Capital One® Quicksilver® Cash Rewards Credit Card

Required Credit Score:
3,295 reviews   Write a Review
Apply Now
at Capital One’s
secure site
Existing Cardholders
Change my rating to: Excellent

Capital One® Quicksilver® Cash Rewards Credit Card’s Rewards

Base Earn
Max Earn
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Every 10th Uber ride is free up to $15 when you pay with your Quicksilver card through March 31, 2017
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn

Capital One® Quicksilver® Cash Rewards Credit Card’s Key APRs & Fees

Purchase Intro APR
0% for 9 months
Transfer Intro APR
0% for 9 months
Regular APR
13.24% - 23.24% (V)

Capital One® Quicksilver® Cash Rewards Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • GRACE PERIOD   25 days
    23.24% (V)
    3% (min $10)
  • SMART CHIP   Yes, chip-and-signature
  • 0% intro APR on purchases for 9 months; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Apply Now
at Capital One’s
secure site

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Capital One® Quicksilver® Cash Rewards Credit Card to our community.

does this card provide any coverage for car rental??

Photo of Card H.
Aug 19, 2015
Yes, as a Visa card, it offers complimentary rental car insurance coverage. You can check out a breakdown of the coverage here:
8 Votes 14 6

Can I take cash out at a bank teller even though I have reached the cash advance limit?

Photo of Card H.
Mar 2, 2016
Unfortunately not. That transaction would be considered a cash advance and cash advances in excess of the cash advance limit will not be approved.
7 Votes 11 4

How do I apply my cash rewards to my bill?

2 Votes 2
Show More Questions

Customer Reviews

Share your insights and review the Capital One® Quicksilver® Cash Rewards Credit Card.

