the month is really good. I have decided to go with the Capital One Quicksilver Cash Rewards Credit Card. There is lots of benefits to the credit card such as no annual fee, one time $100 bonus after spending $500, unlimited 1.5% cash back on every person. Spending a couple hundred dollars a month will sure add up at the end of the year. Also the cash back doesn't expire and there’s no limit to how much you can more
Photo of Katie M.
May 2, 2015
I have had the Capital One Quicksilver card for about 2 1/2 years, and I love it! I use it for almost everything! I have the app on my phone so it takes me less than 2 minutes to pay my bill, get my cash back, or check my available credit. I love the ease of use. On the rare occasion I have had to call in with an issue it is resolved in minutes by very friendly people. I would definitely recommend this card. The cash back rewards are pretty great at 1.5% and they are extremely simple to redeem. This is by far my favorite card!
Photo of Tess R.
Apr 30, 2015
I have a lot of credit cards, and I like to try to maximize my cash back/perks with each one. Most of the other cards will only give you 1% back on everything - but my Quicksilver gives me 1.5%! It doesn't sound like a lot but really it adds up quickly. I use it for everything from utilities to groceries. There is no "minimum" amount to cash out, and it's super easy to get your cash - just a few clicks. They'll even mail you a check, which most credit card companies won't do. You can get a rewards check of a few cents mailed out, if you want. more
Photo of Rebecca M.
Apr 12, 2015
This is my favorite credit card. It has no fee and gives 1.5% cash back. It's easy to redeem the cash back. The rewards accumulate as purchases are made and you have a choice to redeem them at any time so you don't have to wait until you reach a certain amount or until after the statement comes out. You can also set it to pay out rewards at specific amounts or after specific time periods.

I also like that it's easy to set up alerts. I have it set up to send an email for any purchase, which makes it really easy to check that there are no unauthorized more
Photo of Bob O.
Apr 10, 2015
The Capital One Quicksilver cash back card is awesome. Using this card gives me a 1.5% return and saves me money. I wish more credit cards would operate in this manner. There website tools are great and customer service is top notch. They always want to work with you to improve your life, whether it be making your payment on a certain date or sharing your credit history with you. I highly recommend Capital One as a credit card you can trust
Photo of Carlton P.
Apr 4, 2015
The Capital One Quicksilver card used to be the best cash back card on the market. It gives you 1.5% on all purchases regardless of type. Capital One offers very friendly customer service, and managing your card online is super easy. In keeping with their promise of "hassle free rewards", you can reedeem just about any amount of cash back any time for a check or statement credit.

Unfourtunately, Im stuck with this card. I wish it offered 2% like the Citi Double Cash does. But opening a new account and getting a new credit inquiry just wouldn't be worth the extra .5% for me.

If you're shopping around for a credit more
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Last updated on: Feb 6th, 2016 at 12:06 EST

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