Your Rating
Delete Review

3.6 out of 5

3,295 reviews
Photo of Card H.
Oct 12, 2015
Capital One Quicksilver is an excellent everyday rewards credit card, offering straightforward yet lucrative rewards without charging an annual fee. This, in other words, is the type of offer that can take the pressure off both your wallet and your mind. You won’t be guilted into either using or closing the card since there are no fixed costs, but you’ll want to – use it, that is – given the 1.5% cash back you’ll earn on every purchase, the fact that you can nab a $100 bonus just for spending $500 in the first three months, and the conspicuous absence of annoying rewards program limits and loopholes. You don’t need more
Photo of Mindy M.
Apr 10, 2016
My husband has a capital one car and now I have 2. We enjoy the customer service. Ease of making payments and getting a full view of our accounts through their app.
Photo of BCMom
Feb 27, 2016
This is the absolute best credit card I have. The customer service is awesome! If there is any question about fraud they call you ASAP. I had a $200 charge on my card that wasn't made by me. They called me the same day the charge was made, and they canceled the charge, closed out my account and sent me a new card. They have a fraud team assigned to my case and will get back to me if they know anything. I love the 1.5% cash back, once I have enough money earned I put it right back on my card. I have so many good things to say more
Photo of iGreek
Feb 25, 2016
I've always been a fan of Capital One, as it was the first card I received when I turned 18. I got the Capital One Cash Rewards card, as I got a recommendation from a friend that had the same card. It is a great card and Capital One is a very fair company. The only thing I would improve is making the rewards slightly easier to redeem. I would recommend it to others for sure. I have never had a problem with Capital One and they have always treated me right.
Photo of Maddie
Feb 22, 2016
I got this card because I wanted one with a good rewards program. This one meets that need with it's 1.5% cash back. I wouldn't change a thing about it. Capital one's website is easy to use when I pay my bill. I was able to get a credit limit increase after a few months of use. I would happily recommend this to someone else. I have never had a problem with my card so I can't speak for customer service though.
Photo of Amy
Feb 21, 2016
I originally got this card for the cash back you get on every purchase. It honestly sounded too good to be true, but it really does work exactly as they say. Spend money, get cash back. It's that simple. The fee is fixed at 1.5%. So no matter what category you're spending in, you don't get any special reward as some cards do for travel and gas. So you do get your 1.5%, but never anything more. Still, if you do a lot of varied spending as many people do, this card will be worth it. Customer service has been okay. I've never had to call them for anything major, more
Photo of Lara
Feb 20, 2016
I like the Quicksilver, the only reason why I would rate it an average score is because to me it feels like an average card. It's very straightforward, the Quicksilver is a cash back rewards card that awards 1.5% cash back for everything. There are no promotional categories like the Freedom which give you a higher rate back, everything is straight-up 1.5% back. This puts it ahead of other cash back cards that typically only do 1%, but promotional categories probably wouldn't hurt and make this card better than the Freedom. If anything, this is the go-to every day purchases card. Perfect for every day purchasing power.
Photo of Thanos C.
Feb 15, 2016
I've always been a fan of Capital One, as it was the first card I received when I turned 18. I got the Capital One Cash Rewards card, as I got a recommendation from a friend that had the same card. It is a great card and Capital One is a very fair company. The only thing I would improve is making the rewards slightly easier to redeem. I would recommend it to others for sure. I have never had a problem with Capital One and they have always treated me right.
Photo of Tracy S.
Feb 13, 2016
Was approved with 631 credit score in Nov. 2014 with $300 credit limit.After my first 4 on time payments credit limit was increased to $2300 without asking for increase.Continued to use card on normal basis paying off in full each month.In Dec. 2015 went to Cap One website and asked for Credit Limit increase and was approved for $12,500 Credit Limit.The customer service is excellent as well.My Credit Score is now 723.Love my Quicksilver card.
Photo of LaTonya G.
Apr 15, 2016
Is the new CL based on income? I keep seeing different amounts.
Also, how quickly did you pay on your card after making charges?
Photo of NESHIA87
Feb 9, 2016
I first took interest in this card because i was looking to rebuild my bcredit after student loans and some other stuff destroyed it i had read on some of the blogs that capitol one was known for taking a chance on that are trying to rebuild there credit so i applied they started me off with a 3000 dollar credit limit that i was very grateful for but surprised at the same time that was about 8 months ago i have been using it fairly often and paying off the balance at the end of the month my score has increased and i like cashback feature and I should more
Photo of cfl
Feb 8, 2016
I've had this card a long time, I think I got it when I was establishing credit. The interest rate is a little high. I haven't had any problems with it. I haven't really had to use the customer service, so I can't say much about that. It's easy to use their website and I receive paperless billing. If the interest rate were a little lower, I would be very pleased with it.
Photo of Princess
Feb 6, 2016
I got this card when I was first establishing credit for myself. This card is virtually excepted anywhere and everywhere. One thing that stood out was the $100 cash bonus that I enjoyed spending on an outfit after three months. I like Capital One bank and have had experience with them before. There's not much to improve on this card because I didn't experience any negative issues. Customer service was always nice and helped me with any of my concerns.
Photo of Jami
Feb 6, 2016
I got this card because I was looking for something that offered a good reward program. I've had cards in the past that offered cash back or points, but redeeming them was always such a pain. I LOVE this card. The reward process is really worthwhile and easy to use, no obnoxious hoops to jump through. I can't think of anything I would improve except maybe the minimum payment. I typically carry a pretty low balance on the card, but I don't like having to pay it off in a lump sum.
Photo of FletcherReede1997
Feb 3, 2016
I got the Quicksilver card from Capital One because I was looking for a simple cash back rewards card. The two things that drew me to this card were the $0 annual fee and the easy to earn $100 initial bonus. I have found that the 1.5% cash back on all purchases makes this card much easier to use than the cards with rotating with rotating categories because I always know what I'm getting. There is no reason to have to strategically plan your purchases to earn rewards. I also like that my rewards never expire, because I like to let them build up before I redeem them. I think more
Photo of Babygirl1901
Jan 29, 2016
About 2 years ago I decided I wanted to try and apply for a Capital One card. My relatives had one and they said it was an awesome card to have. I went to their site and applied. I was approved for the Capital One Quicksilver Cash Rewards card. I was amazed at my starting limit on this card. I got this card based on word of mouth reviews and from what I read about it. I think that this card is a great card to have. There are no annual fees which is nice and it has great no interest rate offers. I would say that the only thing more
Photo of NotImpressedWithMyCCInTN
Jan 29, 2016
I got it to help me build credit because I've never really had a credit line established before. If I had to improve anything, it would be the APR. It is extremely high at over 22% and despite that I've never been late on a payment, it never decreases. I might recommend it to others that are unable to get a credit card from anyone else as this one is easy to get approved for. Customer service is okay at best. I contacted them last year regarding a question about the APR and they seemed to be mostly clueless, but did provide me with links to the information I was more
Photo of Capital K.
Jan 26, 2016
I like the Quicksilver Capital One because they give you a chance to built your credit score. They give you Zero percent rate for the first year wow. I just wish they would give higher credit limits. They started me out with 500 dollars.
Photo of Dustin P.
Jan 4, 2016
Credit karma recommended Capital One Quicksilver...Transunion 748, Equifax 742 and a recent bankruptcy six months ago. I did have an excellent credit rating because of long credit history and 100% on time payment history.
Applied also for CO MasterCard platinum, was approved as well. Looking forward to rebuilding my credit with a fresh start.
Photo of Joshua R.
Jan 2, 2016
I am really happy to own this card. I really like how the limit on the card can be raised, this makes the card very useful for monthly spending on products for the holidays. I have saved much money throughout the years and going on trips have been made a breeze due to the ease of the cards use.
Photo of Joshua L.
Jan 2, 2016
This is the card I use the most. I do not use credit cards very often but I have started using this card frequently due to the cash back option. I use it instead of my debit card now and just pay off the balance monthly so I do not pay interest(although the interest rate is a pretty good rate). I save up my rewards and then use it towards paying off my bill around every 3 or 4 months.
Photo of CJ N.
Jan 2, 2016
I LOVE THIS CARD, I use my card every month to pay bills, buy groceries and gas and Capital One pays me a small percentage back! I did take advantage of the 100 credit if you spend 500 in the first 3 months, I used my card for Christmas gifts and I'm going to get a 100 buck for doing that. The 1.5 percent you get back on purchases offsets the fairly high interest rate. That's good for people with rebuilding good credit. I really like Capital One's Quicksilver Cash back Card.
Photo of Rob P.
Dec 30, 2015
I applied and was initially given a $500 credit limit, which went up to $750 within the year. The 0% APR feature is an incredible offer. This allows you to essentially extend out purchases for the cash value you spent and not pay interest. I utilized this as often as I could before the promotion period ended. The online and mobile app for Capital One is very good. I get reminders when my bill is due and can easily pay my bill on my mobile device. Great card so far!
Photo of Rock C.
Dec 30, 2015
I have had fair credit rating for several years and was in need of a credit card. I completed an application online for the Capital One Platinum card. To my surprise and true happiness, I was approved instantly for $1000. With my credit score and in dire need, it literally saved my life. I called customer service soon after and they were extremely helpful and friendly and answered all my questions quickly. A huge plus is how informative their online interface is, and payments post quickly. The best part so far is my credit score has raised significantly.
Photo of Jaya B.
Dec 28, 2015
Quicksilver card is one of the best cards that I have ever used in my life. From the services to the physical appearance of the card it looks neat and tidy and it also provides information about updates of the respective services. The texture and design of the card really look awesome and it enables the customers to use it more.
Photo of Cara B.
Dec 25, 2015
Capital One is a great card if you can pay off your balances monthly. After our zero perecent introductory interest I was excited to be able to pay it off. My husband was injured and we were unable to payoff the amount. We have been making minimal payments just keep our credit on the positive side.
Photo of Mark W.
Dec 25, 2015
A great card for those looking to earn cash back. I use this as my primary card and pay it off each week by transferring money from my primary bank account. I have friends whom have had credit issues in the past that had no trouble getting approval for the QuickSilver card. This is my second card from Capital One over the years and customer service is outstanding, as well.
Photo of Jaime B.
Dec 16, 2015
I love this card. I had dug myself into a hole with credit when I was younger. I was trying to rebuild my credit. Capital one allowed me a credit card and I was off rebuilding. I love the cash back feature. I would highly recommend this card. The interest is a tad high but as I improve my credit it will change.
Photo of Lori L.
Dec 16, 2015
I love having this card, I was unable to get credit of any kind after my divorce and they took a chance on me. I have had wonderful experiences with capital one and everyone is very friendly and helpful. My interest rate is a little high and I do not have a high credit limit at this time, but in time that will change as my credit score gets better. I am very happy with this card.
Photo of Malayna L.
Dec 16, 2015
I was offered an upgrade to this card recently and seeing the increase in cash back, I decided to accept the offer. This card is absolutely wonderful and it is amazing to get even more cash back than I did before. The smart chip feature also is pretty nifty when shopping versus having to swipe it and that possibly messing up. With no annual fee, it makes the card even more wonderful because it makes me feel like I will not be hit with any sudden charges. Their website is easy to navigate and understand. Also the features that come along with this card that include a credit tracker are more
Photo of Bemwell I.
Jan 5, 2016
So you had the quicksilver one MasterCard with the annual fee? Since you used the card so much to rack up cash back rewards you were offered an upgrade to the visa signature with no annual fee correct? How long did you until you had an offer for an upgrade upon opening the account? just wondering thanks.
Photo of Jeff S.
Feb 1, 2016
I was upgraded to the quicksilver as well. I had a rewards card with annual fee and 3300 limit. Just before the upgrade offer I had been approved for a CL increase and had just made a 1k payment. Hope that helps.
Photo of Jacob M.
Dec 7, 2015
I have had this card for a little under a year now at it has been great. The credit limit went up as promised, and it is very easy to pay the bill on time every month using my phone. The cash back is also extremely easy to use, and much less complicated than other cards. I would definitely recommend this card for anyone looking to get a new credit card as it is extremely simple to use, without any hidden fees.
Photo of Mike C.
Dec 6, 2015
this card is my favorite card out of all the credit cards i ever owned.they really work with you so you can pay on time and not go completely broke after paying because of high fees.the customer service reps are very nice and helpful as well,I love this card.
Photo of Rachel J.
Dec 5, 2015
I like this card because it is easy to use and does not have hidden fees. I really like the cash back feature. It's rewarding when you spend money to earn money
Photo of Kimberly C.
Dec 5, 2015
This is the only credit card I currently have and generally use it for emergencies only. I have never had any issues with it and the one time I had to contact customer service, my questions were answered quickly and professionally. As long as payments are made on time, this is a good card to have.
Photo of Caitlyn T.
Nov 30, 2015
I have really enjoyed having this card. I enjoy the rewards that come with this card. I also enjoy the Capital One credit tracker that they update monthly with my credit reviews. This has been a great card to have around for holiday shopping because the rewards are nice to have after I shop and spend my money.
Photo of George F.
Nov 25, 2015
The Capital One Quicksilver card is probably the first credit I have had where I actually regularly use the rewards. That's why I rate it highly. My favorite features are that I don't need to sign up for bonuses, I get the same percentage cash back on every purchase, and I can set the cash back to be automatically credited to my account. It's like I automatically get free money back without even thinking about it. With other programs it always seemed like I was just a few points away from getting anything useful.
Photo of Kelli P.
Nov 22, 2015
I really like Capital One as a company. Their customer service is always great and they did not even hesitate to help me when my card was stolen and the thief racked up almost $300 in charges in one day. They made everything so easy and I feel safe knowing I have this card.

Above all else, though, the 1.5% cash back is WONDERFUL. I usually pay off my card each month so I literally get paid to use my card.
Photo of Joseph A.
Nov 20, 2015
I received this card last year and I've been happy with it for the most part. I love that I'm getting 1.5% cash back on all my purchases, and the extra security from the smart chip is extra, appreciated piece of mind. I use this card as much as possible to earn cashback rewards, and I love it.
Photo of Mike J.
Nov 19, 2015
The Capital One Quicksilver card is one of the best rewards cards on the market. It offers 1.5% cash back on all purchases. There are no catches or gimmicks to the cash back, you can easily redeem your cashback as a statement credit or opt for a gift card or check. There are other cards offering better rewards for certain categories, but for overall spending, the Quicksilver is probably the best rewards card.
Photo of Ronald W.
Nov 19, 2015
I applied for a Capital One Quicksilver credit card almost 6 months ago and the application process was amazing and quick and it also provided a pre-qualification so it would not hit my credit unless I was ready to apply. The percentage rate is very good especially if you are attempting to build credit and they provide a bunch of options to keep track of your account. Great card and I recommend it.
Photo of Mike Y.
Nov 19, 2015
Really love this card, I've had it for awhile now. It really is a good rewards card as stated. When charging it's always lovely to be able to get something back. One other aspect of this card that I enjoy is the really low apr rate, it's really low for my credit score and situation. I gave this card a five star rating just based off of the cash back benefits it has, but has many other great futures that you will love in a credit card.
Editor's Pick

Capital One® Quicksilver® Cash Rewards Credit Card is an Editor's Pick for:

Related Credit Cards

If you are interested in the Capital One® Quicksilver® Cash Rewards Credit Card, check out the following credit cards as well:

Related Credit Card Categories

Capital One® Quicksilver® Cash Rewards Credit Card is related to the following credit card categories:

CardHub is an independent card comparison service.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Once you click the "Apply Now" button, you will be directed to the issuer's website. Before applying, we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Capital One® Quicksilver® Cash Rewards Credit Card shown on this page.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted toward the top of the page using the designation "Sponsored Card", when applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

Regardless of advertiser status, none of the information on CardHub constitutes a referral or endorsement of the respective issuer by us, or vice versa. Furthermore, it is important to note that the inclusion of non-sponsored cards on CardHub does not indicate that issuer's involvement with the site. Information is displayed first and foremost for helping consumers make better credit card decisions.

Last updated on: Sep 21st, 2016 at 11:41 EDT

Your email request has been submitted

Thank You

Go Back

Share by Email

250 Characters Remaining